FCAP vs CPSS

Comparison between First Capital Inc (FCAP, Company) and Consumer Portfolio Service Inc (CPSS, Company).

Both FCAP and CPSS are from the Financial Services sector.

5-Year PerformanceCPSS has outperformed FCAP, delivering a return of +16.0% compared to +10.5%

FCAP vs CPSS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCAP(COMPANY)	CPSS(COMPANY)
Market Cap	$211M	$211M
Max Drawdown	71.03%	97.01%
Sharpe Ratio	0.99	0.14
5Y Beta	0.26	0.47
Industry	Banks - Regional	Credit Services
P/E Ratio	35.46	10.61
Forward P/E	9.60	5.21
PEG Ratio	0.52	5.74
Dividend Yield	1.92%	N/A
5Y Dividends CAGR	9.32%	N/A
5Y EPS CAGR	-11.38%	5.33%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	10.26%	N/A

Market Cap

FCAP

$211M

Winner

CPSS

$211M

Max Drawdown

Winner

FCAP

71.03%

CPSS

97.01%

Sharpe Ratio

Winner

FCAP

0.99

CPSS

0.14

5Y Beta

Winner

FCAP

0.26

CPSS

0.47

Industry

FCAP

Banks - Regional

CPSS

Credit Services

P/E Ratio

FCAP

35.46

Winner

CPSS

10.61

Forward P/E

FCAP

9.60

Winner

CPSS

5.21

PEG Ratio

Winner

FCAP

0.52

CPSS

5.74

Dividend Yield

FCAP

1.92%

CPSS

N/A

5Y Dividends CAGR

FCAP

9.32%

CPSS

N/A

5Y EPS CAGR

FCAP

-11.38%

Winner

CPSS

5.33%

Debt to Equity

FCAP

0.00%

CPSS

0.00%

Free Cash Flow Yield

FCAP

10.26%

CPSS

N/A

FCAP vs CPSS - Historical Returns

Returns include dividend reinvestment.

Period	FCAP	CPSS
1 month	+14.85%	-4.98%
3 months	+35.27%	+26.82%
6 months	-8.31%	+1.78%
1 year	+48.44%	+1.04%
5 years(CAGR)	+10.53%	+15.99%
10 years(CAGR)	+10.17%	+10.46%
Max(CAGR)	+10.65%	+10.47%

Winner

FCAP

+14.85%

CPSS

-4.98%

Winner

FCAP

+35.27%

CPSS

+26.82%

FCAP

-8.31%

Winner

CPSS

+1.78%

Winner

FCAP

+48.44%

CPSS

+1.04%

5Y(CAGR)

FCAP

+10.53%

Winner

CPSS

+15.99%

10Y(CAGR)

FCAP

+10.17%

Winner

CPSS

+10.46%

Max(CAGR)

Winner

FCAP

+10.65%

CPSS

+10.47%

FCAP vs CPSS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCAP	CPSS
2026	+9.36%	+6.22%
2025	+85.31%	-12.39%
2024	+22.00%	+19.47%
2023	+16.12%	+9.08%
2022	-36.29%	-23.71%
2021	-25.87%	+182.82%
2020	-11.80%	+24.71%
2019	+78.98%	+3.06%
2018	+19.32%	-27.82%
2017	+14.90%	-18.79%
2016	+38.95%	+3.02%
2015	+11.12%	-29.58%
2014	+20.10%	-20.95%
2013	+13.53%	+70.11%
2012	+7.09%	+464.27%
2011	+16.38%	-28.80%
2010	+15.03%	-0.83%
2009	+4.25%	+105.26%
2008	-5.14%	-88.75%
2007	-7.18%	-47.50%
2006	+18.24%	+16.04%
2005	-11.85%	+24.96%
2004	+9.52%	+33.79%
2003	+4.96%	+84.16%
2002	+45.59%	+34.84%
2001	+42.93%	-12.35%
2000	-4.75%	-8.00%
1999	+6.41%	+127.35%

FCAP vs CPSS Drawdown Comparison

The maximum drawdown for FCAP was -68.72%, occurring on May 4, 2023. Recovery took 1380 trading sessions.

The maximum drawdown for CPSS was -97.01%, occurring on Feb 20, 2009. Recovery took 1697 trading sessions.

The current FCAP drawdown is -8.57%. The current CPSS drawdown is -35.45%.

Rank	FCAP	CPSS
#1	-68.72% Jun 22, 2020 - Dec 17, 2025	-97.01% May 9, 2006 - Feb 5, 2013
#2	-39.09% Jan 13, 2020 - Jun 22, 2020	-91.29% Apr 2, 2013 - Feb 9, 2022
#3	-35.60% Feb 2, 2004 - May 20, 2011	-69.02% May 9, 2022 - Oct 19, 2022
#4	-32.51% Dec 17, 2025 - Mar 13, 2026	-65.63% Jan 10, 2000 - Nov 19, 2001
#5	-25.72% Oct 24, 2018 - Feb 7, 2019	-56.62% Apr 18, 2002 - Jun 20, 2003
#6	-21.91% Jul 20, 2016 - Mar 1, 2017	-48.08% Nov 19, 2001 - Apr 11, 2002
#7	-19.97% Jan 23, 2001 - Jul 30, 2001	-47.16% Nov 5, 1999 - Jan 6, 2000
#8	-16.87% Mar 13, 2003 - Jan 6, 2004	-30.74% Feb 9, 2022 - May 9, 2022
#9	-16.84% Dec 30, 1999 - Jan 23, 2001	-27.32% Feb 18, 2005 - Oct 12, 2005
#10	-16.06% Mar 16, 2018 - Oct 23, 2018	-22.78% Nov 20, 2003 - Apr 13, 2004
#11	-13.34% Jun 17, 2015 - Mar 9, 2016	-20.72% Jun 20, 2003 - Jul 28, 2003
#12	-12.67% Jan 6, 2004 - Feb 2, 2004	-18.26% Jul 29, 2003 - Oct 23, 2003
#13	-12.09% Jan 24, 2012 - Oct 17, 2012	-16.91% Oct 23, 2003 - Nov 7, 2003
#14	-11.93% Oct 17, 2012 - Sep 11, 2013	-16.02% Oct 27, 2005 - Feb 2, 2006
#15	-11.89% Mar 1, 2017 - Sep 5, 2017	-15.84% Sep 22, 2004 - Jan 21, 2005