FMNB vs PHAR

Comparison between Farmers National Banc Corp (FMNB, Company) and Pharming Group N.V. (PHAR, Company).

FMNB is from the Financial Services sector, while PHAR is from the Healthcare sector.

5-Year PerformanceFMNB has outperformed PHAR, delivering a return of +1.2% compared to +1.2%

FMNB vs PHAR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FMNB(COMPANY)	PHAR(COMPANY)
Market Cap	$861M	$861M
Max Drawdown	81.43%	60.45%
Sharpe Ratio	0.46	0.45
5Y Beta	0.68	0.64
Industry	Banks - Regional	Biotechnology
P/E Ratio	10.83	68.77
Forward P/E	11.19	26.88
PEG Ratio	1.64	N/A
Dividend Yield	4.67%	N/A
5Y Dividends CAGR	14.08%	N/A
5Y EPS CAGR	-3.05%	-19.97%
Debt to Equity	56.74%	43.21%
Free Cash Flow Yield	5.47%	5.81%
P/S Ratio	4.39	2.36
P/B Ratio	1.11	3.27

Market Cap

FMNB

$861M

Winner

PHAR

$861M

Max Drawdown

FMNB

81.43%

Winner

PHAR

60.45%

Sharpe Ratio

Winner

FMNB

0.46

PHAR

0.45

5Y Beta

FMNB

0.68

Winner

PHAR

0.64

Industry

FMNB

Banks - Regional

PHAR

Biotechnology

P/E Ratio

Winner

FMNB

10.83

PHAR

68.77

Forward P/E

Winner

FMNB

11.19

PHAR

26.88

PEG Ratio

FMNB

1.64

PHAR

N/A

Dividend Yield

FMNB

4.67%

PHAR

N/A

5Y Dividends CAGR

FMNB

14.08%

PHAR

N/A

5Y EPS CAGR

Winner

FMNB

-3.05%

PHAR

-19.97%

Debt to Equity

FMNB

56.74%

Winner

PHAR

43.21%

Free Cash Flow Yield

FMNB

5.47%

Winner

PHAR

5.81%

P/S Ratio

FMNB

4.39

Winner

PHAR

2.36

P/B Ratio

Winner

FMNB

1.11

PHAR

3.27

FMNB vs PHAR - Historical Returns

Returns include dividend reinvestment.

Period	FMNB	PHAR
1 month	+4.16%	-2.18%
3 months	+17.37%	-15.42%
6 months	+1.97%	-28.78%
1 year	+13.18%	+10.72%
5 years(CAGR)	+1.20%	+1.16%
10 years(CAGR)	+8.92%	N/A
Max(CAGR)	+3.96%	-4.74%

Winner

FMNB

+4.16%

PHAR

-2.18%

Winner

FMNB

+17.37%

PHAR

-15.42%

Winner

FMNB

+1.97%

PHAR

-28.78%

Winner

FMNB

+13.18%

PHAR

+10.72%

5Y(CAGR)

Winner

FMNB

+1.20%

PHAR

+1.16%

10Y(CAGR)

FMNB

+8.92%

PHAR

N/A

Max(CAGR)

Winner

FMNB

+3.96%

PHAR

-4.74%

FMNB vs PHAR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FMNB	PHAR
2026	+10.88%	-25.29%
2025	+0.43%	+68.93%
2024	+3.87%	-12.49%
2023	+5.34%	-0.70%
2022	-21.47%	+24.49%
2021	+43.80%	-40.08%
2020	-15.31%	-9.01%
2019	+26.19%	N/A
2018	-11.21%	N/A
2017	+1.25%	N/A
2016	+64.80%	N/A
2015	+3.64%	N/A
2014	+28.88%	N/A
2013	+1.77%	N/A
2012	+31.65%	N/A
2011	+43.13%	N/A
2010	-8.87%	N/A
2009	+29.82%	N/A
2008	-52.28%	N/A
2007	-23.06%	N/A
2006	-8.72%	N/A
2005	-16.06%	N/A
2004	+7.32%	N/A
2003	+13.59%	N/A
2002	+36.58%	N/A
2001	+49.57%	N/A
2000	-44.03%	N/A
1999	-9.69%	N/A

FMNB vs PHAR Drawdown Comparison

The maximum drawdown for FMNB was -74.40%, occurring on Dec 30, 2008. Recovery took 2976 trading sessions.

The maximum drawdown for PHAR was -60.45%, occurring on Jun 16, 2022. Recovery took 1225 trading sessions.

The current FMNB drawdown is -9.42%. The current PHAR drawdown is -39.54%.

Rank	FMNB	PHAR
#1	-74.40% Nov 10, 2004 - Sep 7, 2016	-60.45% Dec 23, 2020 - Nov 10, 2025
#2	-54.27% Nov 2, 1999 - Nov 21, 2002	-43.34% Jan 27, 2026 - May 7, 2026
#3	-41.43% Jan 14, 2022 - Oct 24, 2023	-10.93% Nov 26, 2025 - Dec 12, 2025
#4	-36.61% Dec 17, 2019 - Mar 8, 2021	-10.03% Nov 10, 2025 - Nov 13, 2025
#5	-30.19% Jul 20, 2018 - Dec 16, 2019	-9.70% Nov 13, 2025 - Nov 26, 2025
#6	-18.99% Jan 11, 2018 - May 16, 2018	-9.45% Dec 12, 2025 - Dec 24, 2025
#7	-18.27% Dec 15, 2016 - Jun 12, 2017	-7.08% Dec 24, 2025 - Jan 9, 2026
#8	-17.62% May 21, 2021 - Oct 28, 2021	-4.58% Jan 12, 2026 - Jan 22, 2026
#9	-13.92% Oct 16, 2017 - Jan 11, 2018	-1.15% Jan 22, 2026 - Jan 26, 2026
#10	-13.84% Jun 12, 2017 - Sep 27, 2017	N/A
#11	-8.22% Oct 24, 2016 - Nov 10, 2016	N/A
#12	-7.77% Feb 6, 2003 - Apr 15, 2003	N/A
#13	-7.18% Nov 1, 2021 - Jan 4, 2022	N/A
#14	-6.30% Mar 10, 2021 - Apr 5, 2021	N/A
#15	-5.49% Oct 1, 2004 - Nov 8, 2004	N/A