FICO vs OTIS

Comparison between Fair Isaac Corp (FICO, Company) and Otis Worldwide Corp (OTIS, Company).

FICO is from the Technology sector, while OTIS is from the Industrials sector.

5-Year PerformanceFICO has outperformed OTIS, delivering a return of +19.1% compared to -1.3%

FICO vs OTIS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FICO(COMPANY)	OTIS(COMPANY)
Market Cap	$28B	$28B
Max Drawdown	79.46%	34.59%
Sharpe Ratio	-0.21	-1.11
5Y Beta	0.90	0.43
Industry	Software - Application	Specialty Industrial Machinery
P/E Ratio	37.58	20.97
Forward P/E	23.87	17.27
PEG Ratio	1.05	1.38
Dividend Yield	N/A	2.32%
5Y Dividends CAGR	4.56%	21.52%
5Y EPS CAGR	27.34%	N/A
Debt to Equity	-173.15%	-133.35%
Free Cash Flow Yield	3.21%	6.49%
P/S Ratio	12.44	1.89
P/B Ratio	82.33	13.20

Market Cap

Winner

FICO

$28B

OTIS

$28B

Max Drawdown

FICO

79.46%

Winner

OTIS

34.59%

Sharpe Ratio

Winner

FICO

-0.21

OTIS

-1.11

5Y Beta

FICO

0.90

Winner

OTIS

0.43

Industry

FICO

Software - Application

OTIS

Specialty Industrial Machinery

P/E Ratio

FICO

37.58

Winner

OTIS

20.97

Forward P/E

FICO

23.87

Winner

OTIS

17.27

PEG Ratio

Winner

FICO

1.05

OTIS

1.38

Dividend Yield

FICO

N/A

OTIS

2.32%

5Y Dividends CAGR

FICO

4.56%

Winner

OTIS

21.52%

5Y EPS CAGR

FICO

27.34%

OTIS

N/A

Debt to Equity

Winner

FICO

-173.15%

OTIS

-133.35%

Free Cash Flow Yield

FICO

3.21%

Winner

OTIS

6.49%

P/S Ratio

FICO

12.44

Winner

OTIS

1.89

P/B Ratio

FICO

82.33

Winner

OTIS

13.20

FICO vs OTIS - Historical Returns

Returns include dividend reinvestment.

Period	FICO	OTIS
1 month	+11.46%	+1.00%
3 months	+17.00%	-9.24%
6 months	-19.86%	-17.65%
1 year	-17.66%	-25.83%
5 years(CAGR)	+19.10%	-1.29%
10 years(CAGR)	+26.87%	N/A
Max(CAGR)	+19.24%	+9.61%

Winner

FICO

+11.46%

OTIS

+1.00%

Winner

FICO

+17.00%

OTIS

-9.24%

FICO

-19.86%

Winner

OTIS

-17.65%

Winner

FICO

-17.66%

OTIS

-25.83%

5Y(CAGR)

Winner

FICO

+19.10%

OTIS

-1.29%

10Y(CAGR)

FICO

+26.87%

OTIS

N/A

Max(CAGR)

Winner

FICO

+19.24%

OTIS

+9.61%

FICO vs OTIS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FICO	OTIS
2026	-23.57%	-15.95%
2025	-15.30%	-3.60%
2024	+76.01%	+6.40%
2023	+96.89%	+14.86%
2022	+35.08%	-7.15%
2021	-14.17%	+34.31%
2020	+33.46%	+50.79%
2019	+101.99%	N/A
2018	+21.91%	N/A
2017	+27.51%	N/A
2016	+28.20%	N/A
2015	+30.62%	N/A
2014	+17.58%	N/A
2013	+45.13%	N/A
2012	+15.02%	N/A
2011	+52.55%	N/A
2010	+8.32%	N/A
2009	+24.13%	N/A
2008	-46.15%	N/A
2007	-20.47%	N/A
2006	-10.02%	N/A
2005	+25.14%	N/A
2004	+13.49%	N/A
2003	+15.82%	N/A
2002	+3.59%	N/A
2001	+94.15%	N/A
2000	-3.14%	N/A
1999	+32.56%	N/A

FICO vs OTIS Drawdown Comparison

The maximum drawdown for FICO was -79.25%, occurring on Mar 5, 2009. Recovery took 1747 trading sessions.

The maximum drawdown for OTIS was -32.43%, occurring on Jun 1, 2026. This drawdown has not yet recovered.

The current FICO drawdown is -47.28%. The current OTIS drawdown is -28.42%.

Rank	FICO	OTIS
#1	-79.25% Nov 22, 2005 - Nov 1, 2012	-32.43% Oct 18, 2024 - Jun 1, 2026
#2	-61.28% Nov 26, 2024 - Apr 10, 2026	-29.99% Aug 30, 2021 - Jul 26, 2023
#3	-50.90% Feb 19, 2020 - Jul 29, 2020	-16.69% Jul 31, 2023 - Dec 14, 2023
#4	-45.79% Jul 16, 2001 - Jan 23, 2003	-12.00% Mar 30, 2020 - Apr 29, 2020
#5	-43.66% Nov 3, 2003 - Sep 12, 2005	-11.60% Mar 19, 2020 - Mar 30, 2020
#6	-38.24% Jul 23, 2021 - Nov 10, 2022	-10.20% Oct 12, 2020 - Nov 10, 2020
#7	-33.68% Dec 28, 1999 - Jan 29, 2001	-9.35% May 8, 2020 - May 20, 2020
#8	-28.55% Sep 14, 2018 - Feb 13, 2019	-9.34% Jun 8, 2020 - Jul 29, 2020
#9	-22.57% Sep 6, 2019 - Dec 20, 2019	-9.28% Jun 5, 2024 - Sep 26, 2024
#10	-19.01% Dec 30, 2013 - Jun 30, 2014	-9.08% Sep 2, 2020 - Oct 9, 2020
#11	-18.50% Dec 17, 2020 - Apr 15, 2021	-9.00% Mar 21, 2024 - Jun 5, 2024
#12	-17.03% Jul 16, 2015 - Feb 25, 2016	-8.17% Jan 7, 2021 - Mar 16, 2021
#13	-16.91% Jul 1, 2014 - Nov 7, 2014	-6.85% Nov 24, 2020 - Dec 31, 2020
#14	-16.79% Mar 7, 2024 - May 14, 2024	-5.98% Apr 29, 2020 - May 7, 2020
#15	-16.13% Sep 8, 2016 - Apr 25, 2017	-5.76% Dec 14, 2023 - Feb 2, 2024

Correlation

Correlation between FICO and OTIS is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (1999 - 2026)

FICO vs OTIS dividend yield comparison.

Year	FICO	OTIS
2026	0.00%	1.17%
2025	0.00%	1.89%
2024	0.00%	1.63%
2023	0.00%	1.46%
2022	0.00%	1.42%
2021	0.00%	1.06%
2020	0.00%	0.89%
2017	0.01%	0.00%
2016	0.07%	0.00%
2015	0.08%	0.00%
2014	0.11%	0.00%
2013	0.13%	0.00%
2012	0.19%	0.00%
2011	0.22%	0.00%
2010	0.34%	0.00%
2009	0.38%	0.00%
2008	0.47%	0.00%
2007	0.25%	0.00%
2006	0.20%	0.00%
2005	0.18%	0.00%
2004	0.20%	0.00%
2003	0.16%	0.00%
2002	0.17%	0.00%
2001	0.11%	0.00%
2000	0.16%	0.00%
1999	0.04%	0.00%