FCFS vs COF-P-L

Comparison between FirstCash Holdings Inc (FCFS, Company) and Capital One Financial Corp (COF-P-L, Company).

5-Year PerformanceFCFS has outperformed COF-P-L, delivering a return of +25.2% compared to -3.6%

FCFS vs COF-P-L - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCFS(COMPANY)	COF-P-L(COMPANY)
Market Cap	$10B	$9.97B
Max Drawdown	82.10%	46.27%
Sharpe Ratio	2.00	0.01
5Y Beta	0.34	0.26
Industry	Credit Services	N/A
P/E Ratio	30.12	3.07
Forward P/E	21.01	N/A
PEG Ratio	0.65	N/A
Dividend Yield	0.73%	N/A
5Y Dividends CAGR	13.16%	N/A
5Y EPS CAGR	18.87%	-20.01%
Debt to Equity	98.09%	1.45%
Free Cash Flow Yield	6.13%	N/A
P/S Ratio	2.57	N/A
P/B Ratio	4.33	N/A

Market Cap

Winner

FCFS

$10B

COF-P-L

$9.97B

Max Drawdown

FCFS

82.10%

Winner

COF-P-L

46.27%

Sharpe Ratio

Winner

FCFS

2.00

COF-P-L

0.01

5Y Beta

FCFS

0.34

Winner

COF-P-L

0.26

Industry

FCFS

Credit Services

COF-P-L

N/A

P/E Ratio

FCFS

30.12

Winner

COF-P-L

3.07

Forward P/E

FCFS

21.01

COF-P-L

N/A

PEG Ratio

FCFS

0.65

COF-P-L

N/A

Dividend Yield

FCFS

0.73%

COF-P-L

N/A

5Y Dividends CAGR

FCFS

13.16%

COF-P-L

N/A

5Y EPS CAGR

Winner

FCFS

18.87%

COF-P-L

-20.01%

Debt to Equity

FCFS

98.09%

Winner

COF-P-L

1.45%

Free Cash Flow Yield

FCFS

6.13%

COF-P-L

N/A

P/S Ratio

FCFS

2.57

COF-P-L

N/A

P/B Ratio

FCFS

4.33

COF-P-L

N/A

FCFS vs COF-P-L - Historical Returns

Returns include dividend reinvestment.

Period	FCFS	COF-P-L
1 month	+0.57%	-2.37%
3 months	+18.44%	-2.99%
6 months	+41.64%	-3.28%
1 year	+77.62%	+2.32%
5 years(CAGR)	+25.23%	-3.62%
10 years(CAGR)	+18.32%	N/A
Max(CAGR)	+18.17%	-2.77%

Winner

FCFS

+0.57%

COF-P-L

-2.37%

Winner

FCFS

+18.44%

COF-P-L

-2.99%

Winner

FCFS

+41.64%

COF-P-L

-3.28%

Winner

FCFS

+77.62%

COF-P-L

+2.32%

5Y(CAGR)

Winner

FCFS

+25.23%

COF-P-L

-3.62%

10Y(CAGR)

FCFS

+18.32%

COF-P-L

N/A

Max(CAGR)

Winner

FCFS

+18.17%

COF-P-L

-2.77%

FCFS vs COF-P-L - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCFS	COF-P-L
2026	+46.60%	-4.76%
2025	+57.22%	+2.69%
2024	-1.89%	+10.52%
2023	+24.87%	+6.64%
2022	+18.97%	-33.22%
2021	+13.47%	+5.89%
2020	-12.96%	N/A
2019	+13.51%	N/A
2018	+7.83%	N/A
2017	+44.66%	N/A
2016	+28.45%	N/A
2015	-31.18%	N/A
2014	-10.08%	N/A
2013	+23.26%	N/A
2012	+41.73%	N/A
2011	+9.42%	N/A
2010	+36.58%	N/A
2009	+15.51%	N/A
2008	+34.60%	N/A
2007	-41.79%	N/A
2006	+78.23%	N/A
2005	+9.62%	N/A
2004	+53.28%	N/A
2003	+140.76%	N/A
2002	+40.82%	N/A
2001	+210.80%	N/A
2000	-71.88%	N/A
1999	-10.81%	N/A

FCFS vs COF-P-L Drawdown Comparison

The maximum drawdown for FCFS was -82.10%, occurring on Nov 15, 2000. Recovery took 613 trading sessions.

The maximum drawdown for COF-P-L was -39.59%, occurring on Oct 19, 2023. This drawdown has not yet recovered.

The current FCFS drawdown is -1.58%. The current COF-P-L drawdown is -18.52%.

Rank	FCFS	COF-P-L
#1	-82.10% Nov 1, 1999 - Apr 15, 2002	-39.59% Dec 29, 2021 - Oct 19, 2023
#2	-71.13% Dec 28, 2006 - Sep 24, 2010	-4.24% Sep 30, 2021 - Dec 28, 2021
#3	-52.47% Nov 29, 2013 - Sep 25, 2017	-2.42% Jun 23, 2021 - Aug 2, 2021
#4	-50.15% Jul 24, 2019 - Apr 27, 2023	-2.18% May 4, 2021 - May 20, 2021
#5	-38.17% Dec 23, 2004 - Nov 3, 2005	-1.71% Sep 22, 2021 - Sep 30, 2021
#6	-34.05% Jun 3, 2002 - Dec 17, 2002	-1.17% Aug 4, 2021 - Aug 13, 2021
#7	-34.00% Sep 19, 2011 - Jan 17, 2013	-0.71% Aug 13, 2021 - Sep 3, 2021
#8	-31.86% Apr 8, 2004 - Nov 10, 2004	-0.71% Sep 9, 2021 - Sep 16, 2021
#9	-27.76% Jun 6, 2018 - Apr 25, 2019	-0.60% May 26, 2021 - Jun 2, 2021
#10	-24.68% Apr 18, 2006 - Oct 16, 2006	-0.47% Aug 2, 2021 - Aug 4, 2021
#11	-23.38% Apr 23, 2024 - Apr 24, 2025	-0.44% Jun 2, 2021 - Jun 4, 2021
#12	-22.18% Dec 17, 2002 - Apr 17, 2003	-0.43% Sep 3, 2021 - Sep 9, 2021
#13	-16.67% Sep 24, 2003 - Oct 22, 2003	-0.40% Jun 4, 2021 - Jun 11, 2021
#14	-16.18% Mar 28, 2013 - Sep 18, 2013	-0.16% Jun 17, 2021 - Jun 21, 2021
#15	-15.30% May 5, 2023 - Oct 17, 2023	-0.16% Sep 16, 2021 - Sep 22, 2021

Correlation

Correlation between FCFS and COF-P-L is 0.04 which considered as a very weak or no correlation - the stocks move independently of each other.

0.04

-101

Dividend Comparison (2016 - 2026)

FCFS vs COF-P-L dividend yield comparison.

Year	FCFS	COF-P-L
2026	0.37%	3.49%
2025	1.00%	6.53%
2024	1.41%	6.47%
2023	1.25%	6.78%
2022	1.45%	6.87%
2021	1.56%	2.47%
2020	1.54%	0.00%
2019	1.27%	0.00%
2018	1.26%	0.00%
2017	1.14%	0.00%
2016	1.20%	0.00%