EPAM vs SLMBP

Comparison between EPAM Systems Inc (EPAM, Company) and SLM Corp (SLMBP, Company).

EPAM is from the Technology sector, while SLMBP is from the Financial Services sector.

5-Year PerformanceSLMBP has outperformed EPAM, delivering a return of +13.6% compared to -28.4%

EPAM vs SLMBP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EPAM(COMPANY)	SLMBP(COMPANY)
Market Cap	$4.91B	$4.92B
Max Drawdown	87.50%	90.83%
Sharpe Ratio	-1.24	0.20
5Y Beta	1.07	0.15
Industry	Information Technology Services	Credit Services
P/E Ratio	13.12	35.14
Forward P/E	7.07	N/A
PEG Ratio	0.49	0.00
Dividend Yield	N/A	0.69%
5Y Dividends CAGR	N/A	23.62%
5Y EPS CAGR	2.57%	N/A
Debt to Equity	4.81%	N/A
Free Cash Flow Yield	11.08%	N/A
P/S Ratio	0.90	2.98
P/B Ratio	1.46	N/A

Market Cap

EPAM

$4.91B

Winner

SLMBP

$4.92B

Max Drawdown

Winner

EPAM

87.50%

SLMBP

90.83%

Sharpe Ratio

EPAM

-1.24

Winner

SLMBP

0.20

5Y Beta

EPAM

1.07

Winner

SLMBP

0.15

Industry

EPAM

Information Technology Services

SLMBP

Credit Services

P/E Ratio

Winner

EPAM

13.12

SLMBP

35.14

Forward P/E

EPAM

7.07

SLMBP

N/A

PEG Ratio

EPAM

0.49

Winner

SLMBP

0.00

Dividend Yield

EPAM

N/A

SLMBP

0.69%

5Y Dividends CAGR

EPAM

N/A

SLMBP

23.62%

5Y EPS CAGR

EPAM

2.57%

SLMBP

N/A

Debt to Equity

EPAM

4.81%

SLMBP

N/A

Free Cash Flow Yield

EPAM

11.08%

SLMBP

N/A

P/S Ratio

Winner

EPAM

0.90

SLMBP

2.98

P/B Ratio

EPAM

1.46

SLMBP

N/A

EPAM vs SLMBP - Historical Returns

Returns include dividend reinvestment.

Period	EPAM	SLMBP
1 month	+0.29%	+1.50%
3 months	-29.74%	+1.39%
6 months	-54.48%	+2.32%
1 year	-45.74%	+5.22%
5 years(CAGR)	-28.43%	+13.57%
10 years(CAGR)	+2.99%	+11.66%
Max(CAGR)	+14.32%	+4.64%

EPAM

+0.29%

Winner

SLMBP

+1.50%

EPAM

-29.74%

Winner

SLMBP

+1.39%

EPAM

-54.48%

Winner

SLMBP

+2.32%

EPAM

-45.74%

Winner

SLMBP

+5.22%

5Y(CAGR)

EPAM

-28.43%

Winner

SLMBP

+13.57%

10Y(CAGR)

EPAM

+2.99%

Winner

SLMBP

+11.66%

Max(CAGR)

Winner

EPAM

+14.32%

SLMBP

+4.64%

EPAM vs SLMBP - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	EPAM	SLMBP
2026	-52.40%	+4.71%
2025	-10.60%	+6.92%
2024	-19.71%	+20.83%
2023	-10.28%	+27.82%
2022	-48.97%	+1.71%
2021	+92.05%	+11.48%
2020	+65.67%	+1.32%
2019	+85.58%	-2.25%
2018	+7.02%	-8.85%
2017	+68.76%	+26.16%
2016	-14.40%	+46.15%
2015	+69.18%	-38.31%
2014	+37.29%	+2.06%
2013	+84.09%	+30.38%
2012	+29.29%	+40.54%
2011	N/A	-7.99%
2010	N/A	-3.41%
2009	N/A	+161.60%
2008	N/A	-68.56%
2007	N/A	-37.74%
2006	N/A	+9.23%
2005	N/A	+3.49%

EPAM vs SLMBP Drawdown Comparison

The maximum drawdown for EPAM was -87.50%, occurring on May 14, 2026. This drawdown has not yet recovered.

The maximum drawdown for SLMBP was -88.54%, occurring on Mar 9, 2009. Recovery took 1625 trading sessions.

The current EPAM drawdown is -86.70%. The current SLMBP drawdown is -0.59%.

Rank	EPAM	SLMBP
#1	-87.50% Nov 8, 2021 - May 14, 2026	-88.54% Mar 1, 2007 - Aug 13, 2013
#2	-39.27% Apr 12, 2012 - Mar 6, 2013	-63.71% Sep 6, 2018 - Jun 28, 2021
#3	-33.28% Feb 19, 2020 - Jun 17, 2020	-51.46% Aug 29, 2014 - Apr 3, 2017
#4	-32.29% Feb 18, 2014 - Jun 6, 2014	-19.08% Mar 7, 2023 - Oct 9, 2023
#5	-30.91% Dec 8, 2015 - May 22, 2017	-12.93% Nov 1, 2021 - Jan 10, 2023
#6	-26.19% Aug 30, 2018 - Feb 1, 2019	-10.41% Mar 24, 2025 - May 21, 2025
#7	-18.35% Jun 9, 2014 - Oct 27, 2014	-10.21% Jul 6, 2017 - Jun 5, 2018
#8	-16.54% Oct 14, 2013 - Jan 21, 2014	-8.49% Jun 6, 2025 - Mar 5, 2026
#9	-15.35% Jul 26, 2019 - Nov 13, 2019	-8.22% Aug 15, 2013 - Apr 23, 2014
#10	-15.28% Feb 12, 2021 - Apr 5, 2021	-7.08% Jun 30, 2014 - Aug 29, 2014
#11	-12.59% Dec 9, 2014 - Feb 12, 2015	-6.01% Dec 19, 2023 - Jan 26, 2024
#12	-12.33% Sep 3, 2021 - Oct 22, 2021	-5.77% Apr 30, 2024 - Sep 13, 2024
#13	-11.89% Jan 26, 2018 - Mar 9, 2018	-5.34% Apr 6, 2017 - May 11, 2017
#14	-11.87% Oct 16, 2020 - Dec 22, 2020	-4.65% Sep 18, 2024 - Feb 6, 2025
#15	-11.84% Oct 9, 2015 - Dec 7, 2015	-3.61% Feb 2, 2023 - Mar 6, 2023