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EFSI vs PVBC

Comparison between Eagle Financial Services Inc (EFSI, Company) and Provident Bancorp Inc (PVBC, Company).

Both EFSI and PVBC are from the Financial Services sector.

5-Year PerformanceEFSI has outperformed PVBC, delivering a return of +8.7% compared to -4.2%

EFSI vs PVBC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
EFSI
$230M
PVBC
$230M
Max Drawdown
Winner
EFSI
39.79%
PVBC
71.13%
Sharpe Ratio
EFSI
1.14
Winner
PVBC
1.49
5Y Beta
EFSI
0.49
Winner
PVBC
0.41
Industry
EFSI
Banks - Regional
PVBC
Banks - Regional
P/E Ratio
Winner
EFSI
15.57
PVBC
18.19
Forward P/E
EFSI
N/A
PVBC
19.72
PEG Ratio
EFSI
0.20
Winner
PVBC
0.14
Dividend Yield
EFSI
2.89%
PVBC
N/A
5Y Dividends CAGR
EFSI
14.14%
PVBC
N/A
5Y EPS CAGR
EFSI
-3.52%
PVBC
N/A
Debt to Equity
EFSI
15.28%
Winner
PVBC
3.10%
Free Cash Flow Yield
EFSI
3.50%
Winner
PVBC
5.73%
P/S Ratio
EFSI
N/A
PVBC
2.48
P/B Ratio
EFSI
N/A
PVBC
0.96

EFSI vs PVBC - Historical Returns

Returns include dividend reinvestment.

1M
Winner
EFSI
+4.84%
PVBC
+0.00%
3M
Winner
EFSI
+18.58%
PVBC
+0.00%
6M
Winner
EFSI
+13.35%
PVBC
+0.00%
1Y
Winner
EFSI
+28.98%
PVBC
+6.05%
5Y(CAGR)
Winner
EFSI
+8.72%
PVBC
-4.16%
10Y(CAGR)
Winner
EFSI
+9.99%
PVBC
+5.88%
Max(CAGR)
Winner
EFSI
+9.86%
PVBC
+7.30%

EFSI vs PVBC - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

YearEFSIPVBC
2026+12.47%+0.00%
2025+13.43%+21.08%
2024+26.12%+10.25%
2023-13.43%+38.51%
2022+7.13%-59.54%
2021+20.68%+54.12%
2020-1.35%-2.62%
2019+5.10%+17.14%
2018-0.40%-17.41%
2017+29.33%+43.75%
2016+15.93%+37.69%
2015N/A+1.09%

EFSI vs PVBC Drawdown Comparison

The maximum drawdown for EFSI was -36.45%, occurring on Mar 25, 2020. Recovery took 727 trading sessions.

The maximum drawdown for PVBC was -70.91%, occurring on May 4, 2023. This drawdown has not yet recovered.

The current PVBC drawdown is -32.29%.

RankEFSIPVBC
#1-36.45%
Jul 24, 2018 - Jun 16, 2021
-70.91%
Nov 16, 2021 - May 4, 2023
#2-23.07%
Nov 14, 2022 - Nov 27, 2024
-50.55%
Sep 25, 2018 - Mar 12, 2021
#3-21.24%
Dec 18, 2025 - Jun 4, 2026
-16.42%
Jun 16, 2017 - Nov 2, 2017
#4-19.17%
Feb 3, 2025 - Aug 22, 2025
-15.37%
Apr 4, 2018 - Jun 22, 2018
#5-12.14%
Jun 19, 2017 - Feb 20, 2018
-13.30%
Jan 11, 2018 - Mar 21, 2018
#6-11.78%
Sep 23, 2025 - Dec 10, 2025
-12.92%
Sep 15, 2015 - Dec 18, 2015
#7-6.93%
Jun 12, 2026 - Aug 10, 2026
-11.24%
Nov 6, 2017 - Dec 21, 2017
#8-5.29%
Aug 19, 2022 - Nov 14, 2022
-10.74%
Jun 3, 2021 - Oct 18, 2021
#9-4.85%
Dec 7, 2016 - Jan 5, 2017
-10.47%
Mar 16, 2021 - Apr 1, 2021
#10-4.79%
Jan 11, 2016 - Mar 14, 2016
-10.03%
Aug 15, 2018 - Sep 24, 2018
#11-4.77%
Mar 14, 2016 - Aug 22, 2016
-9.47%
Dec 8, 2016 - Jan 30, 2017
#12-4.66%
Aug 3, 2022 - Aug 9, 2022
-8.58%
Mar 20, 2017 - May 1, 2017
#13-3.92%
Nov 30, 2021 - Feb 18, 2022
-8.22%
May 1, 2017 - Jun 9, 2017
#14-3.74%
Jan 23, 2017 - Feb 3, 2017
-8.07%
Jun 26, 2018 - Aug 14, 2018
#15-3.44%
Aug 24, 2021 - Oct 26, 2021
-7.93%
May 21, 2021 - Jun 3, 2021

Correlation

Correlation between EFSI and PVBC is 0.54 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.54
-101

Dividend Comparison (2016 - 2026)

EFSI vs PVBC dividend yield comparison.

YearEFSIPVBC
20262.15%0.00%
20253.12%0.00%
20243.32%0.00%
20234.00%0.00%
20223.20%1.65%
20213.17%0.81%
20203.53%0.75%
20193.22%0.00%
20183.03%0.00%
20172.75%0.00%
20163.18%0.00%

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