EXFY vs EARN

Comparison between Expensify Inc - Class A (EXFY, Company) and Ellington Residential Mortgage REIT (EARN, Company).

EXFY is from the Technology sector, while EARN is from the Financial Services sector.

5-Year PerformanceEARN has outperformed EXFY, delivering a return of -3.8% compared to -49.0%

EXFY vs EARN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EXFY(COMPANY)	EARN(COMPANY)
Market Cap	$164M	$164M
Max Drawdown	98.46%	79.95%
Sharpe Ratio	-0.08	-0.60
5Y Beta	1.35	0.60
Industry	Software - Application	Asset Management
P/E Ratio	-9.73	-12.47
Forward P/E	N/A	4.75
PEG Ratio	N/A	-1.79
Dividend Yield	N/A	22.00%
5Y Dividends CAGR	N/A	-1.82%
5Y EPS CAGR	N/A	3.89%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.38%	9.05%
P/S Ratio	1.21	3.74
P/B Ratio	1.24	0.73

Market Cap

Winner

EXFY

$164M

EARN

$164M

Max Drawdown

EXFY

98.46%

Winner

EARN

79.95%

Sharpe Ratio

Winner

EXFY

-0.08

EARN

-0.60

5Y Beta

EXFY

1.35

Winner

EARN

0.60

Industry

EXFY

Software - Application

EARN

Asset Management

P/E Ratio

EXFY

-9.73

Winner

EARN

-12.47

Forward P/E

EXFY

N/A

EARN

4.75

PEG Ratio

EXFY

N/A

EARN

-1.79

Dividend Yield

EXFY

N/A

EARN

22.00%

5Y Dividends CAGR

EXFY

N/A

EARN

-1.82%

5Y EPS CAGR

EXFY

N/A

EARN

3.89%

Debt to Equity

EXFY

0.00%

EARN

0.00%

Free Cash Flow Yield

Winner

EXFY

9.38%

EARN

9.05%

P/S Ratio

Winner

EXFY

1.21

EARN

3.74

P/B Ratio

EXFY

1.24

Winner

EARN

0.73

EXFY vs EARN - Historical Returns

Returns include dividend reinvestment.

Period	EXFY	EARN
1 month	+11.54%	-0.47%
3 months	+98.77%	+0.01%
6 months	+17.57%	-14.40%
1 year	-25.32%	-13.07%
5 years(CAGR)	-48.97%	-3.84%
10 years(CAGR)	N/A	+1.55%
Max(CAGR)	-48.97%	+1.83%

Winner

EXFY

+11.54%

EARN

-0.47%

Winner

EXFY

+98.77%

EARN

+0.01%

Winner

EXFY

+17.57%

EARN

-14.40%

EXFY

-25.32%

Winner

EARN

-13.07%

5Y(CAGR)

EXFY

-48.97%

Winner

EARN

-3.84%

10Y(CAGR)

EXFY

N/A

EARN

+1.55%

Max(CAGR)

EXFY

-48.97%

Winner

EARN

+1.83%

EXFY vs EARN - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	EXFY	EARN
2026	+20.00%	-9.07%
2025	-56.86%	-6.45%
2024	+36.73%	+26.25%
2023	-71.21%	+0.74%
2022	-78.13%	-27.03%
2021	+7.16%	-10.99%
2020	N/A	+36.02%
2019	N/A	+16.58%
2018	N/A	-1.63%
2017	N/A	+2.14%
2016	N/A	+20.56%
2015	N/A	-13.34%
2014	N/A	+20.80%
2013	N/A	-14.05%

EXFY vs EARN Drawdown Comparison

The maximum drawdown for EXFY was -98.46%, occurring on Mar 17, 2026. This drawdown has not yet recovered.

The maximum drawdown for EARN was -66.44%, occurring on Mar 24, 2020. Recovery took 111 trading sessions.

The current EXFY drawdown is -96.42%. The current EARN drawdown is -32.36%.

Rank	EXFY	EARN
#1	-98.46% Nov 26, 2021 - Mar 17, 2026	-66.44% Feb 20, 2020 - Jul 29, 2020
#2	-10.04% Nov 12, 2021 - Nov 24, 2021	-49.93% Jun 14, 2021 - Oct 10, 2022
#3	N/A	-32.95% Nov 10, 2014 - Jul 29, 2016
#4	N/A	-27.80% Jun 23, 2017 - Feb 12, 2020
#5	N/A	-27.74% May 24, 2013 - Aug 22, 2014
#6	N/A	-12.36% Aug 1, 2016 - Feb 10, 2017
#7	N/A	-10.14% Dec 31, 2020 - Jun 7, 2021
#8	N/A	-9.29% May 8, 2017 - Jun 23, 2017
#9	N/A	-8.28% Sep 16, 2020 - Nov 11, 2020
#10	N/A	-5.93% Mar 1, 2017 - Mar 23, 2017
#11	N/A	-5.42% Nov 27, 2020 - Dec 28, 2020
#12	N/A	-4.89% Sep 8, 2014 - Oct 16, 2014
#13	N/A	-4.08% Aug 10, 2020 - Aug 24, 2020
#14	N/A	-3.28% Aug 28, 2020 - Sep 14, 2020
#15	N/A	-2.88% Nov 11, 2020 - Nov 17, 2020