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GBLI vs CZNC

Comparison between Global Indemnity Group LLC - Class A (GBLI, Company) and Citizens & Northern Corp (CZNC, Company).

Both GBLI and CZNC are from the Financial Services sector.

5-Year PerformanceCZNC has outperformed GBLI, delivering a return of +2.3% compared to +0.4%

GBLI vs CZNC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
GBLI
$380M
CZNC
$379M
Max Drawdown
GBLI
85.55%
Winner
CZNC
77.47%
Sharpe Ratio
GBLI
-0.42
Winner
CZNC
0.86
5Y Beta
Winner
GBLI
0.14
CZNC
0.61
Industry
GBLI
Insurance - Property & Casualty
CZNC
Banks - Regional
P/E Ratio
Winner
GBLI
16.44
CZNC
19.70
Forward P/E
GBLI
11.21
Winner
CZNC
11.19
PEG Ratio
Winner
GBLI
0.91
CZNC
1.21
Dividend Yield
GBLI
5.19%
Winner
CZNC
5.36%
5Y Dividends CAGR
Winner
GBLI
6.96%
CZNC
0.54%
5Y EPS CAGR
GBLI
-12.81%
Winner
CZNC
-7.07%
Debt to Equity
Winner
GBLI
0.00%
CZNC
4.05%
Free Cash Flow Yield
GBLI
-2.95%
Winner
CZNC
9.91%
P/S Ratio
Winner
GBLI
0.88
CZNC
3.35
P/B Ratio
Winner
GBLI
0.56
CZNC
1.13

GBLI vs CZNC - Historical Returns

Returns include dividend reinvestment.

1M
GBLI
-2.98%
Winner
CZNC
-1.79%
3M
GBLI
-4.95%
Winner
CZNC
-2.97%
6M
GBLI
-3.40%
Winner
CZNC
+8.12%
1Y
GBLI
-11.15%
Winner
CZNC
+24.80%
5Y(CAGR)
GBLI
+0.38%
Winner
CZNC
+2.31%
10Y(CAGR)
GBLI
+1.61%
Winner
CZNC
+5.53%
Max(CAGR)
GBLI
+0.14%
Winner
CZNC
+5.29%

GBLI vs CZNC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearGBLICZNC
2026-7.06%+9.64%
2025-18.12%+16.98%
2024+17.52%-13.54%
2023+44.04%+3.80%
2022-4.20%-8.18%
2021-7.85%+35.53%
2020+0.01%-25.64%
2019-14.96%+11.86%
2018-9.57%+14.65%
2017+10.52%-4.00%
2016+33.60%+35.90%
2015+4.73%+6.44%
2014+15.70%+6.82%
2013+9.43%+13.78%
2012+8.64%+4.51%
2011-5.57%+25.65%
2010+26.55%+58.99%
2009-35.56%-49.99%
2008-34.88%+17.35%
2007-20.73%-14.91%
2006+40.64%-10.49%
2005+0.49%-0.87%
2004+5.32%+6.18%
2003+0.97%+35.71%
2002N/A+27.68%
2001N/A+36.99%
2000N/A-22.66%
1999N/A-6.13%

GBLI vs CZNC Drawdown Comparison

The maximum drawdown for GBLI was -85.55%, occurring on Mar 30, 2009. This drawdown has not yet recovered.

The maximum drawdown for CZNC was -72.51%, occurring on Nov 27, 2009. Recovery took 2815 trading sessions.

The current GBLI drawdown is -30.46%. The current CZNC drawdown is -9.55%.

RankGBLICZNC
#1-85.55%
Dec 15, 2006 - Mar 30, 2009
-72.51%
Jul 22, 2005 - Sep 27, 2016
#2-31.00%
Jan 28, 2004 - Jan 11, 2006
-44.88%
May 14, 2019 - Oct 7, 2021
#3-22.03%
Apr 21, 2006 - Nov 6, 2006
-36.38%
Dec 6, 1999 - Apr 8, 2002
#4-8.89%
Mar 2, 2006 - Apr 3, 2006
-34.20%
Nov 11, 2021 - Jan 22, 2026
#5-4.04%
Nov 8, 2006 - Nov 28, 2006
-17.45%
Jan 20, 2005 - May 27, 2005
#6-3.48%
Nov 28, 2006 - Dec 15, 2006
-16.65%
Aug 24, 2018 - Apr 26, 2019
#7-3.20%
Apr 3, 2006 - Apr 18, 2006
-14.80%
Nov 29, 2017 - Jun 1, 2018
#8-2.86%
Dec 16, 2003 - Dec 31, 2003
-14.21%
Apr 9, 2026 - May 15, 2026
#9-2.59%
Jan 19, 2006 - Jan 23, 2006
-13.65%
Dec 27, 2016 - Oct 10, 2017
#10-2.44%
Feb 1, 2006 - Feb 13, 2006
-11.33%
Oct 16, 2017 - Nov 29, 2017
#11-1.66%
Jan 20, 2004 - Jan 28, 2004
-10.30%
Feb 13, 2026 - Apr 9, 2026
#12-1.52%
Feb 24, 2006 - Mar 2, 2006
-8.80%
Dec 31, 2003 - Dec 16, 2004
#13-1.04%
Feb 16, 2006 - Feb 22, 2006
-7.39%
Nov 23, 2016 - Dec 19, 2016
#14-0.87%
Jan 13, 2006 - Jan 19, 2006
-7.31%
Nov 1, 1999 - Dec 2, 1999
#15-0.80%
Jan 27, 2006 - Feb 1, 2006
-7.12%
Nov 6, 2002 - Apr 2, 2003

Correlation

Correlation between GBLI and CZNC is 0.40 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.40
-101

Dividend Comparison (1999 - 2026)

GBLI vs CZNC dividend yield comparison.

YearGBLICZNC
20261.33%2.62%
20254.93%5.55%
20243.89%6.02%
20233.10%4.99%
20224.29%4.90%
20213.98%4.25%
20203.50%5.44%
20193.37%3.82%
20182.76%4.09%
20170.00%4.33%
20160.00%3.97%
20150.00%4.95%
20140.00%5.03%
20130.00%4.85%
20120.00%4.44%
20110.00%3.14%
20100.00%2.62%
20090.00%7.55%
20080.00%4.86%
20070.00%5.40%
20060.00%4.33%
20050.00%3.60%
20040.00%3.27%
20030.00%2.87%
20020.00%3.71%
20010.00%4.05%
20000.00%4.82%
19990.00%0.82%

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