FCFS vs WMS

Comparison between FirstCash Holdings Inc (FCFS, Company) and Advanced Drainage Systems Inc (WMS, Company).

FCFS is from the Financial Services sector, while WMS is from the Industrials sector.

5-Year PerformanceFCFS has outperformed WMS, delivering a return of +24.5% compared to +4.8%

FCFS vs WMS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCFS(COMPANY)	WMS(COMPANY)
Market Cap	$10B	$10B
Max Drawdown	82.10%	53.67%
Sharpe Ratio	2.21	0.74
5Y Beta	0.35	1.20
Industry	Credit Services	Building Products & Equipment
P/E Ratio	30.69	23.90
Forward P/E	21.46	20.83
PEG Ratio	0.67	N/A
Dividend Yield	0.72%	0.52%
5Y Dividends CAGR	13.16%	14.87%
5Y EPS CAGR	18.87%	12.97%
Debt to Equity	98.09%	86.72%
Free Cash Flow Yield	6.01%	5.58%

Market Cap

FCFS

$10B

Winner

WMS

$10B

Max Drawdown

FCFS

82.10%

Winner

WMS

53.67%

Sharpe Ratio

Winner

FCFS

2.21

WMS

0.74

5Y Beta

Winner

FCFS

0.35

WMS

1.20

Industry

FCFS

Credit Services

WMS

Building Products & Equipment

P/E Ratio

FCFS

30.69

Winner

WMS

23.90

Forward P/E

FCFS

21.46

Winner

WMS

20.83

PEG Ratio

FCFS

0.67

WMS

N/A

Dividend Yield

Winner

FCFS

0.72%

WMS

0.52%

5Y Dividends CAGR

FCFS

13.16%

Winner

WMS

14.87%

5Y EPS CAGR

Winner

FCFS

18.87%

WMS

12.97%

Debt to Equity

FCFS

98.09%

Winner

WMS

86.72%

Free Cash Flow Yield

Winner

FCFS

6.01%

WMS

5.58%

FCFS vs WMS - Historical Returns

Returns include dividend reinvestment.

Period	FCFS	WMS
1 month	+4.48%	-6.26%
3 months	+16.01%	-18.17%
6 months	+41.52%	-7.88%
1 year	+77.96%	+30.10%
5 years(CAGR)	+24.50%	+4.76%
10 years(CAGR)	+19.19%	+20.28%
Max(CAGR)	+18.11%	+21.22%

Winner

FCFS

+4.48%

WMS

-6.26%

Winner

FCFS

+16.01%

WMS

-18.17%

Winner

FCFS

+41.52%

WMS

-7.88%

Winner

FCFS

+77.96%

WMS

+30.10%

5Y(CAGR)

Winner

FCFS

+24.50%

WMS

+4.76%

10Y(CAGR)

FCFS

+19.19%

Winner

WMS

+20.28%

Max(CAGR)

FCFS

+18.11%

Winner

WMS

+21.22%

FCFS vs WMS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCFS	WMS
2026	+42.99%	-6.30%
2025	+57.22%	+27.38%
2024	-1.89%	-15.82%
2023	+24.87%	+73.91%
2022	+18.97%	-38.78%
2021	+13.47%	+69.49%
2020	-12.96%	+114.18%
2019	+13.51%	+67.92%
2018	+7.83%	+2.36%
2017	+44.66%	+15.31%
2016	+28.45%	-8.96%
2015	-31.18%	+5.56%
2014	-10.08%	+42.54%
2013	+23.26%	N/A
2012	+41.73%	N/A
2011	+9.42%	N/A
2010	+36.58%	N/A
2009	+15.51%	N/A
2008	+34.60%	N/A
2007	-41.79%	N/A
2006	+78.23%	N/A
2005	+9.62%	N/A
2004	+53.28%	N/A
2003	+140.76%	N/A
2002	+40.82%	N/A
2001	+210.80%	N/A
2000	-71.88%	N/A
1999	-10.81%	N/A

FCFS vs WMS Drawdown Comparison

The maximum drawdown for FCFS was -82.10%, occurring on Nov 15, 2000. Recovery took 613 trading sessions.

The maximum drawdown for WMS was -53.57%, occurring on Mar 23, 2020. Recovery took 115 trading sessions.

The current FCFS drawdown is -4.01%. The current WMS drawdown is -21.10%.

Rank	FCFS	WMS
#1	-82.10% Nov 1, 1999 - Apr 15, 2002	-53.57% Feb 19, 2020 - Aug 3, 2020
#2	-71.13% Dec 28, 2006 - Sep 24, 2010	-50.13% Aug 16, 2022 - Feb 8, 2024
#3	-52.47% Nov 29, 2013 - Sep 25, 2017	-45.75% May 21, 2024 - Apr 8, 2025
#4	-50.15% Jul 24, 2019 - Apr 27, 2023	-44.28% Jun 18, 2015 - Aug 27, 2018
#5	-38.17% Dec 23, 2004 - Nov 3, 2005	-39.94% Dec 8, 2021 - Aug 4, 2022
#6	-34.05% Jun 3, 2002 - Dec 17, 2002	-29.58% Aug 30, 2018 - Jun 20, 2019
#7	-34.00% Sep 19, 2011 - Jan 17, 2013	-14.85% Feb 24, 2021 - Apr 12, 2021
#8	-31.86% Apr 8, 2004 - Nov 10, 2004	-13.76% Jan 7, 2021 - Feb 4, 2021
#9	-27.76% Jun 6, 2018 - Apr 25, 2019	-13.50% Aug 3, 2021 - Nov 5, 2021
#10	-24.68% Apr 18, 2006 - Oct 16, 2006	-13.23% Oct 12, 2020 - Dec 2, 2020
#11	-23.38% Apr 23, 2024 - Apr 24, 2025	-12.43% Apr 16, 2021 - Jul 12, 2021
#12	-22.18% Dec 17, 2002 - Apr 17, 2003	-12.26% Aug 8, 2019 - Oct 9, 2019
#13	-16.67% Sep 24, 2003 - Oct 22, 2003	-10.72% Mar 31, 2015 - May 13, 2015
#14	-16.18% Mar 28, 2013 - Sep 18, 2013	-10.43% Nov 12, 2014 - Jan 8, 2015
#15	-15.30% May 5, 2023 - Oct 17, 2023	-9.96% Oct 23, 2014 - Nov 6, 2014

Correlation

Correlation between FCFS and WMS is 0.74 which considered as a strong positive correlation - the stocks tend to move together.

0.74

-101

Dividend Comparison (2014 - 2026)

FCFS vs WMS dividend yield comparison.

Year	FCFS	WMS
2026	0.38%	0.13%
2025	1.00%	0.48%
2024	1.41%	0.54%
2023	1.25%	0.38%
2022	1.45%	0.57%
2021	1.56%	0.31%
2020	1.54%	0.43%
2019	1.27%	3.48%
2018	1.26%	1.28%
2017	1.14%	1.13%
2016	1.20%	1.12%
2015	0.00%	0.79%
2014	0.00%	0.17%