ESS vs CNFR

Comparison between Essex Property Trust Inc (ESS, Company) and Conifer Holdings Inc (CNFR, Company).

ESS is from the Real Estate sector, while CNFR is from the Financial Services sector.

5-Year PerformanceESS has outperformed CNFR, delivering a return of +2.1% compared to -12.4%

ESS vs CNFR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ESS(COMPANY)	CNFR(COMPANY)
Market Cap	$18B	$18B
Max Drawdown	65.33%	95.67%
Sharpe Ratio	0.11	0.77
5Y Beta	0.56	0.01
Industry	Reit - Residential	Insurance - Property & Casualty
P/E Ratio	30.12	593.48
Forward P/E	50.25	90.79
PEG Ratio	7.39	N/A
Dividend Yield	3.69%	N/A
5Y Dividends CAGR	9.11%	N/A
5Y EPS CAGR	6.35%	N/A
Debt to Equity	125.78%	42.75%
Free Cash Flow Yield	5.96%	-0.27%
P/S Ratio	9.87	292.82
P/B Ratio	3.33	641.30

Market Cap

Winner

ESS

$18B

CNFR

$18B

Max Drawdown

Winner

ESS

65.33%

CNFR

95.67%

Sharpe Ratio

ESS

0.11

Winner

CNFR

0.77

5Y Beta

ESS

0.56

Winner

CNFR

0.01

Industry

ESS

Reit - Residential

CNFR

Insurance - Property & Casualty

P/E Ratio

Winner

ESS

30.12

CNFR

593.48

Forward P/E

Winner

ESS

50.25

CNFR

90.79

PEG Ratio

ESS

7.39

CNFR

N/A

Dividend Yield

ESS

3.69%

CNFR

N/A

5Y Dividends CAGR

ESS

9.11%

CNFR

N/A

5Y EPS CAGR

ESS

6.35%

CNFR

N/A

Debt to Equity

ESS

125.78%

Winner

CNFR

42.75%

Free Cash Flow Yield

Winner

ESS

5.96%

CNFR

-0.27%

P/S Ratio

Winner

ESS

9.87

CNFR

292.82

P/B Ratio

Winner

ESS

3.33

CNFR

641.30

ESS vs CNFR - Historical Returns

Returns include dividend reinvestment.

Period	ESS	CNFR
1 month	+3.02%	+88.63%
3 months	+19.21%	+104.14%
6 months	+11.66%	+116.69%
1 year	+5.36%	+35.78%
5 years(CAGR)	+2.12%	-12.41%
10 years(CAGR)	+6.23%	-17.25%
Max(CAGR)	+12.64%	-17.66%

ESS

+3.02%

Winner

CNFR

+88.63%

ESS

+19.21%

Winner

CNFR

+104.14%

ESS

+11.66%

Winner

CNFR

+116.69%

ESS

+5.36%

Winner

CNFR

+35.78%

5Y(CAGR)

Winner

ESS

+2.12%

CNFR

-12.41%

10Y(CAGR)

Winner

ESS

+6.23%

CNFR

-17.25%

Max(CAGR)

Winner

ESS

+12.64%

CNFR

-17.66%

ESS vs CNFR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ESS	CNFR
2026	+12.37%	N/A
2025	-3.83%	+32.14%
2024	+17.40%	-15.22%
2023	+22.28%	-25.23%
2022	-38.03%	-33.76%
2021	+58.50%	-25.16%
2020	-17.37%	-18.56%
2019	+30.50%	+8.11%
2018	+5.33%	-39.13%
2017	+8.31%	-25.16%
2016	+0.75%	-11.61%
2015	+16.75%	-12.55%
2014	+45.18%	N/A
2013	-0.03%	N/A
2012	+7.66%	N/A
2011	+23.84%	N/A
2010	+43.89%	N/A
2009	+18.33%	N/A
2008	-16.57%	N/A
2007	-22.09%	N/A
2006	+40.90%	N/A
2005	+15.86%	N/A
2004	+36.53%	N/A
2003	+31.76%	N/A
2002	+9.40%	N/A
2001	-3.68%	N/A
2000	+72.93%	N/A
1999	+5.90%	N/A

ESS vs CNFR Drawdown Comparison

The maximum drawdown for ESS was -62.70%, occurring on Mar 2, 2009. Recovery took 1021 trading sessions.

The maximum drawdown for CNFR was -95.67%, occurring on Apr 3, 2025. This drawdown has not yet recovered.

The current ESS drawdown is -7.40%. The current CNFR drawdown is -86.04%.

Rank	ESS	CNFR
#1	-62.70% Feb 8, 2007 - Feb 28, 2011	-95.67% Aug 13, 2015 - Apr 3, 2025
#2	-44.85% Oct 21, 2019 - Jul 8, 2021	N/A
#3	-43.86% Apr 21, 2022 - Mar 23, 2023	N/A
#4	-23.28% Dec 18, 2000 - Mar 22, 2002	N/A
#5	-20.97% Dec 30, 2015 - Mar 23, 2017	N/A
#6	-19.82% Sep 8, 2011 - Oct 27, 2011	N/A
#7	-18.00% Sep 11, 2017 - Nov 28, 2018	N/A
#8	-17.84% Jun 27, 2002 - Mar 21, 2003	N/A
#9	-17.33% Dec 15, 2004 - Jun 10, 2005	N/A
#10	-16.57% Jul 22, 2013 - Feb 11, 2014	N/A
#11	-16.31% Oct 27, 2011 - Jan 26, 2012	N/A
#12	-15.85% Jul 22, 2011 - Aug 31, 2011	N/A
#13	-13.24% Jul 17, 2012 - Apr 8, 2013	N/A
#14	-12.93% May 21, 2013 - Jul 22, 2013	N/A
#15	-12.76% Mar 20, 2015 - Oct 19, 2015	N/A

Correlation

Correlation between ESS and CNFR is -0.68 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.68

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