FNDF vs XLU
Comparison between SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF (FNDF, ETF) and THE UTILITIES SELECT SECTOR SPDR FUND (XLU, ETF).
5-Year PerformanceFNDF has outperformed XLU, delivering a return of +13.8% compared to +10.3%
FNDF vs XLU - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
FNDF
$23B
Winner
XLU
$24B
Expense Ratio
FNDF
0.25%
Winner
XLU
0.08%
Max Drawdown
Winner
FNDF
43.97%
XLU
55.68%
Sharpe Ratio
Winner
FNDF
2.36
XLU
0.84
5Y Beta
FNDF
0.69
Winner
XLU
0.34
P/E Ratio
FNDF
N/A
XLU
21.37
Forward P/E
FNDF
N/A
XLU
18.73
PEG Ratio
FNDF
N/A
XLU
0.90
5Y Dividends CAGR
Winner
FNDF
13.95%
XLU
3.84%
5Y EPS CAGR
FNDF
N/A
XLU
12.67%
Debt to Equity
FNDF
N/A
XLU
131.09%
P/S Ratio
FNDF
N/A
XLU
2.99
P/B Ratio
FNDF
N/A
XLU
2.49
FNDF vs XLU - Holdings Comparison
FNDF and XLU have 1 common holdings. Overlap is 0.00%
FNDF's top 25 holdings weight is 25.39%. XLU's top 25 holdings weight is 92.16%.
| Rank | FNDF | XLU |
|---|---|---|
| #1 | SAMSUNG ELECTRONICS CO LTD (n/a) - 4.37% | NEXTERA ENERGY INC (NEE) - 13.91% |
| #2 | SHELL PLC (n/a) - 2.44% | SOUTHERN CO (SO) - 7.32% |
| #3 | TOTALENERGIES SE (TTE:XPAR) - 1.87% | CONSTELLATION ENERGY CORP (CEG) - 6.93% |
| #4 | GLENCORE PLC (n/a) - 1.28% | DUKE ENERGY CORP (DUK) - 6.88% |
| #5 | BP PLC (n/a) - 1.25% | AMERICAN ELECTRIC POWER CO INC (AEP) - 5.14% |
| #6 | BHP GROUP LTD (n/a) - 1.12% | SEMPRA (SRE) - 4.27% |
| #7 | HSBC HOLDINGS PLC (n/a) - 1.03% | DOMINION ENERGY INC (D) - 3.73% |
| #8 | TOYOTA MOTOR CORP (n/a) - 0.94% | ENTERGY CORP (ETR) - 3.68% |
| #9 | SK HYNIX INC (n/a) - 0.92% | VISTRA CORP (VST) - 3.54% |
| #10 | ROCHE HOLDING AG COMMON STOCK CHF.001 (n/a) - 0.83% | XCEL ENERGY INC (XEL) - 3.34% |
| #11 | RIO TINTO PLC ORDINARY SHARES (n/a) - 0.79% | EXELON CORP (EXC) - 3.28% |
| #12 | BANCO SANTANDER SA (n/a) - 0.71% | PUBLIC SERVICE ENTERPRISE GROUP INC (PEG) - 2.76% |
| #13 | NESTLE SA (n/a) - 0.70% | CONSOLIDATED EDISON INC (ED) - 2.73% |
| #14 | MITSUBISHI CORP (n/a) - 0.68% | WEC ENERGY GROUP INC (WEC) - 2.60% |
| #15 | MSCI EAFE JUN26 IFUS 20260619 (n/a) - 0.66% | PG&E CORP (PCG) - 2.49% |
| #16 | MERCEDES-BENZ GROUP AG (n/a) - 0.63% | NRG ENERGY INC (NRG) - 2.32% |
| #17 | ENI SPA (n/a) - 0.61% | ATMOS ENERGY CORP (ATO) - 2.15% |
| #18 | DEUTSCHE TELEKOM AG (n/a) - 0.61% | AMEREN CORP (AEE) - 2.14% |
| #19 | NOVARTIS AG REGISTERED SHARES (n/a) - 0.60% | DTE ENERGY CO (DTE) - 2.07% |
| #20 | VODAFONE GROUP PLC (n/a) - 0.58% | CENTERPOINT ENERGY INC (CNP) - 1.97% |
| #21 | SUNCOR ENERGY INC (SU) - 0.58% | PPL CORP (PPL) - 1.92% |
| #22 | BRITISH AMERICAN TOBACCO PLC (n/a) - 0.58% | EDISON INTERNATIONAL (EIX) - 1.84% |
| #23 | BASF SE (n/a) - 0.55% | EVERSOURCE ENERGY (ES) - 1.79% |
| #24 | MITSUI & CO LTD (n/a) - 0.53% | AMERICAN WATER WORKS CO INC (AWK) - 1.71% |
| #25 | n/a (n/a) - 0.53% | FIRSTENERGY CORP (FE) - 1.65% |
| Total Holdings | 902 | 34 |
FNDF vs XLU - Historical Returns
Returns include dividend reinvestment.
