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FSBC vs HBNC

Comparison between Five Star Bancorp (FSBC, Company) and Horizon Bancorp Inc (IN) (HBNC, Company).

Both FSBC and HBNC are from the Financial Services sector.

5-Year PerformanceFSBC has outperformed HBNC, delivering a return of +18.1% compared to +9.3%

FSBC vs HBNC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
FSBC
$1.03B
HBNC
$1.03B
Max Drawdown
Winner
FSBC
42.95%
HBNC
67.20%
Sharpe Ratio
Winner
FSBC
1.82
HBNC
0.98
5Y Beta
Winner
FSBC
0.76
HBNC
0.91
Industry
FSBC
Banks - Regional
HBNC
Banks - Regional
P/E Ratio
FSBC
15.40
Winner
HBNC
-6.39
Forward P/E
FSBC
N/A
HBNC
11.05
PEG Ratio
Winner
FSBC
0.39
HBNC
0.80
Dividend Yield
FSBC
1.84%
Winner
HBNC
3.14%
5Y Dividends CAGR
FSBC
N/A
HBNC
9.86%
Debt to Equity
FSBC
0.00%
HBNC
0.00%
Free Cash Flow Yield
FSBC
7.23%
Winner
HBNC
7.85%
P/S Ratio
FSBC
6.56
Winner
HBNC
3.76
P/B Ratio
FSBC
2.30
Winner
HBNC
1.50

FSBC vs HBNC - Historical Returns

Returns include dividend reinvestment.

1M
FSBC
+1.20%
Winner
HBNC
+2.70%
3M
Winner
FSBC
+17.03%
HBNC
+13.55%
6M
Winner
FSBC
+26.17%
HBNC
+15.94%
1Y
Winner
FSBC
+60.53%
HBNC
+30.63%
5Y(CAGR)
Winner
FSBC
+18.10%
HBNC
+9.26%
10Y(CAGR)
FSBC
N/A
HBNC
+9.19%
Max(CAGR)
Winner
FSBC
+21.27%
HBNC
+11.85%

FSBC vs HBNC - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearFSBCHBNC
2026+35.30%+23.37%
2025+24.04%+11.71%
2024+16.12%+17.17%
2023-0.46%-0.07%
2022-9.53%-25.91%
2021+51.85%+39.18%
2020N/A-12.45%
2019N/A+21.60%
2018N/A-11.31%
2017N/A+0.73%
2016N/A+55.61%
2015N/A+10.06%
2014N/A+7.58%
2013N/A+26.86%
2012N/A+74.23%
2011N/A+1.41%
2010N/A+66.03%
2009N/A+35.86%
2008N/A-45.91%
2007N/A-4.30%
2006N/A+5.90%
2005N/A-4.22%
2004N/A-0.26%
2003N/A+56.10%
2002N/A+18.45%
2001N/A+15.75%

FSBC vs HBNC Drawdown Comparison

The maximum drawdown for FSBC was -40.76%, occurring on May 11, 2023. Recovery took 662 trading sessions.

The maximum drawdown for HBNC was -65.21%, occurring on May 11, 2023. Recovery took 1103 trading sessions.

The current FSBC drawdown is -4.69%. The current HBNC drawdown is -2.48%.

RankFSBCHBNC
#1-40.76%
Dec 6, 2021 - Jul 26, 2024
-65.21%
Jan 18, 2022 - Jun 11, 2026
#2-24.53%
Dec 11, 2024 - Aug 26, 2025
-64.44%
Feb 17, 2006 - Jan 27, 2011
#3-18.82%
Jun 15, 2021 - Oct 29, 2021
-62.07%
Jun 8, 2018 - Nov 3, 2021
#4-13.07%
Feb 6, 2026 - Apr 17, 2026
-24.30%
Dec 27, 2013 - Oct 31, 2014
#5-11.21%
Oct 28, 2025 - Dec 11, 2025
-20.77%
Jan 3, 2002 - Oct 16, 2002
#6-10.51%
Jul 26, 2024 - Aug 23, 2024
-19.86%
Dec 30, 2003 - Jan 7, 2005
#7-8.91%
Sep 19, 2024 - Oct 16, 2024
-19.50%
Feb 11, 2005 - Feb 15, 2006
#8-8.11%
May 20, 2021 - Jun 11, 2021
-17.46%
Dec 30, 2015 - Aug 11, 2016
#9-7.82%
Sep 18, 2025 - Oct 21, 2025
-15.83%
Dec 29, 2014 - Oct 16, 2015
#10-7.02%
Nov 29, 2021 - Dec 6, 2021
-15.47%
Jul 25, 2013 - Dec 20, 2013
#11-6.53%
Dec 17, 2025 - Jan 21, 2026
-15.47%
Oct 18, 2012 - Dec 20, 2012
#12-5.70%
Aug 23, 2024 - Sep 16, 2024
-14.97%
Feb 25, 2011 - Apr 18, 2012
#13-5.08%
Oct 17, 2024 - Nov 6, 2024
-13.09%
Oct 25, 2016 - Nov 10, 2016
#14-4.69%
Jul 16, 2026 - Jul 23, 2026
-13.01%
May 15, 2012 - Jun 28, 2012
#15-4.31%
Nov 19, 2021 - Nov 29, 2021
-12.24%
Dec 28, 2016 - Sep 26, 2017

Correlation

Correlation between FSBC and HBNC is 0.80 which considered as a strong positive correlation - the stocks tend to move together.

0.80
-101

Dividend Comparison (2001 - 2026)

FSBC vs HBNC dividend yield comparison.

YearFSBCHBNC
20261.58%2.39%
20252.24%3.77%
20242.66%3.97%
20232.86%4.47%
20222.20%4.11%
20211.00%2.54%
20200.00%3.03%
20190.00%2.32%
20180.00%2.45%
20170.00%1.73%
20160.00%1.43%
20150.00%1.54%
20140.00%1.95%
20130.00%1.66%
20120.00%1.90%
20110.00%2.70%
20100.00%2.56%
20090.00%4.19%
20080.00%6.48%
20070.00%2.26%
20060.00%1.53%
20050.00%2.03%
20040.00%1.82%
20030.00%1.60%
20020.00%2.31%
20010.00%0.65%

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