FNLC vs AII

Comparison between First Bancorp Inc (ME) (FNLC, Company) and American Integrity Insurance Group Inc (AII, Company).

Both FNLC and AII are from the Financial Services sector.

FNLC vs AII - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FNLC(COMPANY)	AII(COMPANY)
Market Cap	$327M	$328M
Max Drawdown	54.58%	37.53%
Sharpe Ratio	0.91	0.26
5Y Beta	0.63	0.48
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	8.98	4.02
Forward P/E	12.20	5.97
PEG Ratio	0.32	N/A
Dividend Yield	5.08%	N/A
5Y Dividends CAGR	3.62%	N/A
5Y EPS CAGR	3.69%	N/A
Debt to Equity	68.27%	0.15%
Free Cash Flow Yield	17.11%	21.58%
P/S Ratio	3.41	1.10
P/B Ratio	1.14	0.97

Market Cap

FNLC

$327M

Winner

AII

$328M

Max Drawdown

FNLC

54.58%

Winner

AII

37.53%

Sharpe Ratio

Winner

FNLC

0.91

AII

0.26

5Y Beta

FNLC

0.63

Winner

AII

0.48

Industry

FNLC

Banks - Regional

AII

Insurance - Property & Casualty

P/E Ratio

FNLC

8.98

Winner

AII

4.02

Forward P/E

FNLC

12.20

Winner

AII

5.97

PEG Ratio

FNLC

0.32

AII

N/A

Dividend Yield

FNLC

5.08%

AII

N/A

5Y Dividends CAGR

FNLC

3.62%

AII

N/A

5Y EPS CAGR

FNLC

3.69%

AII

N/A

Debt to Equity

FNLC

68.27%

Winner

AII

0.15%

Free Cash Flow Yield

FNLC

17.11%

Winner

AII

21.58%

P/S Ratio

FNLC

3.41

Winner

AII

1.10

P/B Ratio

FNLC

1.14

Winner

AII

0.97

FNLC vs AII - Historical Returns

Returns include dividend reinvestment.

Period	FNLC	AII
1 month	+0.62%	-13.69%
3 months	+4.34%	-16.77%
6 months	+17.86%	-14.30%
1 year	+27.92%	+6.09%
5 years(CAGR)	+3.57%	N/A
10 years(CAGR)	+8.62%	N/A
Max(CAGR)	+10.83%	+3.93%

Winner

FNLC

+0.62%

AII

-13.69%

Winner

FNLC

+4.34%

AII

-16.77%

Winner

FNLC

+17.86%

AII

-14.30%

Winner

FNLC

+27.92%

AII

+6.09%

5Y(CAGR)

FNLC

+3.57%

AII

N/A

10Y(CAGR)

FNLC

+8.62%

AII

N/A

Max(CAGR)

Winner

FNLC

+10.83%

AII

+3.93%

FNLC vs AII - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FNLC	AII
2026	+12.99%	-12.73%
2025	+5.14%	+23.25%
2024	+1.93%	N/A
2023	+0.46%	N/A
2022	-2.14%	N/A
2021	+26.95%	N/A
2020	-11.88%	N/A
2019	+18.33%	N/A
2018	+0.64%	N/A
2017	-12.07%	N/A
2016	+75.82%	N/A
2015	+19.08%	N/A
2014	+11.20%	N/A
2013	+3.43%	N/A
2012	+7.41%	N/A
2011	+2.34%	N/A
2010	+6.95%	N/A
2009	-15.86%	N/A
2008	+40.30%	N/A
2007	-8.26%	N/A
2006	-1.44%	N/A
2005	+3.95%	N/A
2004	+7.52%	N/A
2003	+59.32%	N/A
2002	+47.49%	N/A
2001	+49.31%	N/A
2000	-2.77%	N/A
1999	-8.95%	N/A

FNLC vs AII Drawdown Comparison

The maximum drawdown for FNLC was -49.46%, occurring on Mar 9, 2009. Recovery took 184 trading sessions.

The maximum drawdown for AII was -34.17%, occurring on May 29, 2026. This drawdown has not yet recovered.

The current FNLC drawdown is -2.74%. The current AII drawdown is -32.76%.

Rank	FNLC	AII
#1	-49.46% Oct 2, 2008 - Jun 26, 2009	-34.17% Nov 11, 2025 - May 29, 2026
#2	-39.85% Dec 20, 2019 - Mar 8, 2021	-8.36% Jul 1, 2025 - Jul 30, 2025
#3	-39.75% Jun 26, 2009 - Mar 15, 2013	-8.10% May 13, 2025 - Jun 24, 2025
#4	-36.73% Jun 4, 2004 - Sep 19, 2008	-6.36% Oct 8, 2025 - Oct 24, 2025
#5	-29.33% Jan 14, 2022 - Nov 6, 2024	-6.14% Aug 5, 2025 - Aug 15, 2025
#6	-27.76% Nov 5, 1999 - Jun 7, 2001	-5.87% Aug 15, 2025 - Aug 25, 2025
#7	-25.01% Nov 6, 2024 - Feb 4, 2026	-4.85% Sep 22, 2025 - Oct 2, 2025
#8	-22.61% Dec 30, 2016 - Aug 2, 2018	-3.47% Oct 27, 2025 - Nov 5, 2025
#9	-19.97% Dec 1, 2015 - Jul 11, 2016	-3.27% Aug 25, 2025 - Aug 29, 2025
#10	-19.00% Aug 2, 2018 - Dec 16, 2019	-3.00% Aug 29, 2025 - Sep 11, 2025
#11	-18.07% May 3, 2002 - Nov 4, 2002	-1.18% Jun 24, 2025 - Jun 26, 2025
#12	-15.22% Jun 8, 2021 - Nov 23, 2021	-0.96% Jul 31, 2025 - Aug 5, 2025
#13	-12.29% Dec 29, 2003 - Apr 29, 2004	-0.89% Jun 26, 2025 - Jun 30, 2025
#14	-11.91% Mar 15, 2013 - Jul 5, 2013	-0.55% Sep 11, 2025 - Sep 15, 2025
#15	-11.48% Oct 18, 2013 - Jul 1, 2014	-0.52% Sep 17, 2025 - Sep 19, 2025

Correlation

Correlation between FNLC and AII is -0.16 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.16

-101

Dividend Comparison (1999 - 2026)

FNLC vs AII dividend yield comparison.

Year	FNLC	AII
2026	2.55%	6.10%
2025	5.52%	0.00%
2024	5.19%	0.00%
2023	4.89%	0.00%
2022	4.41%	0.00%
2021	4.01%	0.00%
2020	4.80%	0.00%
2019	3.90%	0.00%
2018	4.03%	0.00%
2017	3.89%	0.00%
2016	2.72%	0.00%
2015	3.18%	0.00%
2014	5.69%	0.00%
2013	4.48%	0.00%
2012	4.74%	0.00%
2011	5.07%	0.00%
2010	4.94%	0.00%
2009	3.79%	0.00%
2008	4.75%	0.00%
2007	4.58%	0.00%
2006	3.53%	0.00%
2005	2.90%	0.00%
2004	2.45%	0.00%
2003	2.20%	0.00%
2002	2.99%	0.00%
2001	2.71%	0.00%
2000	4.31%	0.00%
1999	0.86%	0.00%