FFNW vs REFI

Comparison between First Financial Northwest Inc (FFNW, Company) and Chicago Atlantic Real Estate Finance Inc (REFI, Company).

FFNW is from the Financial Services sector, while REFI is from the Real Estate sector.

5-Year PerformanceFFNW has outperformed REFI, delivering a return of +25.0% compared to +2.3%

FFNW vs REFI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FFNW(COMPANY)	REFI(COMPANY)
Market Cap	$208M	$208M
Max Drawdown	72.29%	51.71%
Sharpe Ratio	0.95	-0.63
5Y Beta	0.16	0.42
Industry	Banks - Regional	Reit - Mortgage
P/E Ratio	196.79	6.75
Forward P/E	11.39	5.30
PEG Ratio	1.96	N/A
Dividend Yield	2.30%	19.10%
5Y Dividends CAGR	126.65%	N/A
5Y EPS CAGR	-35.53%	N/A
Debt to Equity	68.09%	16.28%
Free Cash Flow Yield	0.34%	11.69%
P/S Ratio	2.60	5.03
P/B Ratio	1.29	0.84

Market Cap

Winner

FFNW

$208M

REFI

$208M

Max Drawdown

FFNW

72.29%

Winner

REFI

51.71%

Sharpe Ratio

Winner

FFNW

0.95

REFI

-0.63

5Y Beta

Winner

FFNW

0.16

REFI

0.42

Industry

FFNW

Banks - Regional

REFI

Reit - Mortgage

P/E Ratio

FFNW

196.79

Winner

REFI

6.75

Forward P/E

FFNW

11.39

Winner

REFI

5.30

PEG Ratio

FFNW

1.96

REFI

N/A

Dividend Yield

FFNW

2.30%

Winner

REFI

19.10%

5Y Dividends CAGR

FFNW

126.65%

REFI

N/A

5Y EPS CAGR

FFNW

-35.53%

REFI

N/A

Debt to Equity

FFNW

68.09%

Winner

REFI

16.28%

Free Cash Flow Yield

FFNW

0.34%

Winner

REFI

11.69%

P/S Ratio

Winner

FFNW

2.60

REFI

5.03

P/B Ratio

FFNW

1.29

Winner

REFI

0.84

FFNW vs REFI - Historical Returns

Returns include dividend reinvestment.

Period	FFNW	REFI
1 month	+0.00%	-9.88%
3 months	+0.00%	-15.17%
6 months	+0.00%	-14.43%
1 year	+0.00%	-12.07%
5 years(CAGR)	+25.01%	+2.28%
10 years(CAGR)	+14.79%	N/A
Max(CAGR)	+9.43%	+2.28%

Winner

FFNW

+0.00%

REFI

-9.88%

Winner

FFNW

+0.00%

REFI

-15.17%

Winner

FFNW

+0.00%

REFI

-14.43%

Winner

FFNW

+0.00%

REFI

-12.07%

5Y(CAGR)

Winner

FFNW

+25.01%

REFI

+2.28%

10Y(CAGR)

FFNW

+14.79%

REFI

N/A

Max(CAGR)

Winner

FFNW

+9.43%

REFI

+2.28%

FFNW vs REFI - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	FFNW	REFI
2026	+0.00%	-13.45%
2025	+108.22%	-9.46%
2024	+61.59%	+9.91%
2023	-3.87%	+24.48%
2022	-4.53%	+1.58%
2021	+47.56%	+0.97%
2020	-20.66%	N/A
2019	-0.46%	N/A
2018	+2.41%	N/A
2017	-19.77%	N/A
2016	+47.09%	N/A
2015	+18.12%	N/A
2014	+20.22%	N/A
2013	+31.80%	N/A
2012	+29.39%	N/A
2011	+47.50%	N/A
2010	-41.81%	N/A
2009	-27.03%	N/A
2008	-3.28%	N/A
2007	-16.11%	N/A

FFNW vs REFI Drawdown Comparison

The maximum drawdown for FFNW was -69.87%, occurring on Nov 30, 2010. Recovery took 1444 trading sessions.

The maximum drawdown for REFI was -26.51%, occurring on Mar 15, 2023. Recovery took 454 trading sessions.

The current REFI drawdown is -24.97%.

Rank	FFNW	REFI
#1	-69.87% Oct 10, 2007 - Jul 8, 2013	-26.51% Feb 28, 2022 - Dec 18, 2023
#2	-59.59% Jul 10, 2018 - Jan 11, 2024	-24.97% Mar 3, 2025 - Jul 31, 2026
#3	-27.99% Jan 27, 2017 - Jun 7, 2018	-9.51% Jul 17, 2024 - Nov 21, 2024
#4	-15.44% Oct 17, 2024 - Apr 23, 2025	-7.26% Dec 27, 2023 - Jul 15, 2024
#5	-10.77% Aug 26, 2014 - Oct 28, 2014	-6.30% Jan 20, 2022 - Feb 28, 2022
#6	-10.09% Dec 29, 2015 - Jul 13, 2016	-3.12% Jan 21, 2025 - Feb 10, 2025
#7	-9.03% Jul 9, 2013 - May 22, 2014	-2.99% Feb 18, 2025 - Feb 25, 2025
#8	-7.58% Feb 6, 2015 - Jun 29, 2015	-2.97% Dec 8, 2021 - Dec 31, 2021
#9	-7.04% Oct 31, 2016 - Nov 11, 2016	-2.82% Jan 3, 2025 - Jan 17, 2025
#10	-6.73% Jun 11, 2018 - Jul 10, 2018	-2.78% Dec 5, 2024 - Jan 3, 2025
#11	-6.60% Jul 6, 2015 - Oct 23, 2015	-2.38% Dec 19, 2023 - Dec 26, 2023
#12	-6.58% Jun 5, 2014 - Aug 26, 2014	-1.23% Dec 2, 2024 - Dec 5, 2024
#13	-6.36% Aug 5, 2016 - Sep 21, 2016	-0.88% Feb 11, 2025 - Feb 14, 2025
#14	-6.16% Dec 27, 2016 - Jan 27, 2017	-0.39% Jan 11, 2022 - Jan 13, 2022
#15	-5.89% Jul 17, 2024 - Aug 28, 2024	-0.31% Nov 25, 2024 - Nov 29, 2024

Correlation

Correlation between FFNW and REFI is 0.48 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.48

-101

Dividend Comparison (2008 - 2026)

FFNW vs REFI dividend yield comparison.

Year	FFNW	REFI
2026	0.00%	9.63%
2025	97.52%	15.33%
2024	1.20%	13.36%
2023	3.86%	13.41%
2022	3.20%	13.93%
2021	2.72%	0.00%
2020	3.51%	0.00%
2019	2.34%	0.00%
2018	2.00%	0.00%
2017	1.74%	0.00%
2016	1.22%	0.00%
2015	1.72%	0.00%
2014	1.66%	0.00%
2013	1.16%	0.00%
2010	2.13%	0.00%
2009	5.19%	0.00%
2008	2.57%	0.00%