ENVA vs PRM

Comparison between Enova International Inc (ENVA, Company) and Perimeter Solutions Inc (PRM, Company).

ENVA is from the Financial Services sector, while PRM is from the Basic Materials sector.

5-Year PerformanceENVA has outperformed PRM, delivering a return of +51.2% compared to +24.2%

ENVA vs PRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	PRM(COMPANY)
Market Cap	$5.55B	$5.55B
Max Drawdown	81.56%	79.51%
Sharpe Ratio	2.13	1.53
5Y Beta	1.40	1.07
Industry	Credit Services	Specialty Chemicals
P/E Ratio	16.97	-25.69
Forward P/E	14.53	15.97
PEG Ratio	0.37	N/A
5Y EPS CAGR	-0.17%	N/A
Debt to Equity	344.74%	100.40%
Free Cash Flow Yield	34.30%	1.71%
P/S Ratio	3.50	7.86
P/B Ratio	4.06	4.71

Market Cap

ENVA

$5.55B

Winner

PRM

$5.55B

Max Drawdown

ENVA

81.56%

Winner

PRM

79.51%

Sharpe Ratio

Winner

ENVA

2.13

PRM

1.53

5Y Beta

ENVA

1.40

Winner

PRM

1.07

Industry

ENVA

Credit Services

PRM

Specialty Chemicals

P/E Ratio

ENVA

16.97

Winner

PRM

-25.69

Forward P/E

Winner

ENVA

14.53

PRM

15.97

PEG Ratio

ENVA

0.37

PRM

N/A

5Y EPS CAGR

ENVA

-0.17%

PRM

N/A

Debt to Equity

ENVA

344.74%

Winner

PRM

100.40%

Free Cash Flow Yield

Winner

ENVA

34.30%

PRM

1.71%

P/S Ratio

Winner

ENVA

3.50

PRM

7.86

P/B Ratio

Winner

ENVA

4.06

PRM

4.71

ENVA vs PRM - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	PRM
1 month	+9.21%	-3.14%
3 months	+45.34%	+5.61%
6 months	+59.99%	+24.65%
1 year	+141.17%	+101.57%
5 years(CAGR)	+51.24%	+24.20%
10 years(CAGR)	+40.75%	N/A
Max(CAGR)	+21.06%	+24.20%

Winner

ENVA

+9.21%

PRM

-3.14%

Winner

ENVA

+45.34%

PRM

+5.61%

Winner

ENVA

+59.99%

PRM

+24.65%

Winner

ENVA

+141.17%

PRM

+101.57%

5Y(CAGR)

Winner

ENVA

+51.24%

PRM

+24.20%

10Y(CAGR)

ENVA

+40.75%

PRM

N/A

Max(CAGR)

ENVA

+21.06%

Winner

PRM

+24.20%

ENVA vs PRM - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ENVA	PRM
2026	+55.79%	+21.12%
2025	+63.51%	+116.94%
2024	+73.79%	+178.43%
2023	+43.31%	-49.45%
2022	-7.39%	-34.71%
2021	+77.62%	+15.75%
2020	+2.61%	N/A
2019	+20.24%	N/A
2018	+24.35%	N/A
2017	+14.72%	N/A
2016	+90.15%	N/A
2015	-71.03%	N/A
2014	-17.40%	N/A

ENVA vs PRM Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for PRM was -79.51%, occurring on Nov 1, 2023. Recovery took 875 trading sessions.

The current PRM drawdown is -11.81%.

Rank	ENVA	PRM
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-79.51% Jan 4, 2022 - Jul 2, 2025
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-30.20% Jan 9, 2026 - Apr 22, 2026
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-18.53% Nov 12, 2021 - Jan 4, 2022
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-13.37% Jun 18, 2026 - Jun 29, 2026
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-13.12% Apr 27, 2026 - May 8, 2026
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-12.24% May 14, 2026 - Jun 11, 2026
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-9.18% Jul 21, 2025 - Aug 8, 2025
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-9.05% Oct 30, 2025 - Nov 12, 2025
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-8.57% Sep 8, 2025 - Oct 30, 2025
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-4.81% Dec 9, 2025 - Jan 8, 2026
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-3.83% Nov 12, 2025 - Nov 21, 2025
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-2.46% Jul 14, 2025 - Jul 17, 2025
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-2.33% Jun 16, 2026 - Jun 18, 2026
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-2.26% Sep 2, 2025 - Sep 8, 2025
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-1.43% Nov 28, 2025 - Dec 4, 2025