GAP vs HQY

Comparison between Gap Inc (GAP, Company) and Healthequity Inc (HQY, Company).

GAP is from the Consumer Cyclical sector, while HQY is from the Healthcare sector.

5-Year PerformanceHQY has outperformed GAP, delivering a return of +2.4% compared to -3.9%

GAP vs HQY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GAP(COMPANY)	HQY(COMPANY)
Market Cap	$7.62B	$7.53B
Max Drawdown	89.60%	60.65%
Sharpe Ratio	0.16	-0.41
5Y Beta	1.41	0.99
Industry	Apparel Retail	Health Information Services
P/E Ratio	8.07	33.12
Forward P/E	9.51	18.98
PEG Ratio	0.69	0.36
Dividend Yield	3.06%	N/A
5Y Dividends CAGR	28.05%	N/A
5Y EPS CAGR	17.77%	114.60%
Debt to Equity	40.82%	46.04%
Free Cash Flow Yield	14.76%	6.48%
P/S Ratio	0.49	5.58
P/B Ratio	2.08	3.64

Market Cap

Winner

GAP

$7.62B

HQY

$7.53B

Max Drawdown

GAP

89.60%

Winner

HQY

60.65%

Sharpe Ratio

Winner

GAP

0.16

HQY

-0.41

5Y Beta

GAP

1.41

Winner

HQY

0.99

Industry

GAP

Apparel Retail

HQY

Health Information Services

P/E Ratio

Winner

GAP

8.07

HQY

33.12

Forward P/E

Winner

GAP

9.51

HQY

18.98

PEG Ratio

GAP

0.69

Winner

HQY

0.36

Dividend Yield

GAP

3.06%

HQY

N/A

5Y Dividends CAGR

GAP

28.05%

HQY

N/A

5Y EPS CAGR

GAP

17.77%

Winner

HQY

114.60%

Debt to Equity

Winner

GAP

40.82%

HQY

46.04%

Free Cash Flow Yield

Winner

GAP

14.76%

HQY

6.48%

P/S Ratio

Winner

GAP

0.49

HQY

5.58

P/B Ratio

Winner

GAP

2.08

HQY

3.64

GAP vs HQY - Historical Returns

Returns include dividend reinvestment.

Period	GAP	HQY
1 month	+2.22%	+9.79%
3 months	-4.73%	+15.04%
6 months	-15.82%	-8.73%
1 year	+4.13%	-15.05%
5 years(CAGR)	-3.93%	+2.39%
10 years(CAGR)	+5.07%	+11.80%
Max(CAGR)	+0.34%	+14.56%

GAP

+2.22%

Winner

HQY

+9.79%

GAP

-4.73%

Winner

HQY

+15.04%

GAP

-15.82%

Winner

HQY

-8.73%

Winner

GAP

+4.13%

HQY

-15.05%

5Y(CAGR)

GAP

-3.93%

Winner

HQY

+2.39%

10Y(CAGR)

GAP

+5.07%

Winner

HQY

+11.80%

Max(CAGR)

GAP

+0.34%

Winner

HQY

+14.56%

GAP vs HQY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GAP	HQY
2026	-11.98%	-3.00%
2025	+11.68%	-5.37%
2024	+15.43%	+45.01%
2023	+93.36%	+9.23%
2022	-35.52%	+31.60%
2021	-6.63%	-35.80%
2020	+18.41%	-3.52%
2019	-28.01%	+25.31%
2018	-22.07%	+28.36%
2017	+49.17%	+16.10%
2016	-8.52%	+62.27%
2015	-39.88%	+1.50%
2014	+11.08%	+44.60%
2013	+26.20%	N/A
2012	+70.17%	N/A
2011	-14.52%	N/A
2010	+9.40%	N/A
2009	+52.12%	N/A
2008	-32.79%	N/A
2007	+11.63%	N/A
2006	+12.01%	N/A
2005	-14.98%	N/A
2004	-5.87%	N/A
2003	+45.16%	N/A
2002	+10.78%	N/A
2001	-44.93%	N/A
2000	-40.69%	N/A
1999	+27.17%	N/A

GAP vs HQY Drawdown Comparison

The maximum drawdown for GAP was -85.61%, occurring on Apr 2, 2020. This drawdown has not yet recovered.

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The current GAP drawdown is -30.30%. The current HQY drawdown is -22.85%.

Rank	GAP	HQY
#1	-85.61% Sep 4, 2014 - Apr 2, 2020	-60.65% Nov 7, 2018 - Nov 18, 2024
#2	-83.07% Feb 3, 2000 - Jul 11, 2013	-54.61% Nov 11, 2015 - Sep 8, 2016
#3	-20.70% Aug 2, 2013 - Aug 25, 2014	-36.07% Feb 12, 2025 - Feb 12, 2026
#4	-15.21% Dec 28, 1999 - Jan 10, 2000	-26.64% Dec 26, 2014 - Mar 24, 2015
#5	-14.78% Jan 12, 2000 - Feb 3, 2000	-25.46% Jun 8, 2017 - Feb 14, 2018
#6	-11.41% Nov 1, 1999 - Nov 12, 1999	-20.14% Oct 10, 2016 - Nov 11, 2016
#7	-8.97% Dec 16, 1999 - Dec 28, 1999	-19.61% Sep 10, 2014 - Nov 18, 2014
#8	-5.01% Nov 16, 1999 - Nov 26, 1999	-19.35% Aug 5, 2015 - Nov 10, 2015
#9	-4.25% Dec 1, 1999 - Dec 8, 1999	-18.68% Jan 18, 2017 - Jun 7, 2017
#10	-3.31% Dec 10, 1999 - Dec 15, 1999	-17.11% Sep 11, 2018 - Nov 7, 2018
#11	-1.98% Nov 29, 1999 - Dec 1, 1999	-12.96% Nov 21, 2024 - Jan 21, 2025
#12	-0.98% Dec 8, 1999 - Dec 10, 1999	-10.53% Feb 21, 2018 - Feb 28, 2018
#13	-0.95% Jul 12, 2013 - Jul 25, 2013	-10.23% Nov 28, 2014 - Dec 22, 2014
#14	-0.46% Jul 30, 2013 - Aug 1, 2013	-10.22% Jul 26, 2018 - Aug 14, 2018
#15	-0.39% Aug 28, 2014 - Sep 2, 2014	-10.21% Aug 14, 2014 - Sep 10, 2014