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FNDF vs XLU

Comparison between SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF (FNDF, ETF) and STATE STREET(R) UTILITIES SELECT SECTOR SPDR(R) ETF (XLU, ETF).

5-Year PerformanceFNDF has outperformed XLU, delivering a return of +14.1% compared to +10.0%

FNDF vs XLU - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Net Assets
Winner
FNDF
$24B
XLU
$23B
Expense Ratio
FNDF
0.25%
Winner
XLU
0.08%
Max Drawdown
Winner
FNDF
43.97%
XLU
55.68%
Sharpe Ratio
Winner
FNDF
1.83
XLU
0.48
5Y Beta
FNDF
0.72
Winner
XLU
0.32
P/E Ratio
FNDF
N/A
XLU
20.25
Forward P/E
FNDF
N/A
XLU
18.81
PEG Ratio
FNDF
N/A
XLU
0.82
5Y Dividends CAGR
Winner
FNDF
15.40%
XLU
3.76%
5Y EPS CAGR
FNDF
N/A
XLU
13.06%
Debt to Equity
FNDF
N/A
XLU
126.12%
P/S Ratio
FNDF
N/A
XLU
2.93
P/B Ratio
FNDF
N/A
XLU
2.36

FNDF vs XLU - Holdings Comparison

FNDF and XLU have 1 common holdings. Overlap is 0.00%

FNDF's top 25 holdings weight is 24.07%. XLU's top 25 holdings weight is 91.87%.

RankFNDFXLU
#1
SAMSUNG ELECTRONICS CO LTD (n/a) - 4.05%
NEXTERA ENERGY INC (NEE) - 13.08%
#2
SHELL PLC (n/a) - 2.23%
SOUTHERN CO (SO) - 7.51%
#3
TOTALENERGIES SE (TTE:XPAR) - 1.55%
DUKE ENERGY CORP (DUK) - 6.83%
#4
HSBC HOLDINGS PLC (n/a) - 1.10%
CONSTELLATION ENERGY CORP (CEG) - 5.81%
#5
BHP GROUP LTD (n/a) - 1.10%
AMERICAN ELECTRIC POWER CO INC (AEP) - 5.08%
#6
BP PLC (n/a) - 0.99%
DOMINION ENERGY INC (D) - 4.40%
#7
GLENCORE PLC (n/a) - 0.98%
SEMPRA (SRE) - 4.27%
#8
SK HYNIX INC (n/a) - 0.92%
ENTERGY CORP (ETR) - 3.68%
#9
TOYOTA MOTOR CORP (n/a) - 0.90%
VISTRA CORP (VST) - 3.58%
#10
ROCHE HOLDING AG COMMON STOCK CHF.001 (n/a) - 0.89%
XCEL ENERGY INC (XEL) - 3.48%
#11
BANCO SANTANDER SA (n/a) - 0.85%
EXELON CORP (EXC) - 3.30%
#12
NESTLE SA (n/a) - 0.81%
CONSOLIDATED EDISON INC (ED) - 2.86%
#13
RIO TINTO PLC ORDINARY SHARES (n/a) - 0.67%
PUBLIC SERVICE ENTERPRISE GROUP INC (PEG) - 2.80%
#14
NOVARTIS AG REGISTERED SHARES (n/a) - 0.67%
PG&E CORP (PCG) - 2.72%
#15
DEUTSCHE TELEKOM AG (n/a) - 0.66%
WEC ENERGY GROUP INC (WEC) - 2.59%
#16
MERCEDES-BENZ GROUP AG (n/a) - 0.65%
AMEREN CORP (AEE) - 2.17%
#17
BAYER AG (n/a) - 0.61%
DTE ENERGY CO (DTE) - 2.15%
#18
BRITISH AMERICAN TOBACCO PLC (n/a) - 0.61%
EDISON INTERNATIONAL (EIX) - 2.08%
#19
PANASONIC HOLDINGS CORP (n/a) - 0.59%
ATMOS ENERGY CORP (ATO) - 2.06%
#20
ROYAL BANK OF CANADA (RY) - 0.58%
NRG ENERGY INC (NRG) - 2.05%
#21
BNP PARIBAS ACT. CAT.A (n/a) - 0.55%
CENTERPOINT ENERGY INC (CNP) - 1.97%
#22
ALLIANZ SE (n/a) - 0.54%
EVERSOURCE ENERGY (ES) - 1.95%
#23
MITSUBISHI CORP (n/a) - 0.54%
PPL CORP (PPL) - 1.89%
#24
THE TORONTO-DOMINION BANK (TD) - 0.53%
AMERICAN WATER WORKS CO INC (AWK) - 1.78%
#25
SIEMENS AG (n/a) - 0.50%
FIRSTENERGY CORP (FE) - 1.78%
Total Holdings90534

FNDF vs XLU - Historical Returns

Returns include dividend reinvestment.

