FNWD vs PAL

Comparison between Finward Bancorp (FNWD, Company) and Proficient Auto Logistics Inc (PAL, Company).

FNWD is from the Financial Services sector, while PAL is from the Industrials sector.

FNWD vs PAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FNWD(COMPANY)	PAL(COMPANY)
Market Cap	$196M	$196M
Max Drawdown	70.13%	75.99%
Sharpe Ratio	1.45	0.48
5Y Beta	0.29	1.67
Industry	Banks - Regional	Integrated Freight & Logistics
P/E Ratio	19.84	-4.97
Forward P/E	12.45	85.47
PEG Ratio	1.72	5.70
Dividend Yield	1.06%	N/A
5Y Dividends CAGR	-17.29%	N/A
5Y EPS CAGR	-13.09%	N/A
Debt to Equity	0.00%	22.59%
Free Cash Flow Yield	8.44%	0.00%
P/S Ratio	2.84	0.46
P/B Ratio	1.08	0.62

Market Cap

Winner

FNWD

$196M

PAL

$196M

Max Drawdown

Winner

FNWD

70.13%

PAL

75.99%

Sharpe Ratio

Winner

FNWD

1.45

PAL

0.48

5Y Beta

Winner

FNWD

0.29

PAL

1.67

Industry

FNWD

Banks - Regional

PAL

Integrated Freight & Logistics

P/E Ratio

FNWD

19.84

Winner

PAL

-4.97

Forward P/E

Winner

FNWD

12.45

PAL

85.47

PEG Ratio

Winner

FNWD

1.72

PAL

5.70

Dividend Yield

FNWD

1.06%

PAL

N/A

5Y Dividends CAGR

FNWD

-17.29%

PAL

N/A

5Y EPS CAGR

FNWD

-13.09%

PAL

N/A

Debt to Equity

Winner

FNWD

0.00%

PAL

22.59%

Free Cash Flow Yield

Winner

FNWD

8.44%

PAL

0.00%

P/S Ratio

FNWD

2.84

Winner

PAL

0.46

P/B Ratio

FNWD

1.08

Winner

PAL

0.62

FNWD vs PAL - Historical Returns

Returns include dividend reinvestment.

Period	FNWD	PAL
1 month	+19.97%	+6.79%
3 months	+43.70%	-3.28%
6 months	+15.39%	-32.44%
1 year	+63.77%	+12.92%
5 years(CAGR)	+2.95%	N/A
10 years(CAGR)	+7.17%	N/A
Max(CAGR)	+6.53%	-27.92%

Winner

FNWD

+19.97%

PAL

+6.79%

Winner

FNWD

+43.70%

PAL

-3.28%

Winner

FNWD

+15.39%

PAL

-32.44%

Winner

FNWD

+63.77%

PAL

+12.92%

5Y(CAGR)

FNWD

+2.95%

PAL

N/A

10Y(CAGR)

FNWD

+7.17%

PAL

N/A

Max(CAGR)

Winner

FNWD

+6.53%

PAL

-27.92%

FNWD vs PAL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FNWD	PAL
2026	+25.73%	-27.83%
2025	+25.37%	+18.72%
2024	+14.07%	-45.29%
2023	-27.63%	N/A
2022	-18.90%	N/A
2021	+30.66%	N/A
2020	-18.31%	N/A
2019	+9.77%	N/A
2018	+0.19%	N/A
2017	+15.08%	N/A
2016	+30.57%	N/A
2015	+20.60%	N/A
2014	+9.97%	N/A
2013	+35.53%	N/A
2012	+41.67%	N/A
2011	+0.71%	N/A
2010	-8.50%	N/A
2009	-16.15%	N/A
2008	+5.59%	N/A
2007	-20.48%	N/A
2006	+4.47%	N/A
2005	-9.65%	N/A
2004	+22.13%	N/A
2003	+32.50%	N/A
2002	+20.46%	N/A
2001	+11.72%	N/A
2000	-6.98%	N/A
1999	+1.18%	N/A

FNWD vs PAL Drawdown Comparison

The maximum drawdown for FNWD was -60.69%, occurring on Nov 1, 2023. Recovery took 1158 trading sessions.

The maximum drawdown for PAL was -75.99%, occurring on May 15, 2026. This drawdown has not yet recovered.

The current FNWD drawdown is -1.79%. The current PAL drawdown is -65.45%.

Rank	FNWD	PAL
#1	-60.69% Dec 7, 2021 - Jul 22, 2026	-75.99% Aug 14, 2024 - May 15, 2026
#2	-59.81% Nov 23, 2004 - Dec 23, 2013	-8.42% Jul 30, 2024 - Aug 14, 2024
#3	-36.62% Jan 7, 2020 - Apr 26, 2021	-4.00% Jun 26, 2024 - Jul 3, 2024
#4	-13.88% Aug 18, 2015 - Sep 15, 2016	-2.88% Jul 23, 2024 - Jul 25, 2024
#5	-12.64% Jan 27, 2000 - Oct 30, 2001	-2.70% May 14, 2024 - May 31, 2024
#6	-10.59% Jun 25, 2003 - Nov 21, 2003	-2.55% May 31, 2024 - Jun 20, 2024
#7	-10.27% Aug 15, 2018 - Jul 24, 2019	-2.50% Jul 17, 2024 - Jul 19, 2024
#8	-10.26% Feb 14, 2014 - Jan 9, 2015	-0.62% Jul 26, 2024 - Jul 30, 2024
#9	-10.25% Jun 3, 2021 - Nov 3, 2021	-0.40% Jul 11, 2024 - Jul 15, 2024
#10	-6.25% Nov 24, 2003 - Mar 24, 2004	-0.32% Jul 19, 2024 - Jul 23, 2024
#11	-6.00% Jul 23, 2004 - Sep 2, 2004	N/A
#12	-5.88% Nov 1, 1999 - Dec 31, 1999	N/A
#13	-5.07% Nov 8, 2021 - Dec 3, 2021	N/A
#14	-4.89% Jan 11, 2018 - Aug 9, 2018	N/A
#15	-4.71% Jul 19, 2017 - Oct 12, 2017	N/A

Correlation

Correlation between FNWD and PAL is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101