FFBC vs MCHB

Comparison between First Financial Bancorp (FFBC, Company) and Mechanics Bancorp Class A Common Stock (MCHB, Company).

5-Year PerformanceFFBC has outperformed MCHB, delivering a return of +8.0% compared to -76.0%

FFBC vs MCHB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FFBC(COMPANY)	MCHB(COMPANY)
Market Cap	$3.20B	$3.20B
Max Drawdown	76.56%	99.97%
Sharpe Ratio	1.11	-0.37
5Y Beta	0.90	N/A
Industry	Banks - Regional	N/A
P/E Ratio	11.59	11.32
Forward P/E	9.50	N/A
PEG Ratio	0.73	N/A
Dividend Yield	3.22%	N/A
5Y Dividends CAGR	5.98%	N/A
5Y EPS CAGR	8.00%	N/A
Debt to Equity	34.03%	4.61%
Free Cash Flow Yield	25.04%	6.82%

Market Cap

FFBC

$3.20B

Winner

MCHB

$3.20B

Max Drawdown

Winner

FFBC

76.56%

MCHB

99.97%

Sharpe Ratio

Winner

FFBC

1.11

MCHB

-0.37

5Y Beta

FFBC

0.90

MCHB

N/A

Industry

FFBC

Banks - Regional

MCHB

N/A

P/E Ratio

FFBC

11.59

Winner

MCHB

11.32

Forward P/E

FFBC

9.50

MCHB

N/A

PEG Ratio

FFBC

0.73

MCHB

N/A

Dividend Yield

FFBC

3.22%

MCHB

N/A

5Y Dividends CAGR

FFBC

5.98%

MCHB

N/A

5Y EPS CAGR

FFBC

8.00%

MCHB

N/A

Debt to Equity

FFBC

34.03%

Winner

MCHB

4.61%

Free Cash Flow Yield

Winner

FFBC

25.04%

MCHB

6.82%

FFBC vs MCHB - Historical Returns

Returns include dividend reinvestment.

Period	FFBC	MCHB
1 month	+0.23%	-3.92%
3 months	+10.77%	+9.11%
6 months	+25.32%	+2.90%
1 year	+30.61%	-99.95%
5 years(CAGR)	+8.00%	-75.97%
10 years(CAGR)	+8.50%	-50.71%
Max(CAGR)	+5.20%	-36.15%

Winner

FFBC

+0.23%

MCHB

-3.92%

Winner

FFBC

+10.77%

MCHB

+9.11%

Winner

FFBC

+25.32%

MCHB

+2.90%

Winner

FFBC

+30.61%

MCHB

-99.95%

5Y(CAGR)

Winner

FFBC

+8.00%

MCHB

-75.97%

10Y(CAGR)

Winner

FFBC

+8.50%

MCHB

-50.71%

Max(CAGR)

Winner

FFBC

+5.20%

MCHB

-36.15%

FFBC vs MCHB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FFBC	MCHB
2026	+23.93%	+5.63%
2025	-1.75%	-99.94%
2024	+18.04%	+16.95%
2023	+1.56%	+7.09%
2022	+1.43%	-1.18%
2021	+43.85%	+46.54%
2020	-27.13%	-32.97%
2019	+9.27%	-0.78%
2018	-7.74%	+5.97%
2017	-5.61%	+7.68%
2016	+67.66%	-3.45%
2015	+2.27%	+11.54%
2014	+11.95%	+100.00%
2013	+22.75%	+19.82%
2012	-9.44%	-5.22%
2011	-7.62%	N/A
2010	+27.85%	N/A
2009	+26.12%	N/A
2008	+17.31%	N/A
2007	-28.60%	N/A
2006	-4.69%	N/A
2005	+2.18%	N/A
2004	+10.33%	N/A
2003	-2.86%	N/A
2002	-2.81%	N/A
2001	+16.64%	N/A
2000	-7.43%	N/A
1999	-12.16%	N/A

FFBC vs MCHB Drawdown Comparison

The maximum drawdown for FFBC was -66.33%, occurring on Mar 9, 2009. Recovery took 1147 trading sessions.

The maximum drawdown for MCHB was -99.97%, occurring on Sep 2, 2025. This drawdown has not yet recovered.

The current FFBC drawdown is -1.06%. The current MCHB drawdown is -99.96%.

Rank	FFBC	MCHB
#1	-66.33% Jul 8, 2005 - Jan 28, 2010	-99.97% Aug 28, 2025 - Sep 2, 2025
#2	-63.48% Jun 8, 2018 - Jul 17, 2024	-49.10% Aug 28, 2017 - Apr 1, 2024
#3	-41.97% Nov 2, 1999 - Jul 8, 2005	-19.59% Oct 25, 2024 - Apr 1, 2025
#4	-34.24% Apr 23, 2010 - Dec 26, 2013	-13.33% Jul 18, 2013 - May 15, 2014
#5	-27.45% Nov 6, 2015 - Jul 14, 2016	-8.44% Sep 20, 2012 - Feb 19, 2013
#6	-26.08% Nov 25, 2024 - Feb 2, 2026	-6.90% Dec 23, 2015 - Apr 11, 2017
#7	-19.71% Dec 9, 2016 - Nov 29, 2017	-5.31% Jun 7, 2017 - Aug 28, 2017
#8	-15.84% Apr 1, 2014 - Nov 6, 2014	-3.70% Apr 10, 2013 - Jul 18, 2013
#9	-14.67% Jul 26, 2024 - Nov 6, 2024	-3.23% Apr 11, 2017 - Jun 7, 2017
#10	-14.20% Feb 9, 2026 - May 26, 2026	-2.74% Jul 25, 2012 - Sep 20, 2012
#11	-13.05% Dec 29, 2014 - Jul 24, 2015	-2.33% Aug 21, 2014 - Sep 29, 2014
#12	-10.31% Aug 10, 2015 - Oct 23, 2015	-1.92% Apr 3, 2024 - Sep 9, 2024
#13	-9.41% Jan 21, 2014 - Mar 7, 2014	-1.92% Nov 4, 2014 - Dec 30, 2014
#14	-9.22% Mar 12, 2018 - Mar 29, 2018	-1.79% Sep 1, 2015 - Oct 23, 2015
#15	-9.06% Nov 29, 2017 - Jan 19, 2018	-1.54% Mar 1, 2013 - Apr 10, 2013

Correlation

Correlation between FFBC and MCHB is 0.34 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.34

-101

Dividend Comparison (1999 - 2026)

FFBC vs MCHB dividend yield comparison.

Year	FFBC	MCHB
2026	0.81%	7.63%
2025	3.92%	1.44%
2024	3.50%	5.58%
2023	3.87%	6.87%
2022	3.80%	15.25%
2021	3.77%	12.07%
2020	5.25%	0.00%
2019	3.54%	0.00%
2018	3.29%	0.00%
2017	2.58%	0.00%
2016	2.25%	0.00%
2015	3.54%	0.00%
2014	3.28%	0.00%
2013	5.39%	0.00%
2012	7.05%	0.93%
2011	4.69%	0.00%
2010	2.16%	0.00%
2009	2.75%	0.00%
2008	5.49%	0.00%
2007	5.70%	0.00%
2006	3.85%	0.00%
2005	3.65%	0.00%
2004	3.43%	0.00%
2003	3.76%	0.00%
2002	3.66%	0.00%
2001	3.40%	0.00%
2000	3.53%	0.00%
1999	0.67%	0.00%