EXFY vs OVBC

Comparison between Expensify Inc - Class A (EXFY, Company) and Ohio Valley Banc Corp (OVBC, Company).

EXFY is from the Technology sector, while OVBC is from the Financial Services sector.

5-Year PerformanceOVBC has outperformed EXFY, delivering a return of +16.0% compared to -45.9%

EXFY vs OVBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EXFY(COMPANY)	OVBC(COMPANY)
Market Cap	$212M	$211M
Max Drawdown	98.46%	64.90%
Sharpe Ratio	0.60	0.97
5Y Beta	1.36	0.34
Industry	Software - Application	Banks - Regional
P/E Ratio	-11.97	13.22
Forward P/E	N/A	9.69
PEG Ratio	-0.33	0.27
Dividend Yield	N/A	2.13%
5Y Dividends CAGR	N/A	7.21%
5Y EPS CAGR	N/A	12.28%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.04%	11.25%

Market Cap

Winner

EXFY

$212M

OVBC

$211M

Max Drawdown

EXFY

98.46%

Winner

OVBC

64.90%

Sharpe Ratio

EXFY

0.60

Winner

OVBC

0.97

5Y Beta

EXFY

1.36

Winner

OVBC

0.34

Industry

EXFY

Software - Application

OVBC

Banks - Regional

P/E Ratio

Winner

EXFY

-11.97

OVBC

13.22

Forward P/E

EXFY

N/A

OVBC

9.69

PEG Ratio

Winner

EXFY

-0.33

OVBC

0.27

Dividend Yield

EXFY

N/A

OVBC

2.13%

5Y Dividends CAGR

EXFY

N/A

OVBC

7.21%

5Y EPS CAGR

EXFY

N/A

OVBC

12.28%

Debt to Equity

EXFY

0.00%

OVBC

0.00%

Free Cash Flow Yield

EXFY

7.04%

Winner

OVBC

11.25%

EXFY vs OVBC - Historical Returns

Returns include dividend reinvestment.

Period	EXFY	OVBC
1 month	+24.02%	+8.21%
3 months	+94.74%	+2.00%
6 months	+73.44%	+9.01%
1 year	+16.84%	+31.73%
5 years(CAGR)	-45.85%	+16.02%
10 years(CAGR)	N/A	+11.19%
Max(CAGR)	-45.85%	+4.58%

Winner

EXFY

+24.02%

OVBC

+8.21%

Winner

EXFY

+94.74%

OVBC

+2.00%

Winner

EXFY

+73.44%

OVBC

+9.01%

EXFY

+16.84%

Winner

OVBC

+31.73%

5Y(CAGR)

EXFY

-45.85%

Winner

OVBC

+16.02%

10Y(CAGR)

EXFY

N/A

OVBC

+11.19%

Max(CAGR)

EXFY

-45.85%

Winner

OVBC

+4.58%

EXFY vs OVBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	EXFY	OVBC
2026	+53.10%	+19.12%
2025	-56.86%	+71.32%
2024	+36.73%	+14.08%
2023	-71.21%	-10.91%
2022	-78.13%	-7.08%
2021	+7.16%	+30.60%
2020	N/A	-38.57%
2019	N/A	+7.89%
2018	N/A	-11.22%
2017	N/A	+50.38%
2016	N/A	+14.96%
2015	N/A	+4.75%
2014	N/A	+10.73%
2013	N/A	+21.25%
2012	N/A	+7.29%
2011	N/A	+0.78%
2010	N/A	-8.47%
2009	N/A	+26.72%
2008	N/A	-25.62%
2007	N/A	+4.28%
2006	N/A	+3.30%
2005	N/A	-20.36%
2004	N/A	+27.99%
2003	N/A	+32.91%
2002	N/A	-9.73%
2001	N/A	-0.13%
2000	N/A	-22.07%
1999	N/A	-2.24%

EXFY vs OVBC Drawdown Comparison

The maximum drawdown for EXFY was -98.46%, occurring on Mar 17, 2026. This drawdown has not yet recovered.

The maximum drawdown for OVBC was -62.72%, occurring on Jul 13, 2020. Recovery took 1924 trading sessions.

The current EXFY drawdown is -95.43%. The current OVBC drawdown is -7.11%.

Rank	EXFY	OVBC
#1	-98.46% Nov 26, 2021 - Mar 17, 2026	-62.72% Jun 22, 2018 - Feb 19, 2026
#2	-10.04% Nov 12, 2021 - Nov 24, 2021	-47.09% Jun 26, 2009 - Nov 5, 2015
#3	N/A	-44.80% Apr 13, 2004 - Jun 26, 2009
#4	N/A	-39.76% Dec 1, 1999 - Apr 5, 2004
#5	N/A	-20.53% Jul 5, 2017 - Sep 27, 2017
#6	N/A	-17.04% Jun 12, 2026 - Jul 8, 2026
#7	N/A	-15.74% Nov 6, 2015 - Dec 6, 2016
#8	N/A	-12.57% May 25, 2017 - Jul 5, 2017
#9	N/A	-11.74% Dec 21, 2017 - Jan 30, 2018
#10	N/A	-9.48% Jan 30, 2018 - Apr 13, 2018
#11	N/A	-8.21% Oct 11, 2017 - Nov 28, 2017
#12	N/A	-7.97% Feb 20, 2026 - Apr 1, 2026
#13	N/A	-7.36% Dec 9, 2016 - Feb 13, 2017
#14	N/A	-7.29% May 11, 2017 - May 19, 2017
#15	N/A	-6.57% Nov 4, 1999 - Nov 30, 1999