GBFH vs KINS

Comparison between GBank Financial Holdings Inc (GBFH, Company) and Kingstone Cos. Inc (KINS, Company).

Both GBFH and KINS are from the Financial Services sector.

5-Year PerformanceKINS has outperformed GBFH, delivering a return of +21.9% compared to +14.7%

GBFH vs KINS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GBFH(COMPANY)	KINS(COMPANY)
Market Cap	$295M	$295M
Max Drawdown	53.66%	99.52%
Sharpe Ratio	-1.02	0.67
5Y Beta	0.58	0.95
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	16.45	9.31
Forward P/E	23.36	7.47
PEG Ratio	N/A	0.31
Dividend Yield	N/A	0.74%
5Y Dividends CAGR	N/A	4.56%
5Y EPS CAGR	N/A	30.71%
Debt to Equity	0.00%	3.60%
Free Cash Flow Yield	1.78%	21.66%
P/S Ratio	3.92	1.32
P/B Ratio	1.74	2.52

Market Cap

GBFH

$295M

Winner

KINS

$295M

Max Drawdown

Winner

GBFH

53.66%

KINS

99.52%

Sharpe Ratio

GBFH

-1.02

Winner

KINS

0.67

5Y Beta

Winner

GBFH

0.58

KINS

0.95

Industry

GBFH

Banks - Regional

KINS

Insurance - Property & Casualty

P/E Ratio

GBFH

16.45

Winner

KINS

9.31

Forward P/E

GBFH

23.36

Winner

KINS

7.47

PEG Ratio

GBFH

N/A

KINS

0.31

Dividend Yield

GBFH

N/A

KINS

0.74%

5Y Dividends CAGR

GBFH

N/A

KINS

4.56%

5Y EPS CAGR

GBFH

N/A

KINS

30.71%

Debt to Equity

Winner

GBFH

0.00%

KINS

3.60%

Free Cash Flow Yield

GBFH

1.78%

Winner

KINS

21.66%

P/S Ratio

GBFH

3.92

Winner

KINS

1.32

P/B Ratio

Winner

GBFH

1.74

KINS

2.52

GBFH vs KINS - Historical Returns

Returns include dividend reinvestment.

Period	GBFH	KINS
1 month	-33.55%	-6.12%
3 months	-29.03%	+18.25%
6 months	-39.69%	+19.36%
1 year	-44.19%	+19.02%
5 years(CAGR)	+14.73%	+21.88%
10 years(CAGR)	N/A	+10.09%
Max(CAGR)	+16.65%	+6.53%

GBFH

-33.55%

Winner

KINS

-6.12%

GBFH

-29.03%

Winner

KINS

+18.25%

GBFH

-39.69%

Winner

KINS

+19.36%

GBFH

-44.19%

Winner

KINS

+19.02%

5Y(CAGR)

GBFH

+14.73%

Winner

KINS

+21.88%

10Y(CAGR)

GBFH

N/A

KINS

+10.09%

Max(CAGR)

Winner

GBFH

+16.65%

KINS

+6.53%

GBFH vs KINS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GBFH	KINS
2026	-35.77%	+17.82%
2025	-14.42%	+12.70%
2024	+208.02%	+655.72%
2023	+35.32%	+50.00%
2022	+5.42%	-74.17%
2021	+12.78%	-21.17%
2020	N/A	-13.59%
2019	N/A	-54.93%
2018	N/A	-6.05%
2017	N/A	+40.40%
2016	N/A	+61.15%
2015	N/A	+15.12%
2014	N/A	+16.85%
2013	N/A	+54.91%
2012	N/A	+48.19%
2011	N/A	-6.15%
2010	N/A	+33.08%
2009	N/A	+418.75%
2008	N/A	-72.41%
2007	N/A	-45.07%
2006	N/A	+5.88%
2005	N/A	-66.71%
2004	N/A	+63.16%
2003	N/A	+143.59%
2002	N/A	+21.87%
2001	N/A	+14.29%
2000	N/A	-70.21%
1999	N/A	-3.09%

GBFH vs KINS Drawdown Comparison

The maximum drawdown for GBFH was -53.66%, occurring on Aug 5, 2026. This drawdown has not yet recovered.

The maximum drawdown for KINS was -99.52%, occurring on Mar 18, 2009. Recovery took 2301 trading sessions.

The current GBFH drawdown is -52.55%. The current KINS drawdown is -11.03%.

Rank	GBFH	KINS
#1	-53.66% Dec 30, 2024 - Aug 5, 2026	-99.52% Nov 29, 2004 - Jan 21, 2014
#2	-22.56% Mar 1, 2022 - Jan 30, 2023	-96.20% Jan 23, 2018 - Apr 29, 2025
#3	-17.89% Feb 22, 2021 - May 24, 2021	-79.65% Dec 1, 1999 - Aug 5, 2003
#4	-17.78% Jun 7, 2021 - Feb 23, 2022	-38.85% May 9, 2025 - Sep 9, 2025
#5	-13.23% Oct 26, 2023 - Jan 5, 2024	-38.78% Mar 9, 2004 - Oct 6, 2004
#6	-12.50% Oct 9, 2024 - Oct 24, 2024	-29.57% Aug 5, 2003 - Jan 20, 2004
#7	-10.94% Feb 1, 2024 - Jul 11, 2024	-26.33% Nov 27, 2015 - Oct 10, 2016
#8	-10.03% Nov 6, 2024 - Nov 21, 2024	-24.91% Jan 21, 2014 - Sep 4, 2014
#9	-7.55% Sep 18, 2024 - Sep 30, 2024	-22.68% Nov 1, 1999 - Nov 16, 1999
#10	-5.85% Jul 3, 2023 - Oct 13, 2023	-22.50% Oct 6, 2004 - Nov 29, 2004
#11	-4.98% Oct 24, 2024 - Nov 6, 2024	-21.49% Jan 26, 2004 - Feb 19, 2004
#12	-4.59% Sep 13, 2024 - Sep 17, 2024	-19.80% Nov 18, 1999 - Nov 29, 1999
#13	-4.57% Aug 1, 2024 - Aug 14, 2024	-17.10% Nov 28, 2014 - Aug 19, 2015
#14	-4.51% Dec 6, 2024 - Dec 27, 2024	-15.51% Apr 29, 2025 - May 9, 2025
#15	-4.35% Feb 23, 2022 - Mar 1, 2022	-14.39% Jul 31, 2017 - Oct 2, 2017