FLUD vs AGZ

Comparison between FRANKLIN ULTRA SHORT BOND ETF (FLUD, ETF) and ISHARES AGENCY BOND ETF (AGZ, ETF).

5-Year PerformanceFLUD has outperformed AGZ, delivering a return of +3.8% compared to +1.2%

FLUD vs AGZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FLUD(ETF)	AGZ(ETF)
Net Assets	$562M	$563M
Expense Ratio	0.15%	0.15%
Max Drawdown	2.89%	13.98%
Sharpe Ratio	0.07	-0.34
5Y Beta	0.00	-0.00
5Y Dividends CAGR	21.40%	12.75%

Net Assets

FLUD

$562M

Winner

AGZ

$563M

Expense Ratio

FLUD

0.15%

AGZ

0.15%

Max Drawdown

Winner

FLUD

2.89%

AGZ

13.98%

Sharpe Ratio

Winner

FLUD

0.07

AGZ

-0.34

5Y Beta

FLUD

0.00

Winner

AGZ

-0.00

5Y Dividends CAGR

Winner

FLUD

21.40%

AGZ

12.75%

FLUD vs AGZ - Historical Returns

Returns include dividend reinvestment.

Period	FLUD	AGZ
1 month	+0.37%	+0.75%
3 months	+0.87%	+0.75%
6 months	+1.60%	+0.11%
1 year	+4.08%	+2.97%
5 years(CAGR)	+3.76%	+1.18%
10 years(CAGR)	N/A	+1.82%
Max(CAGR)	+3.26%	+2.39%

FLUD

+0.37%

Winner

AGZ

+0.75%

Winner

FLUD

+0.87%

AGZ

+0.75%

Winner

FLUD

+1.60%

AGZ

+0.11%

Winner

FLUD

+4.08%

AGZ

+2.97%

5Y(CAGR)

Winner

FLUD

+3.76%

AGZ

+1.18%

10Y(CAGR)

FLUD

N/A

AGZ

+1.82%

Max(CAGR)

Winner

FLUD

+3.26%

AGZ

+2.39%

FLUD vs AGZ - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	FLUD	AGZ
2026	+2.23%	+0.88%
2025	+5.04%	+6.06%
2024	+5.42%	+3.32%
2023	+5.96%	+4.99%
2022	+0.18%	-7.53%
2021	+0.07%	-1.08%
2020	+0.77%	+5.59%
2019	N/A	+5.34%
2018	N/A	+1.51%
2017	N/A	+2.14%
2016	N/A	+1.02%
2015	N/A	+1.06%
2014	N/A	+3.44%
2013	N/A	-1.22%
2012	N/A	+1.65%
2011	N/A	+4.87%
2010	N/A	+3.70%
2009	N/A	+2.08%
2008	N/A	+6.01%

FLUD vs AGZ Drawdown Comparison

The maximum drawdown for FLUD was -1.66%, occurring on Jun 14, 2022. Recovery took 349 trading sessions.

The maximum drawdown for AGZ was -11.01%, occurring on Oct 20, 2022. Recovery took 1126 trading sessions.

The current FLUD drawdown is -0.05%. The current AGZ drawdown is -0.05%.

Rank	FLUD	AGZ
#1	-1.66% Aug 24, 2021 - Jan 12, 2023	-11.01% Sep 3, 2020 - Feb 28, 2025
#2	-0.65% Mar 13, 2023 - Apr 11, 2023	-4.98% Nov 13, 2008 - Dec 11, 2008
#3	-0.59% Nov 25, 2024 - Jan 15, 2025	-3.28% May 1, 2013 - May 15, 2014
#4	-0.44% Oct 17, 2025 - Nov 18, 2025	-2.88% Jul 6, 2016 - Aug 18, 2017
#5	-0.40% Oct 7, 2024 - Oct 15, 2024	-2.52% Nov 4, 2010 - Jun 1, 2011
#6	-0.36% Feb 5, 2021 - Jun 24, 2021	-2.34% Sep 7, 2017 - Dec 18, 2018
#7	-0.31% Aug 8, 2025 - Aug 19, 2025	-2.24% Apr 14, 2009 - Jul 8, 2009
#8	-0.30% Sep 25, 2024 - Oct 1, 2024	-2.24% Mar 9, 2020 - Jul 20, 2020
#9	-0.30% Sep 19, 2024 - Sep 23, 2024	-1.84% Jan 23, 2015 - Oct 14, 2015
#10	-0.30% Mar 25, 2026 - Apr 1, 2026	-1.80% Jan 14, 2009 - Mar 18, 2009
#11	-0.29% Sep 5, 2025 - Sep 11, 2025	-1.58% Jul 8, 2009 - Sep 1, 2009
#12	-0.28% Jun 6, 2024 - Jun 25, 2024	-1.53% Sep 4, 2019 - Jan 23, 2020
#13	-0.28% Apr 4, 2025 - Apr 22, 2025	-1.53% Nov 30, 2009 - May 4, 2010
#14	-0.27% Aug 7, 2024 - Aug 26, 2024	-1.35% Feb 27, 2026 - May 19, 2026
#15	-0.26% Sep 22, 2025 - Oct 7, 2025	-1.30% Apr 4, 2025 - Apr 28, 2025

Correlation

Correlation between FLUD and AGZ is 0.72 which considered as a strong positive correlation - the stocks tend to move together.

0.72

-101

Dividend Comparison (2008 - 2026)

FLUD vs AGZ dividend yield comparison.

Year	FLUD	AGZ
2026	2.20%	2.11%
2025	4.51%	3.75%
2024	4.97%	3.48%
2023	4.72%	3.14%
2022	1.39%	1.56%
2021	0.92%	0.96%
2020	0.93%	2.25%
2019	0.00%	2.32%
2018	0.00%	2.15%
2017	0.00%	1.58%
2016	0.00%	1.52%
2015	0.00%	1.30%
2014	0.00%	1.33%
2013	0.00%	1.19%
2012	0.00%	1.22%
2011	0.00%	1.66%
2010	0.00%	1.88%
2009	0.00%	2.00%
2008	0.00%	0.38%