FLYW vs QFIN

Comparison between Flywire Corp (FLYW, Company) and 360 DigiTech Inc (QFIN, Company).

FLYW is from the Technology sector, while QFIN is from the Financial Services sector.

5-Year PerformanceQFIN has outperformed FLYW, delivering a return of -11.4% compared to -14.7%

FLYW vs QFIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FLYW(COMPANY)	QFIN(COMPANY)
Market Cap	$1.92B	$1.92B
Max Drawdown	84.40%	78.00%
Sharpe Ratio	0.93	-1.60
5Y Beta	1.00	0.97
Industry	Software - Infrastructure	Credit Services
P/E Ratio	63.25	2.25
Forward P/E	23.20	3.27
PEG Ratio	0.12	0.14
Dividend Yield	N/A	10.60%
5Y EPS CAGR	N/A	14.78%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	8.43%	82.58%
P/S Ratio	2.89	0.11
P/B Ratio	2.29	0.55

Market Cap

Winner

FLYW

$1.92B

QFIN

$1.92B

Max Drawdown

FLYW

84.40%

Winner

QFIN

78.00%

Sharpe Ratio

Winner

FLYW

0.93

QFIN

-1.60

5Y Beta

FLYW

1.00

Winner

QFIN

0.97

Industry

FLYW

Software - Infrastructure

QFIN

Credit Services

P/E Ratio

FLYW

63.25

Winner

QFIN

2.25

Forward P/E

FLYW

23.20

Winner

QFIN

3.27

PEG Ratio

Winner

FLYW

0.12

QFIN

0.14

Dividend Yield

FLYW

N/A

QFIN

10.60%

5Y EPS CAGR

FLYW

N/A

QFIN

14.78%

Debt to Equity

FLYW

0.00%

QFIN

0.00%

Free Cash Flow Yield

FLYW

8.43%

Winner

QFIN

82.58%

P/S Ratio

FLYW

2.89

Winner

QFIN

0.11

P/B Ratio

FLYW

2.29

Winner

QFIN

0.55

FLYW vs QFIN - Historical Returns

Returns include dividend reinvestment.

Period	FLYW	QFIN
1 month	-0.89%	+9.62%
3 months	+8.43%	+4.51%
6 months	+5.80%	-21.39%
1 year	+41.45%	-63.23%
5 years(CAGR)	-14.68%	-11.36%
Max(CAGR)	-16.24%	+2.61%

FLYW

-0.89%

Winner

QFIN

+9.62%

Winner

FLYW

+8.43%

QFIN

+4.51%

Winner

FLYW

+5.80%

QFIN

-21.39%

Winner

FLYW

+41.45%

QFIN

-63.23%

5Y(CAGR)

FLYW

-14.68%

Winner

QFIN

-11.36%

Max(CAGR)

FLYW

-16.24%

Winner

QFIN

+2.61%

FLYW vs QFIN - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	FLYW	QFIN
2026	+3.60%	-19.24%
2025	-29.55%	-47.93%
2024	-9.36%	+174.88%
2023	-3.26%	-18.54%
2022	-36.36%	-4.77%
2021	+8.43%	+93.49%
2020	N/A	+15.59%
2019	N/A	-33.90%
2018	N/A	-6.02%

FLYW vs QFIN Drawdown Comparison

The maximum drawdown for FLYW was -84.40%, occurring on Apr 10, 2025. This drawdown has not yet recovered.

The maximum drawdown for QFIN was -76.71%, occurring on Oct 25, 2022. Recovery took 867 trading sessions.

The current FLYW drawdown is -73.31%. The current QFIN drawdown is -66.58%.

Rank	FLYW	QFIN
#1	-84.40% Oct 14, 2021 - Apr 10, 2025	-76.71% Jun 17, 2021 - Nov 26, 2024
#2	-23.02% Jun 24, 2021 - Aug 13, 2021	-73.20% Mar 27, 2025 - May 22, 2026
#3	-19.91% May 26, 2021 - Jun 21, 2021	-72.99% Apr 18, 2019 - Feb 10, 2021
#4	-11.73% Sep 16, 2021 - Oct 13, 2021	-39.09% Dec 14, 2018 - Feb 25, 2019
#5	-6.89% Aug 16, 2021 - Aug 30, 2021	-34.99% Mar 18, 2021 - Jun 1, 2021
#6	-5.84% Sep 2, 2021 - Sep 16, 2021	-32.25% Feb 16, 2021 - Mar 11, 2021
#7	-0.11% Aug 30, 2021 - Sep 1, 2021	-26.69% Mar 5, 2019 - Apr 16, 2019
#8	N/A	-15.17% Feb 18, 2025 - Mar 17, 2025
#9	N/A	-9.30% Dec 17, 2024 - Jan 24, 2025
#10	N/A	-8.77% Apr 16, 2019 - Apr 18, 2019
#11	N/A	-7.72% Jun 2, 2021 - Jun 4, 2021
#12	N/A	-7.43% Mar 12, 2021 - Mar 16, 2021
#13	N/A	-7.20% Mar 19, 2025 - Mar 27, 2025
#14	N/A	-5.62% Nov 29, 2024 - Dec 9, 2024
#15	N/A	-5.43% Jan 30, 2025 - Feb 6, 2025

Correlation

Correlation between FLYW and QFIN is -0.42 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.42

-101