FGBI vs SY

Comparison between First Guaranty Bancshares Inc (FGBI, Company) and So-Young International Inc (SY, Company).

FGBI is from the Financial Services sector, while SY is from the Healthcare sector.

5-Year PerformanceFGBI has outperformed SY, delivering a return of -8.7% compared to -18.6%

FGBI vs SY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FGBI(COMPANY)	SY(COMPANY)
Market Cap	$163M	$163M
Max Drawdown	85.06%	97.54%
Sharpe Ratio	0.50	-0.65
5Y Beta	0.58	0.85
Industry	Banks - Regional	Health Information Services
P/E Ratio	-2.68	-4.70
Forward P/E	12.61	16.29
PEG Ratio	0.00	N/A
Dividend Yield	0.41%	5.26%
5Y Dividends CAGR	-41.46%	N/A
Debt to Equity	0.00%	2.56%
Free Cash Flow Yield	21.60%	-9.26%
P/S Ratio	4.12	0.13
P/B Ratio	0.82	0.83

Market Cap

Winner

FGBI

$163M

Max Drawdown

Winner

FGBI

85.06%

97.54%

Sharpe Ratio

Winner

FGBI

0.50

-0.65

5Y Beta

Winner

FGBI

0.58

0.85

Industry

FGBI

Banks - Regional

Health Information Services

P/E Ratio

FGBI

-2.68

Winner

-4.70

Forward P/E

Winner

FGBI

12.61

16.29

PEG Ratio

FGBI

0.00

N/A

Dividend Yield

FGBI

0.41%

Winner

5.26%

5Y Dividends CAGR

FGBI

-41.46%

N/A

Debt to Equity

Winner

FGBI

0.00%

2.56%

Free Cash Flow Yield

Winner

FGBI

21.60%

-9.26%

P/S Ratio

FGBI

4.12

Winner

0.13

P/B Ratio

Winner

FGBI

0.82

0.83

FGBI vs SY - Historical Returns

Returns include dividend reinvestment.

Period	FGBI	SY
1 month	-3.73%	+29.45%
3 months	+2.12%	-35.28%
6 months	+7.29%	-37.20%
1 year	+19.39%	-57.20%
5 years(CAGR)	-8.67%	-18.65%
10 years(CAGR)	-0.39%	N/A
Max(CAGR)	+2.27%	-24.06%

FGBI

-3.73%

Winner

+29.45%

Winner

FGBI

+2.12%

-35.28%

Winner

FGBI

+7.29%

-37.20%

Winner

FGBI

+19.39%

-57.20%

5Y(CAGR)

Winner

FGBI

-8.67%

-18.65%

10Y(CAGR)

FGBI

-0.39%

N/A

Max(CAGR)

Winner

FGBI

+2.27%

-24.06%

FGBI vs SY - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	FGBI	SY
2026	+78.08%	-20.97%
2025	-52.21%	+232.45%
2024	+4.92%	-27.16%
2023	-50.12%	-11.03%
2022	+19.50%	-60.67%
2021	+33.51%	-70.24%
2020	-16.22%	-8.41%
2019	+5.26%	-32.86%
2018	-6.75%	N/A
2017	+6.35%	N/A
2016	+32.37%	N/A
2015	+12.22%	N/A
2014	+41.15%	N/A
2013	+14.39%	N/A
2012	+11.36%	N/A
2011	+10.99%	N/A
2010	-8.35%	N/A
2009	-35.99%	N/A
2008	+2.88%	N/A
2007	-1.83%	N/A
2006	+27.46%	N/A
2005	-1.92%	N/A
2004	+34.21%	N/A
2003	+4.03%	N/A
2002	+2.03%	N/A
2001	-11.80%	N/A

FGBI vs SY Drawdown Comparison

The maximum drawdown for FGBI was -83.21%, occurring on Dec 5, 2025. This drawdown has not yet recovered.

The maximum drawdown for SY was -97.54%, occurring on Oct 31, 2022. This drawdown has not yet recovered.

The current FGBI drawdown is -63.44%. The current SY drawdown is -88.13%.

Rank	FGBI	SY
#1	-83.21% May 27, 2022 - Dec 5, 2025	-97.54% May 3, 2019 - Oct 31, 2022
#2	-54.96% Dec 6, 2017 - Jan 12, 2022	N/A
#3	-50.55% Sep 18, 2009 - Feb 15, 2012	N/A
#4	-36.56% Apr 27, 2006 - Jun 1, 2006	N/A
#5	-35.26% Feb 15, 2012 - Sep 24, 2014	N/A
#6	-29.74% Dec 21, 2015 - Dec 5, 2016	N/A
#7	-16.67% Jan 8, 2001 - Jan 5, 2004	N/A
#8	-16.50% Dec 11, 2014 - Sep 8, 2015	N/A
#9	-16.22% Sep 26, 2014 - Oct 31, 2014	N/A
#10	-14.60% Dec 29, 2006 - Jul 16, 2008	N/A
#11	-11.63% Sep 7, 2017 - Dec 4, 2017	N/A
#12	-10.71% Jan 5, 2005 - Apr 7, 2006	N/A
#13	-10.71% Oct 20, 2015 - Dec 3, 2015	N/A
#14	-10.07% May 16, 2017 - Sep 5, 2017	N/A
#15	-9.78% Feb 8, 2017 - May 4, 2017	N/A

Correlation

Correlation between FGBI and SY is -0.06 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.06

-101

Dividend Comparison (2001 - 2026)

FGBI vs SY dividend yield comparison.

Year	FGBI	SY
2026	0.21%	0.00%
2025	0.74%	1.91%
2024	3.61%	13.01%
2023	5.76%	0.00%
2022	2.73%	0.00%
2021	2.93%	0.00%
2020	3.60%	0.00%
2019	2.74%	0.00%
2018	2.76%	0.00%
2017	2.56%	0.00%
2016	2.67%	0.00%
2015	3.18%	0.00%
2014	3.37%	0.00%
2013	4.56%	0.00%
2012	2.49%	0.00%
2011	2.46%	0.00%
2010	6.67%	0.00%
2009	4.57%	0.00%
2008	2.84%	0.00%
2007	2.09%	0.00%
2006	3.20%	0.00%
2005	3.89%	0.00%
2004	2.38%	0.00%
2003	3.97%	0.00%
2002	2.02%	0.00%
2001	3.25%	0.00%