FINV vs XCH

Comparison between FinVolution Group (FINV, Company) and XCHG Ltd (XCH, Company).

FINV is from the Financial Services sector, while XCH is from the Industrials sector.

FINV vs XCH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FINV(COMPANY)	XCH(COMPANY)
Market Cap	$1.46B	$1.46B
Max Drawdown	90.11%	97.88%
Sharpe Ratio	-0.85	-0.02
5Y Beta	0.62	1.32
Industry	Credit Services	Specialty Industrial Machinery
P/E Ratio	4.69	-121.94
Forward P/E	3.67	N/A
PEG Ratio	0.62	N/A
Dividend Yield	6.21%	N/A
5Y Dividends CAGR	27.95%	N/A
5Y EPS CAGR	1.61%	N/A
Debt to Equity	8.00%	29.86%
Free Cash Flow Yield	8.46%	-0.50%
P/S Ratio	0.09	1.95
P/B Ratio	0.51	3.34

Market Cap

Winner

FINV

$1.46B

XCH

$1.46B

Max Drawdown

Winner

FINV

90.11%

XCH

97.88%

Sharpe Ratio

FINV

-0.85

Winner

XCH

-0.02

5Y Beta

Winner

FINV

0.62

XCH

1.32

Industry

FINV

Credit Services

XCH

Specialty Industrial Machinery

P/E Ratio

FINV

4.69

Winner

XCH

-121.94

Forward P/E

FINV

3.67

XCH

N/A

PEG Ratio

FINV

0.62

XCH

N/A

Dividend Yield

FINV

6.21%

XCH

N/A

5Y Dividends CAGR

FINV

27.95%

XCH

N/A

5Y EPS CAGR

FINV

1.61%

XCH

N/A

Debt to Equity

Winner

FINV

8.00%

XCH

29.86%

Free Cash Flow Yield

Winner

FINV

8.46%

XCH

-0.50%

P/S Ratio

Winner

FINV

0.09

XCH

1.95

P/B Ratio

Winner

FINV

0.51

XCH

3.34

FINV vs XCH - Historical Returns

Returns include dividend reinvestment.

Period	FINV	XCH
1 month	-3.43%	-41.19%
3 months	+0.16%	-54.31%
6 months	+0.54%	-51.71%
1 year	-39.58%	-53.95%
5 years(CAGR)	-5.94%	N/A
10 years(CAGR)	-6.56%	N/A
Max(CAGR)	-6.56%	-76.60%

Winner

FINV

-3.43%

XCH

-41.19%

Winner

FINV

+0.16%

XCH

-54.31%

Winner

FINV

+0.54%

XCH

-51.71%

Winner

FINV

-39.58%

XCH

-53.95%

5Y(CAGR)

FINV

-5.94%

XCH

N/A

10Y(CAGR)

FINV

-6.56%

XCH

N/A

Max(CAGR)

Winner

FINV

-6.56%

XCH

-76.60%

FINV vs XCH - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	FINV	XCH
2026	+0.35%	-46.96%
2025	-19.90%	-45.93%
2024	+47.78%	-72.42%
2023	+2.75%	N/A
2022	+3.87%	N/A
2021	+93.64%	N/A
2020	+2.29%	N/A
2019	-24.82%	N/A
2018	-49.93%	N/A
2017	-45.64%	N/A

FINV vs XCH Drawdown Comparison

The maximum drawdown for FINV was -89.65%, occurring on Mar 18, 2020. Recovery took 1844 trading sessions.

The maximum drawdown for XCH was -97.88%, occurring on Jun 5, 2026. This drawdown has not yet recovered.

The current FINV drawdown is -50.58%. The current XCH drawdown is -97.88%.

Rank	FINV	XCH
#1	-89.65% Nov 13, 2017 - Mar 18, 2025	-97.88% Oct 25, 2024 - Jun 5, 2026
#2	-56.42% Jul 11, 2025 - Mar 26, 2026	-44.53% Sep 18, 2024 - Oct 17, 2024
#3	-31.90% Mar 18, 2025 - Jul 11, 2025	-10.23% Sep 11, 2024 - Sep 17, 2024
#4	N/A	-3.86% Oct 17, 2024 - Oct 21, 2024
#5	N/A	-1.25% Oct 23, 2024 - Oct 25, 2024