FCFS vs NCLH

Comparison between FirstCash Holdings Inc (FCFS, Company) and Norwegian Cruise Line Holdings Ltd (NCLH, Company).

FCFS is from the Financial Services sector, while NCLH is from the Consumer Cyclical sector.

5-Year PerformanceFCFS has outperformed NCLH, delivering a return of +23.3% compared to -7.3%

FCFS vs NCLH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCFS(COMPANY)	NCLH(COMPANY)
Market Cap	$9.64B	$9.65B
Max Drawdown	82.10%	87.81%
Sharpe Ratio	1.76	0.34
5Y Beta	0.35	1.84
Industry	Credit Services	Travel Services
P/E Ratio	29.04	16.84
Forward P/E	20.24	11.43
PEG Ratio	0.63	0.97
Dividend Yield	0.73%	N/A
5Y Dividends CAGR	13.16%	N/A
5Y EPS CAGR	18.87%	N/A
Debt to Equity	98.09%	0.00%
Free Cash Flow Yield	6.36%	-9.84%
P/S Ratio	2.48	0.96
P/B Ratio	4.17	3.85

Market Cap

FCFS

$9.64B

Winner

NCLH

$9.65B

Max Drawdown

Winner

FCFS

82.10%

NCLH

87.81%

Sharpe Ratio

Winner

FCFS

1.76

NCLH

0.34

5Y Beta

Winner

FCFS

0.35

NCLH

1.84

Industry

FCFS

Credit Services

NCLH

Travel Services

P/E Ratio

FCFS

29.04

Winner

NCLH

16.84

Forward P/E

FCFS

20.24

Winner

NCLH

11.43

PEG Ratio

Winner

FCFS

0.63

NCLH

0.97

Dividend Yield

FCFS

0.73%

NCLH

N/A

5Y Dividends CAGR

FCFS

13.16%

NCLH

N/A

5Y EPS CAGR

FCFS

18.87%

NCLH

N/A

Debt to Equity

FCFS

98.09%

Winner

NCLH

0.00%

Free Cash Flow Yield

Winner

FCFS

6.36%

NCLH

-9.84%

P/S Ratio

FCFS

2.48

Winner

NCLH

0.96

P/B Ratio

FCFS

4.17

Winner

NCLH

3.85

FCFS vs NCLH - Historical Returns

Returns include dividend reinvestment.

Period	FCFS	NCLH
1 month	-8.45%	+24.21%
3 months	+10.86%	+7.00%
6 months	+32.54%	-6.88%
1 year	+55.89%	+9.15%
5 years(CAGR)	+23.32%	-7.30%
10 years(CAGR)	+17.61%	-5.71%
Max(CAGR)	+17.83%	-1.14%

FCFS

-8.45%

Winner

NCLH

+24.21%

Winner

FCFS

+10.86%

NCLH

+7.00%

Winner

FCFS

+32.54%

NCLH

-6.88%

Winner

FCFS

+55.89%

NCLH

+9.15%

5Y(CAGR)

Winner

FCFS

+23.32%

NCLH

-7.30%

10Y(CAGR)

Winner

FCFS

+17.61%

NCLH

-5.71%

Max(CAGR)

Winner

FCFS

+17.83%

NCLH

-1.14%

FCFS vs NCLH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCFS	NCLH
2026	+36.07%	-6.76%
2025	+57.22%	-13.89%
2024	-1.89%	+40.45%
2023	+24.87%	+68.97%
2022	+18.97%	-44.82%
2021	+13.47%	-12.60%
2020	-12.96%	-56.77%
2019	+13.51%	+37.82%
2018	+7.83%	-22.87%
2017	+44.66%	+24.44%
2016	+28.45%	-26.66%
2015	-31.18%	+25.48%
2014	-10.08%	+34.99%
2013	+23.26%	+43.08%
2012	+41.73%	N/A
2011	+9.42%	N/A
2010	+36.58%	N/A
2009	+15.51%	N/A
2008	+34.60%	N/A
2007	-41.79%	N/A
2006	+78.23%	N/A
2005	+9.62%	N/A
2004	+53.28%	N/A
2003	+140.76%	N/A
2002	+40.82%	N/A
2001	+210.80%	N/A
2000	-71.88%	N/A
1999	-10.81%	N/A

FCFS vs NCLH Drawdown Comparison

The maximum drawdown for FCFS was -82.10%, occurring on Nov 15, 2000. Recovery took 613 trading sessions.

The maximum drawdown for NCLH was -87.81%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current FCFS drawdown is -8.65%. The current NCLH drawdown is -66.69%.

Rank	FCFS	NCLH
#1	-82.10% Nov 1, 1999 - Apr 15, 2002	-87.81% Nov 2, 2015 - Mar 18, 2020
#2	-71.13% Dec 28, 2006 - Sep 24, 2010	-19.67% Jan 16, 2014 - Sep 2, 2014
#3	-52.47% Nov 29, 2013 - Sep 25, 2017	-16.00% Sep 2, 2014 - Oct 30, 2014
#4	-50.15% Jul 24, 2019 - Apr 27, 2023	-12.22% Jul 31, 2015 - Oct 26, 2015
#5	-38.17% Dec 23, 2004 - Nov 3, 2005	-12.07% May 24, 2013 - Aug 13, 2013
#6	-34.05% Jun 3, 2002 - Dec 17, 2002	-11.75% Apr 9, 2015 - May 15, 2015
#7	-34.00% Sep 19, 2011 - Jan 17, 2013	-10.62% Dec 29, 2014 - Feb 19, 2015
#8	-31.86% Apr 8, 2004 - Nov 10, 2004	-10.18% Sep 19, 2013 - Nov 21, 2013
#9	-27.76% Jun 6, 2018 - Apr 25, 2019	-7.89% Nov 27, 2013 - Dec 20, 2013
#10	-24.68% Apr 18, 2006 - Oct 16, 2006	-7.34% Feb 19, 2013 - May 2, 2013
#11	-23.38% Apr 23, 2024 - Apr 24, 2025	-5.30% Jan 28, 2013 - Feb 4, 2013
#12	-22.18% Dec 17, 2002 - Apr 17, 2003	-5.18% Aug 15, 2013 - Sep 17, 2013
#13	-16.67% Sep 24, 2003 - Oct 22, 2003	-5.11% May 19, 2015 - Jul 10, 2015
#14	-16.18% Mar 28, 2013 - Sep 18, 2013	-4.73% Mar 20, 2015 - Mar 27, 2015
#15	-15.30% May 5, 2023 - Oct 17, 2023	-4.51% May 8, 2013 - May 20, 2013

Correlation

Correlation between FCFS and NCLH is -0.46 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.46

-101