1M
FNDF
-0.96%
Winner
XLU
+0.45%
3M
Winner
FNDF
+5.25%
XLU
+0.57%
6M
Winner
FNDF
+12.65%
XLU
+5.81%
1Y
Winner
FNDF
+36.78%
XLU
+9.89%
5Y(CAGR)
Winner
FNDF
+14.14%
XLU
+10.01%
10Y(CAGR)
Winner
FNDF
+11.67%
XLU
+8.99%
Max(CAGR)
Winner
FNDF
+8.97%
XLU
+7.89%

FNDF vs XLU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFNDFXLU
2026+16.65%+5.42%
2025+41.32%+15.12%
2024+3.10%+21.52%
2023+19.50%-7.17%
2022-8.44%+2.43%
2021+14.28%+20.74%
2020+2.60%+1.85%
2019+18.43%+28.12%
2018-14.96%+4.90%
2017+23.02%+12.31%
2016+9.59%+16.30%
2015-5.10%-5.35%
2014-4.27%+30.73%
2013+11.81%+11.01%
2012N/A+2.87%
2011N/A+19.04%
2010N/A+5.10%
2009N/A+9.16%
2008N/A-28.52%
2007N/A+18.09%
2006N/A+18.82%
2005N/A+17.72%
2004N/A+23.90%
2003N/A+23.54%
2002N/A-29.77%
2001N/A-11.65%
2000N/A+26.52%
1999N/A-5.71%

FNDF vs XLU Drawdown Comparison

The maximum drawdown for FNDF was -40.19%, occurring on Mar 23, 2020. Recovery took 740 trading sessions.

The maximum drawdown for XLU was -51.96%, occurring on Oct 9, 2002. Recovery took 933 trading sessions.

The current FNDF drawdown is -2.97%. The current XLU drawdown is -4.63%.

RankFNDFXLU
#1-40.19%
Jan 26, 2018 - Jan 5, 2021		-51.96%
May 21, 2001 - Feb 8, 2005
#2-27.56%
Jul 3, 2014 - Jun 2, 2017		-46.49%
Dec 10, 2007 - Jun 14, 2012
#3-25.55%
Feb 9, 2022 - Jun 15, 2023		-36.03%
Feb 18, 2020 - Aug 5, 2021
#4-13.89%
Mar 19, 2025 - May 2, 2025		-25.26%
Sep 12, 2022 - Aug 1, 2024
#5-10.60%
Feb 27, 2026 - May 6, 2026		-21.46%
Nov 1, 1999 - Jun 13, 2000
#6-10.16%
Sep 26, 2024 - Mar 5, 2025		-15.71%
Apr 8, 2022 - Aug 12, 2022
#7-9.87%
Jul 28, 2023 - Dec 13, 2023		-15.69%
Jan 29, 2015 - Mar 8, 2016
#8-8.75%
Jun 7, 2021 - Jan 12, 2022		-15.59%
Nov 14, 2017 - Oct 24, 2018
#9-7.50%
Jul 12, 2024 - Aug 21, 2024		-13.25%
Dec 13, 2000 - May 21, 2001
#10-6.66%
Jan 15, 2014 - Feb 18, 2014		-12.44%
Jul 6, 2016 - Mar 22, 2017
#11-5.55%
Jun 2, 2026 - Jun 10, 2026		-12.04%
Apr 30, 2013 - Feb 14, 2014
#12-5.31%
Jan 14, 2021 - Feb 11, 2021		-11.86%
Oct 3, 2005 - Jul 19, 2006
#13-4.93%
Jan 14, 2022 - Feb 9, 2022		-11.73%
May 18, 2007 - Oct 31, 2007
#14-4.87%
Nov 12, 2025 - Dec 3, 2025		-10.51%
Nov 29, 2024 - May 16, 2025
#15-4.36%
Apr 9, 2024 - May 9, 2024		-9.94%
Jul 30, 2012 - Feb 28, 2013

Correlation

Correlation between FNDF and XLU is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91
-101

Dividend Comparison (1999 - 2026)

FNDF vs XLU dividend yield comparison.

YearFNDFXLU
20260.56%1.32%
20253.44%2.71%
20244.01%2.96%
20233.41%3.39%
20223.10%2.92%
20213.54%2.79%
20202.17%3.14%
20193.20%2.95%
20183.47%3.33%
20172.32%3.33%
20162.42%3.41%
20152.08%3.67%
20141.84%3.19%
20130.48%3.86%
20120.00%4.14%
20110.00%3.80%
20100.00%4.06%
20090.00%4.11%
20080.00%4.26%
20070.00%2.59%
20060.00%3.23%
20050.00%3.22%
20040.00%3.14%
20030.00%3.41%
20020.00%4.81%
20010.00%3.14%
20000.00%4.26%
19990.00%1.30%

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