FOA vs CPSS

Comparison between Finance of America Companies Inc - Class A (FOA, Company) and Consumer Portfolio Service Inc (CPSS, Company).

Both FOA and CPSS are from the Financial Services sector.

5-Year PerformanceCPSS has outperformed FOA, delivering a return of +14.0% compared to -18.6%

FOA vs CPSS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FOA(COMPANY)	CPSS(COMPANY)
Market Cap	$209M	$209M
Max Drawdown	96.13%	97.01%
Sharpe Ratio	0.22	0.33
5Y Beta	1.00	0.53
Industry	Credit Services	Credit Services
P/E Ratio	3.44	10.48
Forward P/E	5.08	5.21
PEG Ratio	N/A	5.67
5Y EPS CAGR	N/A	5.33%
Debt to Equity	0.00%	0.00%
P/S Ratio	0.49	1.02
P/B Ratio	0.63	0.64

Market Cap

FOA

$209M

Winner

CPSS

$209M

Max Drawdown

Winner

FOA

96.13%

CPSS

97.01%

Sharpe Ratio

FOA

0.22

Winner

CPSS

0.33

5Y Beta

FOA

1.00

Winner

CPSS

0.53

Industry

FOA

Credit Services

CPSS

Credit Services

P/E Ratio

Winner

FOA

3.44

CPSS

10.48

Forward P/E

Winner

FOA

5.08

CPSS

5.21

PEG Ratio

FOA

N/A

CPSS

5.67

5Y EPS CAGR

FOA

N/A

CPSS

5.33%

Debt to Equity

FOA

0.00%

CPSS

0.00%

P/S Ratio

Winner

FOA

0.49

CPSS

1.02

P/B Ratio

Winner

FOA

0.63

CPSS

0.64

FOA vs CPSS - Historical Returns

Returns include dividend reinvestment.

Period	FOA	CPSS
1 month	-16.02%	-0.26%
3 months	+17.01%	+5.40%
6 months	-0.77%	+10.89%
1 year	+5.72%	+15.30%
5 years(CAGR)	-18.56%	+14.00%
10 years(CAGR)	N/A	+8.48%
Max(CAGR)	-17.86%	+10.35%

FOA

-16.02%

Winner

CPSS

-0.26%

Winner

FOA

+17.01%

CPSS

+5.40%

FOA

-0.77%

Winner

CPSS

+10.89%

FOA

+5.72%

Winner

CPSS

+15.30%

5Y(CAGR)

FOA

-18.56%

Winner

CPSS

+14.00%

10Y(CAGR)

FOA

N/A

CPSS

+8.48%

Max(CAGR)

FOA

-17.86%

Winner

CPSS

+10.35%

FOA vs CPSS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FOA	CPSS
2026	+2.94%	+4.36%
2025	-14.39%	-12.39%
2024	+184.04%	+19.47%
2023	-16.03%	+9.08%
2022	-68.41%	-23.71%
2021	-61.49%	+182.82%
2020	+3.48%	+24.71%
2019	+3.56%	+3.06%
2018	N/A	-27.82%
2017	N/A	-18.79%
2016	N/A	+3.02%
2015	N/A	-29.58%
2014	N/A	-20.95%
2013	N/A	+70.11%
2012	N/A	+464.27%
2011	N/A	-28.80%
2010	N/A	-0.83%
2009	N/A	+105.26%
2008	N/A	-88.75%
2007	N/A	-47.50%
2006	N/A	+16.04%
2005	N/A	+24.96%
2004	N/A	+33.79%
2003	N/A	+84.16%
2002	N/A	+34.84%
2001	N/A	-12.35%
2000	N/A	-8.00%
1999	N/A	+127.35%

FOA vs CPSS Drawdown Comparison

The maximum drawdown for FOA was -96.13%, occurring on Jul 2, 2024. This drawdown has not yet recovered.

The maximum drawdown for CPSS was -97.01%, occurring on Feb 20, 2009. Recovery took 1697 trading sessions.

The current FOA drawdown is -80.11%. The current CPSS drawdown is -36.58%.

Rank	FOA	CPSS
#1	-96.13% May 5, 2021 - Jul 2, 2024	-97.01% May 9, 2006 - Feb 5, 2013
#2	-13.02% Dec 28, 2020 - Apr 28, 2021	-91.29% Apr 2, 2013 - Feb 9, 2022
#3	-6.40% Feb 21, 2020 - Apr 2, 2020	-69.02% May 9, 2022 - Oct 19, 2022
#4	-5.28% Jul 15, 2020 - Dec 24, 2020	-65.63% Jan 10, 2000 - Nov 19, 2001
#5	-4.29% Apr 2, 2020 - Jul 10, 2020	-56.62% Apr 18, 2002 - Jun 20, 2003
#6	-1.31% Aug 13, 2019 - Aug 27, 2019	-48.08% Nov 19, 2001 - Apr 11, 2002
#7	-1.22% Apr 25, 2019 - Jul 16, 2019	-47.16% Nov 5, 1999 - Jan 6, 2000
#8	-1.20% Sep 9, 2019 - Oct 11, 2019	-30.74% Feb 9, 2022 - May 9, 2022
#9	-0.90% Oct 11, 2019 - Dec 16, 2019	-27.32% Feb 18, 2005 - Oct 12, 2005
#10	-0.79% Feb 18, 2020 - Feb 21, 2020	-22.78% Nov 20, 2003 - Apr 13, 2004
#11	-0.59% Jan 13, 2020 - Feb 18, 2020	-20.72% Jun 20, 2003 - Jul 28, 2003
#12	-0.51% Jul 16, 2019 - Jul 31, 2019	-18.26% Jul 29, 2003 - Oct 23, 2003
#13	-0.45% Apr 29, 2021 - May 3, 2021	-16.91% Oct 23, 2003 - Nov 7, 2003
#14	-0.30% Aug 2, 2019 - Aug 12, 2019	-16.02% Oct 27, 2005 - Feb 2, 2006
#15	-0.20% Dec 20, 2019 - Jan 10, 2020	-15.84% Sep 22, 2004 - Jan 21, 2005