FLYW vs ECPG

Comparison between Flywire Corp (FLYW, Company) and Encore Capital Group Inc (ECPG, Company).

FLYW is from the Technology sector, while ECPG is from the Financial Services sector.

5-Year PerformanceECPG has outperformed FLYW, delivering a return of +11.1% compared to -13.1%

FLYW vs ECPG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FLYW(COMPANY)	ECPG(COMPANY)
Market Cap	$1.73B	$1.72B
Max Drawdown	84.40%	95.07%
Sharpe Ratio	0.79	2.14
5Y Beta	1.00	1.25
Industry	Software - Infrastructure	Credit Services
P/E Ratio	56.93	6.00
Forward P/E	20.58	5.54
PEG Ratio	0.11	0.17
5Y EPS CAGR	N/A	5.64%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.37%	9.63%
P/S Ratio	2.57	0.96
P/B Ratio	2.06	1.71

Market Cap

Winner

FLYW

$1.73B

ECPG

$1.72B

Max Drawdown

Winner

FLYW

84.40%

ECPG

95.07%

Sharpe Ratio

FLYW

0.79

Winner

ECPG

2.14

5Y Beta

Winner

FLYW

1.00

ECPG

1.25

Industry

FLYW

Software - Infrastructure

ECPG

Credit Services

P/E Ratio

FLYW

56.93

Winner

ECPG

6.00

Forward P/E

FLYW

20.58

Winner

ECPG

5.54

PEG Ratio

Winner

FLYW

0.11

ECPG

0.17

5Y EPS CAGR

FLYW

N/A

ECPG

5.64%

Debt to Equity

FLYW

0.00%

ECPG

0.00%

Free Cash Flow Yield

FLYW

9.37%

Winner

ECPG

9.63%

P/S Ratio

FLYW

2.57

Winner

ECPG

0.96

P/B Ratio

FLYW

2.06

Winner

ECPG

1.71

FLYW vs ECPG - Historical Returns

Returns include dividend reinvestment.

Period	FLYW	ECPG
1 month	-4.67%	+1.26%
3 months	+23.57%	+24.36%
6 months	+6.76%	+53.88%
1 year	+41.50%	+111.92%
5 years(CAGR)	-13.08%	+11.08%
10 years(CAGR)	N/A	+13.40%
Max(CAGR)	-15.14%	+12.69%

FLYW

-4.67%

Winner

ECPG

+1.26%

FLYW

+23.57%

Winner

ECPG

+24.36%

FLYW

+6.76%

Winner

ECPG

+53.88%

FLYW

+41.50%

Winner

ECPG

+111.92%

5Y(CAGR)

FLYW

-13.08%

Winner

ECPG

+11.08%

10Y(CAGR)

FLYW

N/A

ECPG

+13.40%

Max(CAGR)

FLYW

-15.14%

Winner

ECPG

+12.69%

FLYW vs ECPG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FLYW	ECPG
2026	+10.14%	+47.83%
2025	-29.55%	+15.64%
2024	-9.36%	-7.37%
2023	-3.26%	+2.88%
2022	-36.36%	-21.93%
2021	+8.43%	+66.83%
2020	N/A	+8.38%
2019	N/A	+44.09%
2018	N/A	-44.05%
2017	N/A	+43.93%
2016	N/A	-1.61%
2015	N/A	-33.70%
2014	N/A	-10.36%
2013	N/A	+63.66%
2012	N/A	+37.12%
2011	N/A	-10.67%
2010	N/A	+33.16%
2009	N/A	+151.08%
2008	N/A	-18.64%
2007	N/A	-21.11%
2006	N/A	-26.49%
2005	N/A	-25.50%
2004	N/A	+60.68%
2003	N/A	+1158.33%
2002	N/A	+323.08%
2001	N/A	-23.53%
2000	N/A	-90.41%
1999	N/A	+12.79%

FLYW vs ECPG Drawdown Comparison

The maximum drawdown for FLYW was -84.40%, occurring on Apr 10, 2025. This drawdown has not yet recovered.

The maximum drawdown for ECPG was -95.07%, occurring on Dec 14, 2000. Recovery took 871 trading sessions.

The current FLYW drawdown is -71.63%. The current ECPG drawdown is -2.09%.

Rank	FLYW	ECPG
#1	-84.40% Oct 14, 2021 - Apr 10, 2025	-95.07% Nov 5, 1999 - Apr 29, 2003
#2	-23.02% Jun 24, 2021 - Aug 13, 2021	-88.48% Nov 30, 2004 - Feb 15, 2011
#3	-19.91% May 26, 2021 - Jun 21, 2021	-67.51% Feb 14, 2014 - Oct 13, 2021
#4	-11.73% Sep 16, 2021 - Oct 13, 2021	-62.54% Jul 29, 2022 - Mar 4, 2026
#5	-6.89% Aug 16, 2021 - Aug 30, 2021	-41.61% May 31, 2011 - May 17, 2013
#6	-5.84% Sep 2, 2021 - Sep 16, 2021	-32.81% Jul 25, 2003 - Dec 12, 2003
#7	-0.11% Aug 30, 2021 - Sep 1, 2021	-24.27% Jan 30, 2004 - Sep 7, 2004
#8	N/A	-22.40% Feb 18, 2022 - Jul 29, 2022
#9	N/A	-17.00% Jun 17, 2003 - Jul 15, 2003
#10	N/A	-15.31% Apr 30, 2003 - May 9, 2003
#11	N/A	-13.94% Jun 13, 2013 - Jul 31, 2013
#12	N/A	-13.85% Feb 25, 2011 - Apr 26, 2011
#13	N/A	-11.23% Oct 30, 2013 - Feb 13, 2014
#14	N/A	-9.88% Mar 4, 2026 - Apr 7, 2026
#15	N/A	-7.93% Nov 8, 2021 - Dec 22, 2021