EFSI vs TRUE

Comparison between Eagle Financial Services Inc (EFSI, Company) and Truecar Inc (TRUE, Company).

EFSI is from the Financial Services sector, while TRUE is from the Communication Services sector.

5-Year PerformanceEFSI has outperformed TRUE, delivering a return of +7.7% compared to -13.4%

EFSI vs TRUE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EFSI(COMPANY)	TRUE(COMPANY)
Market Cap	$226M	$226M
Max Drawdown	39.79%	96.22%
Sharpe Ratio	1.53	0.94
5Y Beta	0.49	1.49
Industry	Banks - Regional	Internet Content & Information
P/E Ratio	14.94	-11.93
Forward P/E	N/A	14.45
PEG Ratio	0.13	N/A
Dividend Yield	2.97%	N/A
5Y Dividends CAGR	7.90%	N/A
5Y EPS CAGR	-2.58%	3.77%
Debt to Equity	15.55%	0.00%
Free Cash Flow Yield	10.26%	-0.01%

Market Cap

Winner

EFSI

$226M

TRUE

$226M

Max Drawdown

Winner

EFSI

39.79%

TRUE

96.22%

Sharpe Ratio

Winner

EFSI

1.53

TRUE

0.94

5Y Beta

Winner

EFSI

0.49

TRUE

1.49

Industry

EFSI

Banks - Regional

TRUE

Internet Content & Information

P/E Ratio

EFSI

14.94

Winner

TRUE

-11.93

Forward P/E

EFSI

N/A

TRUE

14.45

PEG Ratio

EFSI

0.13

TRUE

N/A

Dividend Yield

EFSI

2.97%

TRUE

N/A

5Y Dividends CAGR

EFSI

7.90%

TRUE

N/A

5Y EPS CAGR

EFSI

-2.58%

Winner

TRUE

3.77%

Debt to Equity

EFSI

15.55%

Winner

TRUE

0.00%

Free Cash Flow Yield

Winner

EFSI

10.26%

TRUE

-0.01%

EFSI vs TRUE - Historical Returns

Returns include dividend reinvestment.

Period	EFSI	TRUE
1 month	+12.11%	+0.00%
3 months	+31.45%	+0.00%
6 months	+3.60%	+14.41%
1 year	+48.50%	+54.88%
5 years(CAGR)	+7.72%	-13.35%
10 years(CAGR)	+9.84%	-9.78%
Max(CAGR)	+9.55%	-8.24%

Winner

EFSI

+12.11%

TRUE

+0.00%

Winner

EFSI

+31.45%

TRUE

+0.00%

EFSI

+3.60%

Winner

TRUE

+14.41%

EFSI

+48.50%

Winner

TRUE

+54.88%

5Y(CAGR)

Winner

EFSI

+7.72%

TRUE

-13.35%

10Y(CAGR)

Winner

EFSI

+9.84%

TRUE

-9.78%

Max(CAGR)

Winner

EFSI

+9.55%

TRUE

-8.24%

EFSI vs TRUE - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

Year	EFSI	TRUE
2026	+7.62%	+11.89%
2025	+13.43%	-35.43%
2024	+26.12%	+15.48%
2023	-13.43%	+36.76%
2022	+7.13%	-27.25%
2021	+20.68%	-21.48%
2020	-1.35%	-14.02%
2019	+5.10%	-48.48%
2018	-0.40%	-20.39%
2017	+29.33%	-10.47%
2016	+15.93%	+38.27%
2015	N/A	-56.16%
2014	N/A	+185.89%
2013	N/A	+11.80%
2012	N/A	-9.27%
2011	N/A	-21.78%
2010	N/A	+11.39%
2009	N/A	+130.29%
2008	N/A	-60.37%
2007	N/A	+18.40%
2006	N/A	+31.20%
2005	N/A	+24.55%
2004	N/A	-28.50%
2003	N/A	+350.00%
2002	N/A	-39.11%
2001	N/A	-57.54%
2000	N/A	-78.13%

EFSI vs TRUE Drawdown Comparison

The maximum drawdown for EFSI was -36.45%, occurring on Mar 25, 2020. Recovery took 727 trading sessions.

The maximum drawdown for TRUE was -96.22%, occurring on Oct 4, 2002. Recovery took 3580 trading sessions.

The current EFSI drawdown is -3.22%. The current TRUE drawdown is -89.48%.

Rank	EFSI	TRUE
#1	-36.45% Jul 24, 2018 - Jun 16, 2021	-96.22% Jun 12, 2000 - Sep 5, 2014
#2	-23.07% Nov 14, 2022 - Nov 27, 2024	-94.70% Sep 5, 2014 - Apr 17, 2025
#3	-21.24% Dec 18, 2025 - Jun 4, 2026	-25.00% May 2, 2000 - Jun 12, 2000
#4	-19.17% Feb 3, 2025 - Aug 22, 2025	N/A
#5	-12.14% Jun 19, 2017 - Feb 20, 2018	N/A
#6	-11.78% Sep 23, 2025 - Dec 10, 2025	N/A
#7	-5.29% Aug 19, 2022 - Nov 14, 2022	N/A
#8	-4.85% Dec 7, 2016 - Jan 5, 2017	N/A
#9	-4.79% Jan 11, 2016 - Mar 14, 2016	N/A
#10	-4.77% Mar 14, 2016 - Aug 22, 2016	N/A
#11	-4.66% Aug 3, 2022 - Aug 9, 2022	N/A
#12	-4.45% Jun 12, 2026 - Jun 17, 2026	N/A
#13	-3.92% Nov 30, 2021 - Feb 18, 2022	N/A
#14	-3.74% Jan 23, 2017 - Feb 3, 2017	N/A
#15	-3.44% Aug 24, 2021 - Oct 26, 2021	N/A

Correlation

Correlation between EFSI and TRUE is -0.54 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.54

-101