ENVA vs ATMU

Comparison between Enova International Inc (ENVA, Company) and Atmus Filtration Technologies Inc (ATMU, Company).

ENVA is from the Financial Services sector, while ATMU is from the Consumer Cyclical sector.

ENVA vs ATMU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	ATMU(COMPANY)
Market Cap	$4.02B	$4.03B
Max Drawdown	81.56%	30.30%
Sharpe Ratio	1.67	0.76
5Y Beta	1.38	1.20
Industry	Credit Services	Auto Parts
P/E Ratio	12.29	19.52
Forward P/E	10.09	N/A
PEG Ratio	0.27	1.30
Dividend Yield	N/A	0.46%
5Y EPS CAGR	-0.17%	N/A
Debt to Equity	344.74%	247.36%
Free Cash Flow Yield	47.35%	3.93%
P/S Ratio	2.54	2.09
P/B Ratio	2.86	9.67

Market Cap

ENVA

$4.02B

Winner

ATMU

$4.03B

Max Drawdown

ENVA

81.56%

Winner

ATMU

30.30%

Sharpe Ratio

Winner

ENVA

1.67

ATMU

0.76

5Y Beta

ENVA

1.38

Winner

ATMU

1.20

Industry

ENVA

Credit Services

ATMU

Auto Parts

P/E Ratio

Winner

ENVA

12.29

ATMU

19.52

Forward P/E

ENVA

10.09

ATMU

N/A

PEG Ratio

Winner

ENVA

0.27

ATMU

1.30

Dividend Yield

ENVA

N/A

ATMU

0.46%

5Y EPS CAGR

ENVA

-0.17%

ATMU

N/A

Debt to Equity

ENVA

344.74%

Winner

ATMU

247.36%

Free Cash Flow Yield

Winner

ENVA

47.35%

ATMU

3.93%

P/S Ratio

ENVA

2.54

Winner

ATMU

2.09

P/B Ratio

Winner

ENVA

2.86

ATMU

9.67

ENVA vs ATMU - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	ATMU
1 month	-0.31%	-14.01%
3 months	+18.83%	-25.68%
6 months	+24.65%	-11.96%
1 year	+79.54%	+28.01%
5 years(CAGR)	+35.77%	N/A
10 years(CAGR)	+35.67%	N/A
Max(CAGR)	+17.20%	+28.60%

Winner

ENVA

-0.31%

ATMU

-14.01%

Winner

ENVA

+18.83%

ATMU

-25.68%

Winner

ENVA

+24.65%

ATMU

-11.96%

Winner

ENVA

+79.54%

ATMU

+28.01%

5Y(CAGR)

ENVA

+35.77%

ATMU

N/A

10Y(CAGR)

ENVA

+35.67%

ATMU

N/A

Max(CAGR)

ENVA

+17.20%

Winner

ATMU

+28.60%

ENVA vs ATMU - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ENVA	ATMU
2026	+4.19%	-12.23%
2025	+63.51%	+34.03%
2024	+73.79%	+69.31%
2023	+43.31%	+8.50%
2022	-7.39%	N/A
2021	+77.62%	N/A
2020	+2.61%	N/A
2019	+20.24%	N/A
2018	+24.35%	N/A
2017	+14.72%	N/A
2016	+90.15%	N/A
2015	-71.03%	N/A
2014	-17.40%	N/A

ENVA vs ATMU Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for ATMU was -30.23%, occurring on Jun 1, 2026. This drawdown has not yet recovered.

The current ENVA drawdown is -3.52%. The current ATMU drawdown is -29.91%.

Rank	ENVA	ATMU
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-30.23% Mar 2, 2026 - Jun 1, 2026
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-28.76% Nov 22, 2024 - Aug 13, 2025
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-25.01% Jul 24, 2023 - Dec 14, 2023
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-16.36% Apr 3, 2024 - Aug 15, 2024
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-14.50% Dec 14, 2023 - Mar 12, 2024
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-9.92% May 30, 2023 - Jun 23, 2023
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-9.12% Aug 30, 2024 - Sep 17, 2024
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-8.39% Sep 11, 2025 - Oct 29, 2025
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-8.24% Nov 11, 2025 - Nov 26, 2025
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-7.34% Aug 13, 2025 - Sep 4, 2025
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-4.92% Jun 26, 2023 - Jul 3, 2023
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-4.76% Dec 3, 2025 - Dec 11, 2025
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-4.30% Oct 16, 2024 - Nov 6, 2024
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-4.29% Nov 8, 2024 - Nov 22, 2024
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-3.78% Dec 22, 2025 - Jan 6, 2026