ESQ vs MCBS

Comparison between Esquire Financial Holdings Inc (ESQ, Company) and MetroCity Bankshares Inc (MCBS, Company).

Both ESQ and MCBS are from the Financial Services sector.

5-Year PerformanceESQ has outperformed MCBS, delivering a return of +37.8% compared to +17.4%

ESQ vs MCBS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ESQ(COMPANY)	MCBS(COMPANY)
Market Cap	$981M	$979M
Max Drawdown	56.52%	74.45%
Sharpe Ratio	0.82	1.07
5Y Beta	0.68	0.79
Industry	Banks - Regional	Banks - Regional
P/E Ratio	18.83	12.46
PEG Ratio	1.59	2.41
Dividend Yield	0.65%	2.90%
5Y Dividends CAGR	N/A	26.63%
5Y EPS CAGR	26.89%	12.23%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.26%	7.25%

Market Cap

Winner

ESQ

$981M

MCBS

$979M

Max Drawdown

Winner

ESQ

56.52%

MCBS

74.45%

Sharpe Ratio

ESQ

0.82

Winner

MCBS

1.07

5Y Beta

Winner

ESQ

0.68

MCBS

0.79

Industry

ESQ

Banks - Regional

MCBS

Banks - Regional

P/E Ratio

ESQ

18.83

Winner

MCBS

12.46

PEG Ratio

Winner

ESQ

1.59

MCBS

2.41

Dividend Yield

ESQ

0.65%

Winner

MCBS

2.90%

5Y Dividends CAGR

ESQ

N/A

MCBS

26.63%

5Y EPS CAGR

Winner

ESQ

26.89%

MCBS

12.23%

Debt to Equity

ESQ

0.00%

MCBS

0.00%

Free Cash Flow Yield

ESQ

6.26%

Winner

MCBS

7.25%

ESQ vs MCBS - Historical Returns

Returns include dividend reinvestment.

Period	ESQ	MCBS
1 month	+4.56%	+6.65%
3 months	+8.00%	+23.67%
6 months	+5.03%	+20.60%
1 year	+27.83%	+31.79%
5 years(CAGR)	+37.80%	+17.40%
10 years(CAGR)	+25.62%	+15.25%
Max(CAGR)	+25.62%	+15.25%

ESQ

+4.56%

Winner

MCBS

+6.65%

ESQ

+8.00%

Winner

MCBS

+23.67%

ESQ

+5.03%

Winner

MCBS

+20.60%

ESQ

+27.83%

Winner

MCBS

+31.79%

5Y(CAGR)

Winner

ESQ

+37.80%

MCBS

+17.40%

10Y(CAGR)

Winner

ESQ

+25.62%

MCBS

+15.25%

Max(CAGR)

Winner

ESQ

+25.62%

MCBS

+15.25%

ESQ vs MCBS - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	ESQ	MCBS
2026	+12.48%	+32.35%
2025	+31.69%	-12.78%
2024	+60.06%	+35.43%
2023	+17.82%	+16.11%
2022	+36.58%	-20.29%
2021	+68.45%	+99.04%
2020	-26.08%	-15.80%
2019	+24.14%	-45.32%
2018	+14.75%	+70.86%
2017	+29.44%	+70.42%

ESQ vs MCBS Drawdown Comparison

The maximum drawdown for ESQ was -56.52%, occurring on May 14, 2020. Recovery took 801 trading sessions.

The maximum drawdown for MCBS was -73.23%, occurring on May 14, 2020. Recovery took 1431 trading sessions.

The current ESQ drawdown is -2.50%. The current MCBS drawdown is -1.10%.

Rank	ESQ	MCBS
#1	-56.52% Jun 28, 2018 - Sep 2, 2021	-73.23% Oct 31, 2018 - Jul 12, 2024
#2	-24.78% Nov 4, 2022 - Jun 16, 2023	-27.98% Nov 11, 2024 - Jun 5, 2026
#3	-20.68% Jan 31, 2025 - May 8, 2025	-24.62% Apr 11, 2017 - Jul 19, 2017
#4	-20.36% Nov 15, 2021 - Apr 22, 2022	-23.41% Jul 19, 2017 - Mar 12, 2018
#5	-17.48% Jan 29, 2024 - Jul 15, 2024	-16.23% Jul 30, 2024 - Oct 17, 2024
#6	-16.44% Jun 2, 2022 - Aug 12, 2022	-8.45% Oct 17, 2024 - Nov 6, 2024
#7	-15.43% Feb 3, 2026 - Mar 9, 2026	-4.25% Nov 6, 2024 - Nov 11, 2024
#8	-15.42% Jul 26, 2023 - Jan 26, 2024	-2.31% Jun 19, 2018 - Jul 20, 2018
#9	-12.32% Feb 1, 2018 - Apr 2, 2018	-2.11% Jun 11, 2026 - Jun 15, 2026
#10	-11.67% Sep 23, 2025 - Dec 10, 2025	-2.06% Jul 26, 2024 - Jul 30, 2024
#11	-11.25% Jul 24, 2025 - Sep 23, 2025	-2.04% Jul 23, 2024 - Jul 26, 2024
#12	-10.75% Aug 19, 2022 - Oct 18, 2022	-0.36% Jul 31, 2018 - Aug 28, 2018
#13	-10.25% Jul 31, 2024 - Aug 30, 2024	-0.24% May 9, 2018 - Jun 19, 2018
#14	-9.95% Dec 4, 2017 - Jan 26, 2018	-0.06% Jun 5, 2026 - Jun 9, 2026
#15	-9.31% Apr 25, 2022 - May 31, 2022	N/A