ESNT vs RCM

Comparison between Essent Group Ltd (ESNT, Company) and R1 RCM Inc (RCM, Company).

ESNT is from the Financial Services sector, while RCM is from the Healthcare sector.

5-Year PerformanceESNT has outperformed RCM, delivering a return of +10.7% compared to -7.2%

ESNT vs RCM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ESNT(COMPANY)	RCM(COMPANY)
Market Cap	$6.05B	$6.04B
Max Drawdown	64.94%	77.44%
Sharpe Ratio	0.67	0.54
5Y Beta	0.46	-0.03
Industry	Insurance - Specialty	Health Information Services
P/E Ratio	9.14	-98.29
Forward P/E	8.94	51.55
PEG Ratio	2.71	2.06
Dividend Yield	1.99%	N/A
5Y Dividends CAGR	10.26%	N/A
5Y EPS CAGR	14.95%	N/A
Debt to Equity	0.00%	78.60%
Free Cash Flow Yield	13.52%	3.09%
P/S Ratio	4.69	2.45
P/B Ratio	1.06	2.15

Market Cap

Winner

ESNT

$6.05B

RCM

$6.04B

Max Drawdown

Winner

ESNT

64.94%

RCM

77.44%

Sharpe Ratio

Winner

ESNT

0.67

RCM

0.54

5Y Beta

ESNT

0.46

Winner

RCM

-0.03

Industry

ESNT

Insurance - Specialty

RCM

Health Information Services

P/E Ratio

ESNT

9.14

Winner

RCM

-98.29

Forward P/E

Winner

ESNT

8.94

RCM

51.55

PEG Ratio

ESNT

2.71

Winner

RCM

2.06

Dividend Yield

ESNT

1.99%

RCM

N/A

5Y Dividends CAGR

ESNT

10.26%

RCM

N/A

5Y EPS CAGR

ESNT

14.95%

RCM

N/A

Debt to Equity

Winner

ESNT

0.00%

RCM

78.60%

Free Cash Flow Yield

Winner

ESNT

13.52%

RCM

3.09%

P/S Ratio

ESNT

4.69

Winner

RCM

2.45

P/B Ratio

Winner

ESNT

1.06

RCM

2.15

ESNT vs RCM - Historical Returns

Returns include dividend reinvestment.

Period	ESNT	RCM
1 month	+6.56%	+0.00%
3 months	+3.99%	+0.00%
6 months	+9.29%	+0.00%
1 year	+19.17%	N/A
5 years(CAGR)	+10.75%	-7.22%
10 years(CAGR)	+12.15%	+21.82%
Max(CAGR)	+10.53%	+15.25%

Winner

ESNT

+6.56%

RCM

+0.00%

Winner

ESNT

+3.99%

RCM

+0.00%

Winner

ESNT

+9.29%

RCM

+0.00%

ESNT

+19.17%

RCM

N/A

5Y(CAGR)

Winner

ESNT

+10.75%

RCM

-7.22%

10Y(CAGR)

ESNT

+12.15%

Winner

RCM

+21.82%

Max(CAGR)

ESNT

+10.53%

Winner

RCM

+15.25%

ESNT vs RCM - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	ESNT	RCM
2026	+2.91%	+0.00%
2025	+21.84%	N/A
2024	+4.90%	+34.11%
2023	+36.50%	-1.49%
2022	-12.97%	-57.39%
2021	+9.70%	+8.51%
2020	-14.46%	+89.28%
2019	+53.54%	+64.51%
2018	-22.02%	+79.46%
2017	+33.93%	+92.58%
2016	+50.98%	-29.69%
2015	-14.92%	N/A
2014	+10.01%	N/A
2013	+14.57%	N/A

ESNT vs RCM Drawdown Comparison

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The maximum drawdown for RCM was -77.44%, occurring on Nov 9, 2022. This drawdown has not yet recovered.

The current ESNT drawdown is -1.44%. The current RCM drawdown is -53.20%.

Rank	ESNT	RCM
#1	-64.70% Nov 27, 2019 - Aug 4, 2023	-77.44% Feb 16, 2021 - Nov 9, 2022
#2	-43.52% Jul 20, 2015 - Nov 10, 2016	-53.13% Jan 4, 2016 - Apr 6, 2017
#3	-37.27% Jan 23, 2018 - Sep 20, 2019	-45.58% Feb 21, 2020 - Aug 3, 2020
#4	-32.32% Feb 18, 2014 - May 8, 2015	-31.73% Jul 18, 2019 - Jan 13, 2020
#5	-18.35% Oct 17, 2024 - Aug 22, 2025	-29.26% Sep 4, 2018 - Apr 11, 2019
#6	-15.41% Dec 18, 2025 - Jul 16, 2026	-27.36% Jun 15, 2017 - Dec 13, 2017
#7	-13.06% Aug 7, 2023 - Dec 21, 2023	-15.13% Jun 27, 2018 - Aug 10, 2018
#8	-12.07% Mar 28, 2024 - Jul 15, 2024	-15.08% Apr 25, 2017 - Jun 14, 2017
#9	-11.04% Aug 7, 2017 - Oct 13, 2017	-13.06% Jan 29, 2018 - Feb 26, 2018
#10	-10.67% Apr 26, 2017 - Jul 7, 2017	-12.11% Sep 14, 2020 - Sep 30, 2020
#11	-10.20% Sep 18, 2025 - Dec 15, 2025	-11.73% Apr 12, 2019 - May 9, 2019
#12	-9.90% Nov 5, 2013 - Dec 20, 2013	-10.53% Aug 10, 2018 - Aug 27, 2018
#13	-9.29% Sep 20, 2019 - Oct 21, 2019	-10.03% Aug 10, 2020 - Sep 8, 2020
#14	-9.06% Oct 20, 2017 - Nov 16, 2017	-9.68% Jan 13, 2020 - Feb 21, 2020
#15	-7.97% Jan 30, 2024 - Mar 20, 2024	-9.16% May 17, 2018 - Jun 5, 2018