FIHL vs SPNS

Comparison between Fidelis Insurance Holdings Limited (FIHL, Company) and Sapiens International Corp NV (SPNS, Company).

FIHL is from the Financial Services sector, while SPNS is from the Technology sector.

FIHL vs SPNS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FIHL(COMPANY)	SPNS(COMPANY)
Market Cap	$2.43B	$2.43B
Max Drawdown	30.25%	99.28%
Sharpe Ratio	1.68	1.03
Industry	Insurance - Diversified	Software - Application
P/E Ratio	10.79	33.64
Forward P/E	5.95	29.59
PEG Ratio	0.08	2.20
Dividend Yield	2.38%	1.38%
5Y Dividends CAGR	N/A	33.99%
5Y EPS CAGR	N/A	19.81%
Debt to Equity	35.14%	8.25%
Free Cash Flow Yield	-16.78%	3.27%

Market Cap

Winner

FIHL

$2.43B

SPNS

$2.43B

Max Drawdown

Winner

FIHL

30.25%

SPNS

99.28%

Sharpe Ratio

Winner

FIHL

1.68

SPNS

1.03

Industry

FIHL

Insurance - Diversified

SPNS

Software - Application

P/E Ratio

Winner

FIHL

10.79

SPNS

33.64

Forward P/E

Winner

FIHL

5.95

SPNS

29.59

PEG Ratio

Winner

FIHL

0.08

SPNS

2.20

Dividend Yield

Winner

FIHL

2.38%

SPNS

1.38%

5Y Dividends CAGR

FIHL

N/A

SPNS

33.99%

5Y EPS CAGR

FIHL

N/A

SPNS

19.81%

Debt to Equity

FIHL

35.14%

Winner

SPNS

8.25%

Free Cash Flow Yield

FIHL

-16.78%

Winner

SPNS

3.27%

FIHL vs SPNS - Historical Returns

Returns include dividend reinvestment.

Period	FIHL	SPNS
1 month	+6.62%	+0.72%
3 months	+18.71%	+1.02%
6 months	+36.73%	+53.10%
1 year	+61.08%	+56.07%
5 years(CAGR)	N/A	+11.44%
10 years(CAGR)	N/A	+17.93%
Max(CAGR)	+26.97%	+0.62%

Winner

FIHL

+6.62%

SPNS

+0.72%

Winner

FIHL

+18.71%

SPNS

+1.02%

FIHL

+36.73%

Winner

SPNS

+53.10%

Winner

FIHL

+61.08%

SPNS

+56.07%

5Y(CAGR)

FIHL

N/A

SPNS

+11.44%

10Y(CAGR)

FIHL

N/A

SPNS

+17.93%

Max(CAGR)

Winner

FIHL

+26.97%

SPNS

+0.62%

FIHL vs SPNS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FIHL	SPNS
2026	+31.44%	N/A
2025	+12.10%	+71.02%
2024	+50.36%	-2.56%
2023	-1.78%	+56.77%
2022	N/A	-45.70%
2021	N/A	+15.44%
2020	N/A	+31.91%
2019	N/A	+112.34%
2018	N/A	-6.92%
2017	N/A	-20.24%
2016	N/A	+42.15%
2015	N/A	+45.61%
2014	N/A	-2.12%
2013	N/A	+96.82%
2012	N/A	+6.38%
2011	N/A	+62.07%
2010	N/A	+55.41%
2009	N/A	-20.41%
2008	N/A	+44.01%
2007	N/A	-10.74%
2006	N/A	-2.60%
2005	N/A	-42.75%
2004	N/A	-31.49%
2003	N/A	-11.24%
2002	N/A	-11.76%
2001	N/A	-11.76%
2000	N/A	-93.16%
1999	N/A	+73.05%

FIHL vs SPNS Drawdown Comparison

The maximum drawdown for FIHL was -29.91%, occurring on Feb 25, 2025. Recovery took 306 trading sessions.

The maximum drawdown for SPNS was -99.28%, occurring on Mar 5, 2009. This drawdown has not yet recovered.

The current FIHL drawdown is -1.84%. The current SPNS drawdown is -47.10%.

Rank	FIHL	SPNS
#1	-29.91% Nov 27, 2024 - Feb 20, 2026	-99.28% Jan 24, 2000 - Mar 5, 2009
#2	-22.56% Sep 12, 2023 - Mar 1, 2024	-18.64% Dec 27, 1999 - Jan 14, 2000
#3	-22.32% Apr 29, 2024 - Nov 13, 2024	-13.43% Dec 13, 1999 - Dec 27, 1999
#4	-10.70% May 18, 2026 - Jun 16, 2026	-6.60% Nov 9, 1999 - Nov 26, 1999
#5	-7.41% Feb 25, 2026 - Apr 9, 2026	-5.26% Nov 1, 1999 - Nov 8, 1999
#6	-6.52% Aug 7, 2023 - Aug 24, 2023	-4.54% Nov 30, 1999 - Dec 7, 1999
#7	-6.23% Apr 3, 2024 - Apr 23, 2024	-4.13% Dec 9, 1999 - Dec 13, 1999
#8	-4.93% Apr 23, 2026 - May 14, 2026	N/A
#9	-4.72% Jul 3, 2023 - Jul 7, 2023	N/A
#10	-4.39% Aug 24, 2023 - Sep 11, 2023	N/A
#11	-4.23% Jul 2, 2026 - Jul 20, 2026	N/A
#12	-4.15% Aug 1, 2023 - Aug 7, 2023	N/A
#13	-3.54% Jul 7, 2023 - Jul 28, 2023	N/A
#14	-2.88% Jun 16, 2026 - Jun 24, 2026	N/A
#15	-2.32% Mar 18, 2024 - Mar 27, 2024	N/A

Correlation

Correlation between FIHL and SPNS is 0.63 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.63

-101

Dividend Comparison (2013 - 2026)

FIHL vs SPNS dividend yield comparison.

Year	FIHL	SPNS
2026	1.19%	0.00%
2025	2.55%	1.52%
2024	2.21%	2.12%
2023	0.00%	1.76%
2022	0.00%	3.79%
2021	0.00%	1.07%
2020	0.00%	0.46%
2019	0.00%	0.96%
2018	0.00%	1.81%
2017	0.00%	1.74%
2016	0.00%	1.39%
2015	0.00%	4.41%
2013	0.00%	1.95%