FRHC vs CFR

Comparison between Freedom Holding Corp (FRHC, Company) and Cullen Frost Bankers Inc (CFR, Company).

Both FRHC and CFR are from the Financial Services sector.

5-Year PerformanceFRHC has outperformed CFR, delivering a return of +24.6% compared to +5.6%

FRHC vs CFR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FRHC(COMPANY)	CFR(COMPANY)
Market Cap	$8.69B	$8.69B
Max Drawdown	45.93%	59.24%
Sharpe Ratio	-0.34	0.48
5Y Beta	1.15	0.92
Industry	Financial Conglomerates	Banks - Regional
P/E Ratio	3902.85	13.47
Forward P/E	12.29	13.26
PEG Ratio	N/A	1.09
Dividend Yield	N/A	2.87%
5Y Dividends CAGR	N/A	6.75%
5Y EPS CAGR	-37.46%	7.22%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	32.69%	7.63%

Market Cap

Winner

FRHC

$8.69B

CFR

$8.69B

Max Drawdown

Winner

FRHC

45.93%

CFR

59.24%

Sharpe Ratio

FRHC

-0.34

Winner

CFR

0.48

5Y Beta

FRHC

1.15

Winner

CFR

0.92

Industry

FRHC

Financial Conglomerates

CFR

Banks - Regional

P/E Ratio

FRHC

3902.85

Winner

CFR

13.47

Forward P/E

Winner

FRHC

12.29

CFR

13.26

PEG Ratio

FRHC

N/A

CFR

1.09

Dividend Yield

FRHC

N/A

CFR

2.87%

5Y Dividends CAGR

FRHC

N/A

CFR

6.75%

5Y EPS CAGR

FRHC

-37.46%

Winner

CFR

7.22%

Debt to Equity

FRHC

0.00%

CFR

0.00%

Free Cash Flow Yield

Winner

FRHC

32.69%

CFR

7.63%

FRHC vs CFR - Historical Returns

Returns include dividend reinvestment.

Period	FRHC	CFR
1 month	-6.51%	-4.09%
3 months	+18.26%	-0.38%
6 months	+7.40%	+12.17%
1 year	-9.26%	+9.37%
5 years(CAGR)	+24.64%	+5.61%
10 years(CAGR)	+64.32%	+10.63%
Max(CAGR)	+64.32%	+9.17%

FRHC

-6.51%

Winner

CFR

-4.09%

Winner

FRHC

+18.26%

CFR

-0.38%

FRHC

+7.40%

Winner

CFR

+12.17%

FRHC

-9.26%

Winner

CFR

+9.37%

5Y(CAGR)

Winner

FRHC

+24.64%

CFR

+5.61%

10Y(CAGR)

Winner

FRHC

+64.32%

CFR

+10.63%

Max(CAGR)

Winner

FRHC

+64.32%

CFR

+9.17%

FRHC vs CFR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FRHC	CFR
2026	+14.39%	+8.20%
2025	-8.68%	-1.66%
2024	+63.69%	+27.34%
2023	+39.78%	-13.83%
2022	-16.73%	+6.20%
2021	+38.74%	+47.55%
2020	+249.29%	-7.59%
2019	+75.60%	+13.22%
2018	+29.06%	-5.41%
2017	+227.84%	+11.10%
2016	N/A	+57.58%
2015	N/A	-11.28%
2014	N/A	-1.24%
2013	N/A	+37.51%
2012	N/A	+3.97%
2011	N/A	-11.43%
2010	N/A	+26.13%
2009	N/A	+3.05%
2008	N/A	+6.37%
2007	N/A	-8.21%
2006	N/A	+5.10%
2005	N/A	+14.71%
2004	N/A	+22.84%
2003	N/A	+24.46%
2002	N/A	+10.64%
2001	N/A	-20.67%
2000	N/A	+76.83%
1999	N/A	-9.44%

FRHC vs CFR Drawdown Comparison

The maximum drawdown for FRHC was -45.93%, occurring on Jun 16, 2022. Recovery took 320 trading sessions.

The maximum drawdown for CFR was -56.84%, occurring on Mar 23, 2020. Recovery took 702 trading sessions.

The current FRHC drawdown is -25.26%. The current CFR drawdown is -5.72%.

Rank	FRHC	CFR
#1	-45.93% Nov 8, 2021 - Feb 16, 2023	-56.84% May 21, 2018 - Mar 5, 2021
#2	-41.08% Aug 6, 2025 - Feb 19, 2026	-46.03% Jun 26, 2015 - Nov 9, 2016
#3	-38.69% Oct 17, 2017 - Nov 15, 2017	-45.62% Nov 8, 2022 - Jan 21, 2026
#4	-35.24% Aug 30, 2023 - Oct 17, 2024	-43.82% Dec 28, 2000 - Nov 25, 2003
#5	-29.13% Feb 13, 2025 - May 13, 2025	-40.62% Sep 19, 2008 - Apr 29, 2010
#6	-27.84% Feb 19, 2020 - May 26, 2020	-33.91% Dec 3, 1999 - Aug 3, 2000
#7	-25.25% Feb 7, 2018 - Sep 27, 2018	-27.45% Jan 18, 2011 - Mar 16, 2012
#8	-25.20% Feb 16, 2021 - Jun 15, 2021	-23.55% Nov 12, 2014 - Jun 26, 2015
#9	-24.46% May 20, 2025 - Jul 31, 2025	-21.26% Mar 29, 2022 - Oct 13, 2022
#10	-22.51% Dec 3, 2018 - Jan 18, 2019	-21.17% May 15, 2008 - Sep 8, 2008
#11	-16.57% Jun 13, 2023 - Aug 18, 2023	-20.91% Sep 5, 2006 - May 1, 2008
#12	-16.49% Jan 18, 2019 - May 9, 2019	-18.59% May 17, 2021 - Oct 14, 2021
#13	-15.73% Jan 12, 2018 - Jan 26, 2018	-18.16% Sep 28, 2000 - Dec 7, 2000
#14	-13.44% Feb 16, 2023 - May 5, 2023	-16.68% Jun 13, 2017 - Oct 19, 2017
#15	-13.28% Nov 30, 2017 - Dec 28, 2017	-14.53% May 3, 2010 - Dec 9, 2010