FCFS vs FRHC

Comparison between FirstCash Holdings Inc (FCFS, Company) and Freedom Holding Corp (FRHC, Company).

Both FCFS and FRHC are from the Financial Services sector.

5-Year PerformanceFCFS has outperformed FRHC, delivering a return of +25.3% compared to +19.8%

FCFS vs FRHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCFS(COMPANY)	FRHC(COMPANY)
Market Cap	$9.62B	$9.63B
Max Drawdown	82.10%	45.93%
Sharpe Ratio	1.72	0.43
5Y Beta	0.35	1.16
Industry	Credit Services	Financial Conglomerates
P/E Ratio	28.98	62.70
Forward P/E	20.20	12.29
PEG Ratio	0.63	0.65
Dividend Yield	0.76%	N/A
5Y Dividends CAGR	13.16%	N/A
5Y EPS CAGR	18.87%	30.78%
Debt to Equity	98.09%	0.00%
Free Cash Flow Yield	6.37%	-0.14%
P/S Ratio	2.47	6.19
P/B Ratio	4.17	6.47

Market Cap

FCFS

$9.62B

Winner

FRHC

$9.63B

Max Drawdown

FCFS

82.10%

Winner

FRHC

45.93%

Sharpe Ratio

Winner

FCFS

1.72

FRHC

0.43

5Y Beta

Winner

FCFS

0.35

FRHC

1.16

Industry

FCFS

Credit Services

FRHC

Financial Conglomerates

P/E Ratio

Winner

FCFS

28.98

FRHC

62.70

Forward P/E

FCFS

20.20

Winner

FRHC

12.29

PEG Ratio

Winner

FCFS

0.63

FRHC

0.65

Dividend Yield

FCFS

0.76%

FRHC

N/A

5Y Dividends CAGR

FCFS

13.16%

FRHC

N/A

5Y EPS CAGR

FCFS

18.87%

Winner

FRHC

30.78%

Debt to Equity

FCFS

98.09%

Winner

FRHC

0.00%

Free Cash Flow Yield

Winner

FCFS

6.37%

FRHC

-0.14%

P/S Ratio

Winner

FCFS

2.47

FRHC

6.19

P/B Ratio

Winner

FCFS

4.17

FRHC

6.47

FCFS vs FRHC - Historical Returns

Returns include dividend reinvestment.

Period	FCFS	FRHC
1 month	+6.08%	+2.77%
3 months	+11.42%	+6.97%
6 months	+42.17%	+30.58%
1 year	+63.91%	+16.26%
5 years(CAGR)	+25.28%	+19.85%
10 years(CAGR)	+17.45%	+65.89%
Max(CAGR)	+18.01%	+65.89%

Winner

FCFS

+6.08%

FRHC

+2.77%

Winner

FCFS

+11.42%

FRHC

+6.97%

Winner

FCFS

+42.17%

FRHC

+30.58%

Winner

FCFS

+63.91%

FRHC

+16.26%

5Y(CAGR)

Winner

FCFS

+25.28%

FRHC

+19.85%

10Y(CAGR)

FCFS

+17.45%

Winner

FRHC

+65.89%

Max(CAGR)

FCFS

+18.01%

Winner

FRHC

+65.89%

FCFS vs FRHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCFS	FRHC
2026	+42.17%	+30.58%
2025	+57.22%	-8.68%
2024	-1.89%	+63.69%
2023	+24.87%	+39.78%
2022	+18.97%	-16.73%
2021	+13.47%	+38.74%
2020	-12.96%	+249.29%
2019	+13.51%	+75.60%
2018	+7.83%	+29.06%
2017	+44.66%	+227.84%
2016	+28.45%	N/A
2015	-31.18%	N/A
2014	-10.08%	N/A
2013	+23.26%	N/A
2012	+41.73%	N/A
2011	+9.42%	N/A
2010	+36.58%	N/A
2009	+15.51%	N/A
2008	+34.60%	N/A
2007	-41.79%	N/A
2006	+78.23%	N/A
2005	+9.62%	N/A
2004	+53.28%	N/A
2003	+140.76%	N/A
2002	+40.82%	N/A
2001	+210.80%	N/A
2000	-71.88%	N/A
1999	-10.81%	N/A

FCFS vs FRHC Drawdown Comparison

The maximum drawdown for FCFS was -82.10%, occurring on Nov 15, 2000. Recovery took 613 trading sessions.

The maximum drawdown for FRHC was -45.93%, occurring on Jun 16, 2022. Recovery took 320 trading sessions.

The current FCFS drawdown is -4.56%. The current FRHC drawdown is -14.69%.

Rank	FCFS	FRHC
#1	-82.10% Nov 1, 1999 - Apr 15, 2002	-45.93% Nov 8, 2021 - Feb 16, 2023
#2	-71.13% Dec 28, 2006 - Sep 24, 2010	-41.08% Aug 6, 2025 - Feb 19, 2026
#3	-52.47% Nov 29, 2013 - Sep 25, 2017	-38.69% Oct 17, 2017 - Nov 15, 2017
#4	-50.15% Jul 24, 2019 - Apr 27, 2023	-35.24% Aug 30, 2023 - Oct 17, 2024
#5	-38.17% Dec 23, 2004 - Nov 3, 2005	-29.13% Feb 13, 2025 - May 13, 2025
#6	-34.05% Jun 3, 2002 - Dec 17, 2002	-27.84% Feb 19, 2020 - May 26, 2020
#7	-34.00% Sep 19, 2011 - Jan 17, 2013	-25.25% Feb 7, 2018 - Sep 27, 2018
#8	-31.86% Apr 8, 2004 - Nov 10, 2004	-25.20% Feb 16, 2021 - Jun 15, 2021
#9	-27.76% Jun 6, 2018 - Apr 25, 2019	-24.46% May 20, 2025 - Jul 31, 2025
#10	-24.68% Apr 18, 2006 - Oct 16, 2006	-22.51% Dec 3, 2018 - Jan 18, 2019
#11	-23.38% Apr 23, 2024 - Apr 24, 2025	-16.57% Jun 13, 2023 - Aug 18, 2023
#12	-22.18% Dec 17, 2002 - Apr 17, 2003	-16.49% Jan 18, 2019 - May 9, 2019
#13	-16.67% Sep 24, 2003 - Oct 22, 2003	-15.73% Jan 12, 2018 - Jan 26, 2018
#14	-16.18% Mar 28, 2013 - Sep 18, 2013	-13.44% Feb 16, 2023 - May 5, 2023
#15	-15.30% May 5, 2023 - Oct 17, 2023	-13.28% Nov 30, 2017 - Dec 28, 2017