ES vs AFRM

Comparison between Eversource Energy (ES, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

ES is from the Utilities sector, while AFRM is from the Financial Services sector.

5-Year PerformanceAFRM has outperformed ES, delivering a return of +5.8% compared to +0.8%

ES vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ES(COMPANY)	AFRM(COMPANY)
Market Cap	$28B	$28B
Max Drawdown	46.76%	94.71%
Sharpe Ratio	0.75	0.55
5Y Beta	0.24	2.48
Industry	Utilities - Regulated Electric	Credit Services
P/E Ratio	15.74	86.38
Forward P/E	16.29	42.19
PEG Ratio	0.16	0.83
Dividend Yield	4.08%	N/A
5Y Dividends CAGR	5.97%	N/A
5Y EPS CAGR	5.26%	N/A
Debt to Equity	178.48%	234.55%
Free Cash Flow Yield	0.85%	2.86%
P/S Ratio	2.02	6.89
P/B Ratio	1.70	7.48

Market Cap

Winner

$28B

AFRM

$28B

Max Drawdown

Winner

46.76%

AFRM

94.71%

Sharpe Ratio

Winner

0.75

AFRM

0.55

5Y Beta

Winner

0.24

AFRM

2.48

Industry

Utilities - Regulated Electric

AFRM

Credit Services

P/E Ratio

Winner

15.74

AFRM

86.38

Forward P/E

Winner

16.29

AFRM

42.19

PEG Ratio

Winner

0.16

AFRM

0.83

Dividend Yield

4.08%

AFRM

N/A

5Y Dividends CAGR

5.97%

AFRM

N/A

5Y EPS CAGR

5.26%

AFRM

N/A

Debt to Equity

Winner

178.48%

AFRM

234.55%

Free Cash Flow Yield

0.85%

Winner

AFRM

2.86%

P/S Ratio

Winner

2.02

AFRM

6.89

P/B Ratio

Winner

1.70

AFRM

7.48

ES vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	ES	AFRM
1 month	+8.08%	+7.55%
3 months	+9.02%	+17.94%
6 months	+8.83%	+1.75%
1 year	+20.31%	+9.50%
5 years(CAGR)	+0.84%	+5.75%
10 years(CAGR)	+6.18%	N/A
Max(CAGR)	+8.27%	-4.36%

Winner

+8.08%

AFRM

+7.55%

+9.02%

Winner

AFRM

+17.94%

Winner

+8.83%

AFRM

+1.75%

Winner

+20.31%

AFRM

+9.50%

5Y(CAGR)

+0.84%

Winner

AFRM

+5.75%

10Y(CAGR)

+6.18%

AFRM

N/A

Max(CAGR)

Winner

+8.27%

AFRM

-4.36%

ES vs AFRM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ES	AFRM
2026	+12.10%	+2.76%
2025	+23.04%	+19.07%
2024	-5.55%	+30.69%
2023	-23.74%	+440.00%
2022	-3.09%	-89.84%
2021	+10.78%	+3.41%
2020	+6.77%	N/A
2019	+37.76%	N/A
2018	+6.47%	N/A
2017	+18.29%	N/A
2016	+12.17%	N/A
2015	-1.66%	N/A
2014	+32.68%	N/A
2013	+10.32%	N/A
2012	+13.45%	N/A
2011	+16.51%	N/A
2010	+28.72%	N/A
2009	+9.86%	N/A
2008	-20.34%	N/A
2007	+13.02%	N/A
2006	+46.94%	N/A
2005	+10.23%	N/A
2004	-3.06%	N/A
2003	+34.78%	N/A
2002	-13.16%	N/A
2001	-23.40%	N/A
2000	+18.26%	N/A
1999	-2.10%	N/A

ES vs AFRM Drawdown Comparison

The maximum drawdown for ES was -43.12%, occurring on Oct 9, 2002. Recovery took 1120 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current ES drawdown is -5.79%. The current AFRM drawdown is -54.86%.

Rank	ES	AFRM
#1	-43.12% Dec 29, 2000 - Jun 17, 2005	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-41.67% Aug 18, 2022 - Oct 23, 2023	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-41.15% Apr 3, 2007 - Oct 5, 2010	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-36.85% Mar 4, 2020 - Apr 20, 2022	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-22.54% Sep 11, 2000 - Dec 29, 2000	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-18.46% Aug 2, 2005 - Jul 10, 2006	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-18.14% Jan 29, 2015 - Feb 1, 2016	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-17.63% Nov 14, 2017 - Oct 24, 2018	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-16.42% May 27, 2022 - Aug 15, 2022	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-15.45% May 18, 2011 - Dec 27, 2011	N/A
#11	-15.12% Nov 18, 1999 - Apr 14, 2000	N/A
#12	-14.48% Jul 5, 2016 - Mar 15, 2017	N/A
#13	-11.85% Apr 30, 2013 - Aug 1, 2013	N/A
#14	-11.06% Jun 30, 2014 - Oct 14, 2014	N/A
#15	-10.65% Aug 1, 2013 - Feb 11, 2014	N/A