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EFSI vs KINS

Comparison between Eagle Financial Services Inc (EFSI, Company) and Kingstone Cos. Inc (KINS, Company).

Both EFSI and KINS are from the Financial Services sector.

5-Year PerformanceKINS has outperformed EFSI, delivering a return of +15.7% compared to +8.3%

EFSI vs KINS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
EFSI
$230M
KINS
$229M
Max Drawdown
Winner
EFSI
39.79%
KINS
99.52%
Sharpe Ratio
Winner
EFSI
1.58
KINS
0.32
5Y Beta
Winner
EFSI
0.50
KINS
0.96
Industry
EFSI
Banks - Regional
KINS
Insurance - Property & Casualty
P/E Ratio
EFSI
15.18
Winner
KINS
7.24
Forward P/E
EFSI
N/A
KINS
7.47
PEG Ratio
Winner
EFSI
0.13
KINS
0.24
Dividend Yield
Winner
EFSI
2.90%
KINS
0.94%
5Y Dividends CAGR
Winner
EFSI
7.90%
KINS
4.56%
5Y EPS CAGR
EFSI
-2.58%
Winner
KINS
30.71%
Debt to Equity
EFSI
15.55%
Winner
KINS
3.60%
Free Cash Flow Yield
EFSI
10.09%
Winner
KINS
27.87%
P/S Ratio
EFSI
2.81
Winner
KINS
1.02
P/B Ratio
Winner
EFSI
1.19
KINS
1.95

EFSI vs KINS - Historical Returns

Returns include dividend reinvestment.

1M
Winner
EFSI
+16.25%
KINS
+10.56%
3M
Winner
EFSI
+34.17%
KINS
+7.79%
6M
Winner
EFSI
+10.64%
KINS
+2.31%
1Y
Winner
EFSI
+48.00%
KINS
+8.76%
5Y(CAGR)
EFSI
+8.33%
Winner
KINS
+15.69%
10Y(CAGR)
Winner
EFSI
+10.08%
KINS
+8.19%
Max(CAGR)
Winner
EFSI
+9.91%
KINS
+5.94%

EFSI vs KINS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearEFSIKINS
2026+11.20%+0.48%
2025+13.43%+12.70%
2024+26.12%+655.72%
2023-13.43%+50.00%
2022+7.13%-74.17%
2021+20.68%-21.17%
2020-1.35%-13.59%
2019+5.10%-54.93%
2018-0.40%-6.05%
2017+29.33%+40.40%
2016+15.93%+61.15%
2015N/A+15.12%
2014N/A+16.85%
2013N/A+54.91%
2012N/A+48.19%
2011N/A-6.15%
2010N/A+33.08%
2009N/A+418.75%
2008N/A-72.41%
2007N/A-45.07%
2006N/A+5.88%
2005N/A-66.71%
2004N/A+63.16%
2003N/A+143.59%
2002N/A+21.87%
2001N/A+14.29%
2000N/A-70.21%
1999N/A-3.09%

EFSI vs KINS Drawdown Comparison

The maximum drawdown for EFSI was -36.45%, occurring on Mar 25, 2020. Recovery took 727 trading sessions.

The maximum drawdown for KINS was -99.52%, occurring on Mar 18, 2009. Recovery took 2301 trading sessions.

The current KINS drawdown is -24.12%.

RankEFSIKINS
#1-36.45%
Jul 24, 2018 - Jun 16, 2021
-99.52%
Nov 29, 2004 - Jan 21, 2014
#2-23.07%
Nov 14, 2022 - Nov 27, 2024
-96.20%
Jan 23, 2018 - Apr 29, 2025
#3-21.24%
Dec 18, 2025 - Jun 4, 2026
-79.65%
Dec 1, 1999 - Aug 5, 2003
#4-19.17%
Feb 3, 2025 - Aug 22, 2025
-38.85%
May 9, 2025 - Sep 9, 2025
#5-12.14%
Jun 19, 2017 - Feb 20, 2018
-38.78%
Mar 9, 2004 - Oct 6, 2004
#6-11.78%
Sep 23, 2025 - Dec 10, 2025
-29.57%
Aug 5, 2003 - Jan 20, 2004
#7-5.29%
Aug 19, 2022 - Nov 14, 2022
-26.33%
Nov 27, 2015 - Oct 10, 2016
#8-4.85%
Dec 7, 2016 - Jan 5, 2017
-24.91%
Jan 21, 2014 - Sep 4, 2014
#9-4.79%
Jan 11, 2016 - Mar 14, 2016
-22.68%
Nov 1, 1999 - Nov 16, 1999
#10-4.77%
Mar 14, 2016 - Aug 22, 2016
-22.50%
Oct 6, 2004 - Nov 29, 2004
#11-4.66%
Aug 3, 2022 - Aug 9, 2022
-21.49%
Jan 26, 2004 - Feb 19, 2004
#12-3.92%
Nov 30, 2021 - Feb 18, 2022
-19.80%
Nov 18, 1999 - Nov 29, 1999
#13-3.74%
Jan 23, 2017 - Feb 3, 2017
-17.10%
Nov 28, 2014 - Aug 19, 2015
#14-3.44%
Aug 24, 2021 - Oct 26, 2021
-15.51%
Apr 29, 2025 - May 9, 2025
#15-3.38%
Jul 9, 2018 - Jul 24, 2018
-14.39%
Jul 31, 2017 - Oct 2, 2017

Correlation

Correlation between EFSI and KINS is 0.14 which considered as a very weak or no correlation - the stocks move independently of each other.

0.14
-101

Dividend Comparison (2011 - 2026)

EFSI vs KINS dividend yield comparison.

YearEFSIKINS
20261.44%0.62%
20253.12%0.59%
20243.32%0.00%
20234.00%0.00%
20223.20%8.89%
20213.17%3.20%
20203.53%2.74%
20193.22%4.19%
20183.03%2.26%
20172.75%1.61%
20163.18%1.82%
20150.00%2.36%
20140.00%2.21%
20130.00%2.20%
20120.00%2.88%
20110.00%1.67%

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