FICO vs HBANP

Comparison between Fair Isaac Corp (FICO, Company) and Huntington Bancshares Inc (HBANP, Company).

FICO is from the Technology sector, while HBANP is from the Financial Services sector.

5-Year PerformanceFICO has outperformed HBANP, delivering a return of +18.7% compared to -3.7%

FICO vs HBANP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FICO(COMPANY)	HBANP(COMPANY)
Market Cap	$27B	$27B
Max Drawdown	79.46%	47.03%
Sharpe Ratio	-0.85	-0.51
5Y Beta	0.92	0.29
Industry	Software - Application	Banks - Regional
P/E Ratio	35.53	11.37
Forward P/E	20.53	N/A
PEG Ratio	0.99	0.98
Dividend Yield	N/A	3.85%
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	27.34%	13.17%
Debt to Equity	-173.15%	75.93%
Free Cash Flow Yield	3.39%	8.33%
P/S Ratio	11.72	N/A
P/B Ratio	82.33	N/A

Market Cap

FICO

$27B

Winner

HBANP

$27B

Max Drawdown

FICO

79.46%

Winner

HBANP

47.03%

Sharpe Ratio

FICO

-0.85

Winner

HBANP

-0.51

5Y Beta

FICO

0.92

Winner

HBANP

0.29

Industry

FICO

Software - Application

HBANP

Banks - Regional

P/E Ratio

FICO

35.53

Winner

HBANP

11.37

Forward P/E

FICO

20.53

HBANP

N/A

PEG Ratio

FICO

0.99

Winner

HBANP

0.98

Dividend Yield

FICO

N/A

HBANP

3.85%

5Y Dividends CAGR

FICO

4.56%

HBANP

N/A

5Y EPS CAGR

Winner

FICO

27.34%

HBANP

13.17%

Debt to Equity

Winner

FICO

-173.15%

HBANP

75.93%

Free Cash Flow Yield

FICO

3.39%

Winner

HBANP

8.33%

P/S Ratio

FICO

11.72

HBANP

N/A

P/B Ratio

FICO

82.33

HBANP

N/A

FICO vs HBANP - Historical Returns

Returns include dividend reinvestment.

Period	FICO	HBANP
1 month	-6.20%	-2.76%
3 months	+13.65%	-3.97%
6 months	-32.59%	-2.95%
1 year	-34.92%	-1.55%
5 years(CAGR)	+18.72%	-3.74%
10 years(CAGR)	+27.29%	N/A
Max(CAGR)	+19.02%	-2.35%

FICO

-6.20%

Winner

HBANP

-2.76%

Winner

FICO

+13.65%

HBANP

-3.97%

FICO

-32.59%

Winner

HBANP

-2.95%

FICO

-34.92%

Winner

HBANP

-1.55%

5Y(CAGR)

Winner

FICO

+18.72%

HBANP

-3.74%

10Y(CAGR)

FICO

+27.29%

HBANP

N/A

Max(CAGR)

Winner

FICO

+19.02%

HBANP

-2.35%

FICO vs HBANP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FICO	HBANP
2026	-28.09%	-4.80%
2025	-15.30%	-0.75%
2024	+76.01%	+6.18%
2023	+96.89%	+8.30%
2022	+35.08%	-30.98%
2021	-14.17%	+9.66%
2020	+33.46%	N/A
2019	+101.99%	N/A
2018	+21.91%	N/A
2017	+27.51%	N/A
2016	+28.20%	N/A
2015	+30.62%	N/A
2014	+17.58%	N/A
2013	+45.13%	N/A
2012	+15.02%	N/A
2011	+52.55%	N/A
2010	+8.32%	N/A
2009	+24.13%	N/A
2008	-46.15%	N/A
2007	-20.47%	N/A
2006	-10.02%	N/A
2005	+25.14%	N/A
2004	+13.49%	N/A
2003	+15.82%	N/A
2002	+3.59%	N/A
2001	+94.15%	N/A
2000	-3.14%	N/A
1999	+32.56%	N/A

FICO vs HBANP Drawdown Comparison

The maximum drawdown for FICO was -79.25%, occurring on Mar 5, 2009. Recovery took 1747 trading sessions.

The maximum drawdown for HBANP was -41.84%, occurring on May 4, 2023. This drawdown has not yet recovered.

The current FICO drawdown is -50.40%. The current HBANP drawdown is -19.77%.

Rank	FICO	HBANP
#1	-79.25% Nov 22, 2005 - Nov 1, 2012	-41.84% Dec 31, 2021 - May 4, 2023
#2	-61.28% Nov 26, 2024 - Apr 10, 2026	-5.00% Sep 3, 2021 - Dec 16, 2021
#3	-50.90% Feb 19, 2020 - Jul 29, 2020	-3.93% Feb 11, 2021 - Mar 15, 2021
#4	-45.79% Jul 16, 2001 - Jan 23, 2003	-2.74% Jul 7, 2021 - Sep 3, 2021
#5	-43.66% Nov 3, 2003 - Sep 12, 2005	-1.73% Mar 25, 2021 - Apr 22, 2021
#6	-38.24% Jul 23, 2021 - Nov 10, 2022	-1.65% Apr 23, 2021 - May 27, 2021
#7	-33.68% Dec 28, 1999 - Jan 29, 2001	-1.54% Mar 15, 2021 - Mar 23, 2021
#8	-28.55% Sep 14, 2018 - Feb 13, 2019	-1.15% Dec 16, 2021 - Dec 28, 2021
#9	-22.57% Sep 6, 2019 - Dec 20, 2019	-1.11% Jun 15, 2021 - Jun 23, 2021
#10	-19.01% Dec 30, 2013 - Jun 30, 2014	-1.04% Jun 2, 2021 - Jun 7, 2021
#11	-18.50% Dec 17, 2020 - Apr 15, 2021	-0.57% Jul 2, 2021 - Jul 7, 2021
#12	-17.03% Jul 16, 2015 - Feb 25, 2016	-0.41% Jun 25, 2021 - Jul 1, 2021
#13	-16.91% Jul 1, 2014 - Nov 7, 2014	-0.32% Feb 4, 2021 - Feb 9, 2021
#14	-16.79% Mar 7, 2024 - May 14, 2024	-0.11% Dec 28, 2021 - Dec 30, 2021
#15	-16.13% Sep 8, 2016 - Apr 25, 2017	-0.08% Jun 10, 2021 - Jun 14, 2021

Correlation

Correlation between FICO and HBANP is 0.01 which considered as a very weak or no correlation - the stocks move independently of each other.

0.01

-101

Dividend Comparison (1999 - 2026)

FICO vs HBANP dividend yield comparison.

Year	FICO	HBANP
2026	0.00%	1.74%
2025	0.00%	6.58%
2024	0.00%	6.35%
2023	0.00%	6.38%
2022	0.00%	6.63%
2021	0.00%	4.00%
2017	0.01%	0.00%
2016	0.07%	0.00%
2015	0.08%	0.00%
2014	0.11%	0.00%
2013	0.13%	0.00%
2012	0.19%	0.00%
2011	0.22%	0.00%
2010	0.34%	0.00%
2009	0.38%	0.00%
2008	0.47%	0.00%
2007	0.25%	0.00%
2006	0.20%	0.00%
2005	0.18%	0.00%
2004	0.20%	0.00%
2003	0.16%	0.00%
2002	0.17%	0.00%
2001	0.11%	0.00%
2000	0.16%	0.00%
1999	0.04%	0.00%