FUND vs CIA

Comparison between Sprott Focus Trust Inc (FUND, Company) and Citizens Inc - Class A (CIA, Company).

Both FUND and CIA are from the Financial Services sector.

5-Year PerformanceFUND has outperformed CIA, delivering a return of +11.1% compared to +2.7%

FUND vs CIA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FUND(COMPANY)	CIA(COMPANY)
Market Cap	$291M	$291M
Max Drawdown	71.62%	85.54%
Sharpe Ratio	1.93	1.27
5Y Beta	0.76	1.26
Industry	Asset Management	Insurance - Life
P/E Ratio	5.20	104.20
Forward P/E	N/A	18.94
Dividend Yield	5.79%	N/A
5Y Dividends CAGR	2.08%	N/A
5Y EPS CAGR	-2.11%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	0.00%	5.59%

Market Cap

Winner

FUND

$291M

CIA

$291M

Max Drawdown

Winner

FUND

71.62%

CIA

85.54%

Sharpe Ratio

Winner

FUND

1.93

CIA

1.27

5Y Beta

Winner

FUND

0.76

CIA

1.26

Industry

FUND

Asset Management

CIA

Insurance - Life

P/E Ratio

Winner

FUND

5.20

CIA

104.20

Forward P/E

FUND

N/A

CIA

18.94

Dividend Yield

FUND

5.79%

CIA

N/A

5Y Dividends CAGR

FUND

2.08%

CIA

N/A

5Y EPS CAGR

FUND

-2.11%

CIA

N/A

Debt to Equity

FUND

0.00%

CIA

0.00%

Free Cash Flow Yield

FUND

0.00%

Winner

CIA

5.59%

FUND vs CIA - Historical Returns

Returns include dividend reinvestment.

Period	FUND	CIA
1 month	-1.13%	+16.53%
3 months	+5.08%	+26.35%
6 months	+16.01%	+1.92%
1 year	+39.38%	+72.06%
5 years(CAGR)	+11.09%	+2.70%
10 years(CAGR)	+12.53%	-3.23%
Max(CAGR)	+10.71%	+0.55%

FUND

-1.13%

Winner

CIA

+16.53%

FUND

+5.08%

Winner

CIA

+26.35%

Winner

FUND

+16.01%

CIA

+1.92%

FUND

+39.38%

Winner

CIA

+72.06%

5Y(CAGR)

Winner

FUND

+11.09%

CIA

+2.70%

10Y(CAGR)

Winner

FUND

+12.53%

CIA

-3.23%

Max(CAGR)

Winner

FUND

+10.71%

CIA

+0.55%

FUND vs CIA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FUND	CIA
2026	+15.47%	+17.47%
2025	+27.06%	+12.06%
2024	-0.72%	+47.43%
2023	+6.34%	+29.33%
2022	-1.96%	-60.41%
2021	+37.58%	-5.01%
2020	+2.38%	-17.44%
2019	+33.92%	-10.48%
2018	-19.67%	+0.00%
2017	+21.35%	-26.87%
2016	+30.32%	+40.29%
2015	-14.72%	-5.83%
2014	+1.29%	-10.48%
2013	+18.76%	-23.65%
2012	+10.57%	+10.17%
2011	-13.25%	+24.39%
2010	+16.11%	+11.36%
2009	+33.82%	-30.83%
2008	-45.51%	+63.30%
2007	+1.87%	-19.86%
2006	+27.60%	+20.44%
2005	+4.58%	-6.09%
2004	+44.81%	-33.71%
2003	+59.23%	+28.51%
2002	-14.54%	-40.43%
2001	+21.00%	+84.00%
2000	+22.15%	+1.82%
1999	+1.00%	+19.35%

FUND vs CIA Drawdown Comparison

The maximum drawdown for FUND was -65.09%, occurring on Nov 21, 2008. Recovery took 1398 trading sessions.

The maximum drawdown for CIA was -85.54%, occurring on May 9, 2023. This drawdown has not yet recovered.

The current FUND drawdown is -5.57%. The current CIA drawdown is -49.96%.

Rank	FUND	CIA
#1	-65.09% Jun 5, 2008 - Dec 23, 2013	-85.54% Dec 19, 2016 - May 9, 2023
#2	-43.18% Feb 12, 2020 - Dec 4, 2020	-60.47% Dec 18, 2001 - Dec 19, 2016
#3	-37.57% Jul 1, 2014 - Feb 2, 2017	-25.22% Jan 11, 2000 - May 29, 2001
#4	-36.22% May 2, 2002 - Aug 29, 2003	-19.30% Nov 12, 1999 - Jan 11, 2000
#5	-26.93% Jan 26, 2018 - Dec 12, 2019	-18.29% May 31, 2001 - Jul 18, 2001
#6	-25.57% Feb 15, 2001 - Dec 31, 2001	-15.38% Sep 6, 2001 - Nov 30, 2001
#7	-24.68% Apr 20, 2022 - Jul 31, 2024	-8.38% Jul 18, 2001 - Aug 15, 2001
#8	-24.67% Nov 29, 2007 - Jun 5, 2008	-7.55% Dec 7, 2001 - Dec 18, 2001
#9	-21.75% Feb 16, 2005 - Dec 16, 2005	-3.08% Aug 24, 2001 - Aug 31, 2001
#10	-19.42% Jun 18, 2007 - Nov 29, 2007	-2.40% Nov 30, 2001 - Dec 4, 2001
#11	-19.20% Apr 5, 2004 - Oct 1, 2004	-2.11% Nov 2, 1999 - Nov 5, 1999
#12	-18.25% Dec 2, 2024 - Jul 3, 2025	-2.08% Nov 5, 1999 - Nov 11, 1999
#13	-17.35% May 10, 2006 - Nov 24, 2006	-1.67% Aug 20, 2001 - Aug 22, 2001
#14	-15.22% May 16, 2000 - Sep 13, 2000	N/A
#15	-13.48% Mar 23, 2000 - May 16, 2000	N/A

Correlation

Correlation between FUND and CIA is -0.53 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.53

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