FRME vs SA

Comparison between First Merchants Corp (FRME, Company) and Seabridge Gold Inc (SA, Company).

FRME is from the Financial Services sector, while SA is from the Basic Materials sector.

5-Year PerformanceSA has outperformed FRME, delivering a return of +7.3% compared to +4.9%

FRME vs SA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FRME(COMPANY)	SA(COMPANY)
Market Cap	$2.70B	$2.70B
Max Drawdown	82.97%	90.99%
Sharpe Ratio	0.57	1.07
5Y Beta	0.83	1.20
Industry	Banks - Regional	Gold
P/E Ratio	13.16	-51.80
Forward P/E	11.07	6.12
PEG Ratio	1.40	-0.12
Dividend Yield	3.35%	N/A
5Y Dividends CAGR	11.09%	N/A
5Y EPS CAGR	2.63%	23.16%
Debt to Equity	0.00%	46.48%
Free Cash Flow Yield	10.37%	-4.37%
P/S Ratio	4.19	N/A
P/B Ratio	1.01	3.15

Market Cap

FRME

$2.70B

Winner

$2.70B

Max Drawdown

Winner

FRME

82.97%

90.99%

Sharpe Ratio

FRME

0.57

Winner

1.07

5Y Beta

Winner

FRME

0.83

1.20

Industry

FRME

Banks - Regional

Gold

P/E Ratio

FRME

13.16

Winner

-51.80

Forward P/E

FRME

11.07

Winner

6.12

PEG Ratio

FRME

1.40

Winner

-0.12

Dividend Yield

FRME

3.35%

N/A

5Y Dividends CAGR

FRME

11.09%

N/A

5Y EPS CAGR

FRME

2.63%

Winner

23.16%

Debt to Equity

Winner

FRME

0.00%

46.48%

Free Cash Flow Yield

Winner

FRME

10.37%

-4.37%

P/S Ratio

FRME

4.19

N/A

P/B Ratio

Winner

FRME

1.01

3.15

FRME vs SA - Historical Returns

Returns include dividend reinvestment.

Period	FRME	SA
1 month	-2.60%	-1.15%
3 months	+7.72%	-8.05%
6 months	+10.56%	-8.67%
1 year	+17.45%	+68.47%
5 years(CAGR)	+4.88%	+7.34%
10 years(CAGR)	+8.33%	+6.76%
Max(CAGR)	+5.71%	+9.45%

FRME

-2.60%

Winner

-1.15%

Winner

FRME

+7.72%

-8.05%

Winner

FRME

+10.56%

-8.67%

FRME

+17.45%

Winner

+68.47%

5Y(CAGR)

FRME

+4.88%

Winner

+7.34%

10Y(CAGR)

Winner

FRME

+8.33%

+6.76%

Max(CAGR)

FRME

+5.71%

Winner

+9.45%

FRME vs SA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FRME	SA
2026	+17.22%	-13.48%
2025	-0.56%	+145.76%
2024	+11.60%	-3.88%
2023	-5.59%	-4.71%
2022	-0.52%	-21.91%
2021	+16.24%	-26.12%
2020	-6.26%	+53.01%
2019	+23.42%	+3.21%
2018	-16.61%	+16.05%
2017	+13.47%	+30.64%
2016	+56.22%	-7.39%
2015	+15.93%	+6.83%
2014	+4.66%	-7.70%
2013	+51.03%	-60.24%
2012	+72.11%	+5.27%
2011	-7.18%	-46.87%
2010	+55.43%	+21.22%
2009	-72.43%	+86.55%
2008	+12.42%	-58.18%
2007	-16.61%	+128.22%
2006	+6.86%	+44.67%
2005	-4.33%	+167.81%
2004	+15.01%	+5.22%
2003	+13.82%	N/A
2002	+4.79%	N/A
2001	+23.79%	N/A
2000	-11.37%	N/A
1999	+12.61%	N/A

FRME vs SA Drawdown Comparison

The maximum drawdown for FRME was -81.34%, occurring on Dec 17, 2009. Recovery took 1820 trading sessions.

The maximum drawdown for SA was -90.99%, occurring on Jul 23, 2015. Recovery took 4621 trading sessions.

The current FRME drawdown is -4.62%. The current SA drawdown is -34.41%.

Rank	FRME	SA
#1	-81.34% Apr 18, 2008 - Jul 13, 2015	-90.99% Oct 15, 2007 - Feb 27, 2026
#2	-53.02% Aug 21, 2018 - Mar 5, 2021	-54.09% Nov 17, 2004 - Sep 14, 2005
#3	-47.28% Mar 12, 2021 - Nov 11, 2024	-37.92% Feb 27, 2026 - Mar 20, 2026
#4	-34.23% Nov 18, 1999 - Mar 19, 2002	-36.52% Apr 20, 2004 - Oct 5, 2004
#5	-33.11% Dec 27, 2006 - Jan 31, 2008	-34.15% Aug 13, 2007 - Oct 12, 2007
#6	-23.94% Feb 6, 2025 - Jun 25, 2026	-33.98% Dec 28, 2005 - Apr 25, 2006
#7	-22.85% Jun 28, 2002 - Sep 16, 2003	-29.69% Sep 5, 2006 - Feb 20, 2007
#8	-21.64% Nov 24, 2015 - Aug 5, 2016	-24.96% May 10, 2006 - Jul 3, 2006
#9	-19.24% Dec 28, 2004 - Dec 13, 2006	-23.31% Oct 10, 2005 - Nov 18, 2005
#10	-15.88% Sep 16, 2003 - Nov 23, 2004	-19.41% Apr 16, 2007 - Jun 18, 2007
#11	-14.84% Nov 25, 2024 - Feb 5, 2025	-16.86% Feb 26, 2007 - Apr 13, 2007
#12	-12.48% Jun 4, 2002 - Jun 28, 2002	-14.25% Oct 11, 2004 - Nov 4, 2004
#13	-12.16% Apr 12, 2002 - Jun 4, 2002	-13.94% Jul 11, 2006 - Jul 31, 2006
#14	-11.82% Jun 14, 2017 - Sep 27, 2017	-13.90% Aug 2, 2006 - Aug 31, 2006
#15	-11.55% Feb 16, 2017 - Apr 26, 2017	-10.89% Nov 28, 2005 - Dec 9, 2005