FINW vs RICK

Comparison between FinWise Bancorp (FINW, Company) and RCI Hospitality Holdings Inc (RICK, Company).

FINW is from the Financial Services sector, while RICK is from the Consumer Cyclical sector.

5-Year PerformanceFINW has outperformed RICK, delivering a return of +3.2% compared to -19.1%

FINW vs RICK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FINW(COMPANY)	RICK(COMPANY)
Market Cap	$192M	$191M
Max Drawdown	63.35%	91.60%
Sharpe Ratio	0.14	-0.83
5Y Beta	0.82	1.10
Industry	Banks - Regional	Restaurants
P/E Ratio	12.17	-59.52
Forward P/E	N/A	6.82
PEG Ratio	0.60	0.79
Dividend Yield	N/A	1.16%
5Y Dividends CAGR	N/A	19.14%
5Y EPS CAGR	N/A	13.95%
Debt to Equity	0.00%	109.93%
Free Cash Flow Yield	5.94%	22.97%
P/S Ratio	1.85	0.67
P/B Ratio	0.99	0.81

Market Cap

Winner

FINW

$192M

RICK

$191M

Max Drawdown

Winner

FINW

63.35%

RICK

91.60%

Sharpe Ratio

Winner

FINW

0.14

RICK

-0.83

5Y Beta

Winner

FINW

0.82

RICK

1.10

Industry

FINW

Banks - Regional

RICK

Restaurants

P/E Ratio

FINW

12.17

Winner

RICK

-59.52

Forward P/E

FINW

N/A

RICK

6.82

PEG Ratio

Winner

FINW

0.60

RICK

0.79

Dividend Yield

FINW

N/A

RICK

1.16%

5Y Dividends CAGR

FINW

N/A

RICK

19.14%

5Y EPS CAGR

FINW

N/A

RICK

13.95%

Debt to Equity

Winner

FINW

0.00%

RICK

109.93%

Free Cash Flow Yield

FINW

5.94%

Winner

RICK

22.97%

P/S Ratio

FINW

1.85

Winner

RICK

0.67

P/B Ratio

FINW

0.99

Winner

RICK

0.81

FINW vs RICK - Historical Returns

Returns include dividend reinvestment.

Period	FINW	RICK
1 month	+7.20%	-3.63%
3 months	-10.45%	+3.31%
6 months	-18.96%	-4.61%
1 year	+0.62%	-38.31%
5 years(CAGR)	+3.16%	-19.06%
10 years(CAGR)	N/A	+9.49%
Max(CAGR)	+3.16%	+9.68%

Winner

FINW

+7.20%

RICK

-3.63%

FINW

-10.45%

Winner

RICK

+3.31%

FINW

-18.96%

Winner

RICK

-4.61%

Winner

FINW

+0.62%

RICK

-38.31%

5Y(CAGR)

Winner

FINW

+3.16%

RICK

-19.06%

10Y(CAGR)

FINW

N/A

RICK

+9.49%

Max(CAGR)

FINW

+3.16%

Winner

RICK

+9.68%

FINW vs RICK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FINW	RICK
2026	-15.94%	+5.64%
2025	+14.34%	-57.95%
2024	+9.53%	-10.56%
2023	+59.00%	-26.45%
2022	-33.07%	+16.69%
2021	+8.33%	+110.98%
2020	N/A	+94.52%
2019	N/A	-5.55%
2018	N/A	-21.01%
2017	N/A	+65.57%
2016	N/A	+78.21%
2015	N/A	+0.30%
2014	N/A	-13.25%
2013	N/A	+42.61%
2012	N/A	-3.02%
2011	N/A	+6.28%
2010	N/A	-14.43%
2009	N/A	+77.23%
2008	N/A	-84.82%
2007	N/A	+315.43%
2006	N/A	+80.53%
2005	N/A	+30.70%
2004	N/A	+66.09%
2003	N/A	-28.33%
2002	N/A	-28.82%
2001	N/A	+151.03%
2000	N/A	-59.09%
1999	N/A	+30.58%

FINW vs RICK Drawdown Comparison

The maximum drawdown for FINW was -63.35%, occurring on May 22, 2023. Recovery took 891 trading sessions.

The maximum drawdown for RICK was -91.60%, occurring on Mar 9, 2009. Recovery took 2489 trading sessions.

The current FINW drawdown is -34.82%. The current RICK drawdown is -74.03%.

Rank	FINW	RICK
#1	-63.35% Mar 2, 2022 - Sep 19, 2025	-91.60% Dec 26, 2007 - Nov 13, 2017
#2	-42.29% Sep 19, 2025 - May 12, 2026	-83.33% Mar 8, 2000 - Mar 23, 2006
#3	-8.08% Feb 17, 2022 - Feb 25, 2022	-78.71% Jul 26, 2018 - Dec 17, 2020
#4	-6.67% Nov 22, 2021 - Dec 15, 2021	-78.08% Jan 11, 2023 - Mar 18, 2026
#5	-4.02% Feb 1, 2022 - Feb 10, 2022	-47.54% Jan 6, 2022 - Dec 15, 2022
#6	-3.95% Jan 24, 2022 - Jan 28, 2022	-40.65% Oct 20, 2006 - Feb 1, 2007
#7	-3.69% Feb 25, 2022 - Mar 2, 2022	-29.83% Nov 18, 1999 - Feb 25, 2000
#8	-2.20% Jan 6, 2022 - Jan 12, 2022	-28.53% Feb 23, 2007 - Sep 7, 2007
#9	-2.07% Dec 15, 2021 - Dec 31, 2021	-27.09% Jun 1, 2021 - Jan 3, 2022
#10	-1.75% Jan 18, 2022 - Jan 24, 2022	-24.32% May 4, 2006 - Jul 28, 2006
#11	N/A	-19.24% Nov 2, 2007 - Dec 3, 2007
#12	N/A	-18.12% Mar 12, 2021 - Apr 29, 2021
#13	N/A	-17.90% Nov 30, 2017 - Jul 25, 2018
#14	N/A	-17.49% Jul 28, 2006 - Sep 29, 2006
#15	N/A	-16.13% Feb 25, 2000 - Mar 2, 2000

Correlation

Correlation between FINW and RICK is -0.61 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.61

-101