1M
Winner
FNDF
+2.94%
XLU
-2.59%
3M
Winner
FNDF
+3.52%
XLU
+0.56%
6M
Winner
FNDF
+20.71%
XLU
+1.96%
1Y
Winner
FNDF
+44.49%
XLU
+16.51%
5Y(CAGR)
Winner
FNDF
+13.76%
XLU
+10.31%
10Y(CAGR)
Winner
FNDF
+11.71%
XLU
+9.60%
Max(CAGR)
Winner
FNDF
+9.02%
XLU
+7.95%
FNDF vs XLU - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | FNDF | XLU |
|---|---|---|
| 2026 | +15.38% | +5.38% |
| 2025 | +41.32% | +15.12% |
| 2024 | +3.10% | +21.52% |
| 2023 | +19.50% | -7.17% |
| 2022 | -8.44% | +2.43% |
| 2021 | +14.28% | +20.74% |
| 2020 | +2.60% | +1.85% |
| 2019 | +18.43% | +28.12% |
| 2018 | -14.96% | +4.90% |
| 2017 | +23.02% | +12.31% |
| 2016 | +9.59% | +16.30% |
| 2015 | -5.10% | -5.35% |
| 2014 | -4.27% | +30.73% |
| 2013 | +11.81% | +11.01% |
| 2012 | N/A | +2.87% |
| 2011 | N/A | +19.04% |
| 2010 | N/A | +5.10% |
| 2009 | N/A | +9.16% |
| 2008 | N/A | -28.52% |
| 2007 | N/A | +18.09% |
| 2006 | N/A | +18.82% |
| 2005 | N/A | +17.72% |
| 2004 | N/A | +23.90% |
| 2003 | N/A | +23.54% |
| 2002 | N/A | -29.77% |
| 2001 | N/A | -11.65% |
| 2000 | N/A | +26.52% |
| 1999 | N/A | -5.71% |
FNDF vs XLU Drawdown Comparison
The maximum drawdown for FNDF was -40.19%, occurring on Mar 23, 2020. Recovery took 740 trading sessions.
The maximum drawdown for XLU was -51.96%, occurring on Oct 9, 2002. Recovery took 933 trading sessions.
The current FNDF drawdown is -1.01%. The current XLU drawdown is -4.67%.
| Rank | FNDF | XLU |
|---|---|---|
| #1 | -40.19% Jan 26, 2018 - Jan 5, 2021 | -51.96% May 21, 2001 - Feb 8, 2005 |
| #2 | -27.56% Jul 3, 2014 - Jun 2, 2017 | -46.49% Dec 10, 2007 - Jun 14, 2012 |
| #3 | -25.55% Feb 9, 2022 - Jun 15, 2023 | -36.03% Feb 18, 2020 - Aug 5, 2021 |
| #4 | -13.89% Mar 19, 2025 - May 2, 2025 | -25.26% Sep 12, 2022 - Aug 1, 2024 |
| #5 | -10.60% Feb 27, 2026 - May 6, 2026 | -21.46% Nov 1, 1999 - Jun 13, 2000 |
| #6 | -10.16% Sep 26, 2024 - Mar 5, 2025 | -15.71% Apr 8, 2022 - Aug 12, 2022 |
| #7 | -9.87% Jul 28, 2023 - Dec 13, 2023 | -15.69% Jan 29, 2015 - Mar 8, 2016 |
| #8 | -8.75% Jun 7, 2021 - Jan 12, 2022 | -15.59% Nov 14, 2017 - Oct 24, 2018 |
| #9 | -7.50% Jul 12, 2024 - Aug 21, 2024 | -13.25% Dec 13, 2000 - May 21, 2001 |
| #10 | -6.66% Jan 15, 2014 - Feb 18, 2014 | -12.44% Jul 6, 2016 - Mar 22, 2017 |
| #11 | -5.31% Jan 14, 2021 - Feb 11, 2021 | -12.04% Apr 30, 2013 - Feb 14, 2014 |
| #12 | -4.93% Jan 14, 2022 - Feb 9, 2022 | -11.86% Oct 3, 2005 - Jul 19, 2006 |
| #13 | -4.87% Nov 12, 2025 - Dec 3, 2025 | -11.73% May 18, 2007 - Oct 31, 2007 |
| #14 | -4.36% Apr 9, 2024 - May 9, 2024 | -10.51% Nov 29, 2024 - May 16, 2025 |
| #15 | -4.27% Jul 23, 2025 - Aug 12, 2025 | -9.94% Jul 30, 2012 - Feb 28, 2013 |
Correlation
Correlation between FNDF and XLU is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.
0.91
-101
Dividend Comparison (1999 - 2026)
FNDF vs XLU dividend yield comparison.
| Year | FNDF | XLU |
|---|---|---|
| 2026 | 0.00% | 0.69% |
| 2025 | 3.44% | 2.71% |
| 2024 | 4.01% | 2.96% |
| 2023 | 3.41% | 3.39% |
| 2022 | 3.10% | 2.92% |
| 2021 | 3.54% | 2.79% |
| 2020 | 2.17% | 3.14% |
| 2019 | 3.20% | 2.95% |
| 2018 | 3.47% | 3.33% |
| 2017 | 2.32% | 3.33% |
| 2016 | 2.42% | 3.41% |
| 2015 | 2.08% | 3.67% |
| 2014 | 1.84% | 3.19% |
| 2013 | 0.48% | 3.86% |
| 2012 | 0.00% | 4.14% |
| 2011 | 0.00% | 3.80% |
| 2010 | 0.00% | 4.06% |
| 2009 | 0.00% | 4.11% |
| 2008 | 0.00% | 4.26% |
| 2007 | 0.00% | 2.59% |
| 2006 | 0.00% | 3.23% |
| 2005 | 0.00% | 3.22% |
| 2004 | 0.00% | 3.14% |
| 2003 | 0.00% | 3.41% |
| 2002 | 0.00% | 4.81% |
| 2001 | 0.00% | 3.14% |
| 2000 | 0.00% | 4.26% |
| 1999 | 0.00% | 1.30% |
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