StockComparison Logo
vs

EFSCP vs IBCP

Comparison between Enterprise Financial Services Corp (EFSCP, Company) and Independent Bank Corporation (Ionia MI) (IBCP, Company).

Both EFSCP and IBCP are from the Financial Services sector.

5-Year PerformanceIBCP has outperformed EFSCP, delivering a return of +16.4% compared to +1.9%

EFSCP vs IBCP - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
EFSCP
$748M
IBCP
$747M
Max Drawdown
Winner
EFSCP
46.54%
IBCP
98.00%
Sharpe Ratio
EFSCP
0.27
Winner
IBCP
0.60
5Y Beta
Winner
EFSCP
0.21
IBCP
0.73
Industry
EFSCP
Banks - Regional
IBCP
Banks - Regional
P/E Ratio
Winner
EFSCP
3.82
IBCP
10.72
Forward P/E
EFSCP
N/A
IBCP
12.05
PEG Ratio
Winner
EFSCP
0.42
IBCP
1.62
Dividend Yield
Winner
EFSCP
6.30%
IBCP
2.92%
5Y Dividends CAGR
EFSCP
N/A
IBCP
5.61%
5Y EPS CAGR
Winner
EFSCP
12.51%
IBCP
0.15%
Debt to Equity
EFSCP
0.00%
IBCP
0.00%
Free Cash Flow Yield
Winner
EFSCP
25.66%
IBCP
3.46%
P/S Ratio
EFSCP
N/A
IBCP
3.29
P/B Ratio
EFSCP
N/A
IBCP
1.46

EFSCP vs IBCP - Historical Returns

Returns include dividend reinvestment.

1M
EFSCP
+0.90%
Winner
IBCP
+6.24%
3M
EFSCP
+3.91%
Winner
IBCP
+5.54%
6M
EFSCP
+1.81%
Winner
IBCP
+9.28%
1Y
EFSCP
+8.49%
Winner
IBCP
+9.55%
5Y(CAGR)
EFSCP
+1.88%
Winner
IBCP
+16.40%
10Y(CAGR)
EFSCP
N/A
IBCP
+13.14%
Max(CAGR)
EFSCP
+1.88%
Winner
IBCP
+7.57%

EFSCP vs IBCP - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearEFSCPIBCP
2026+5.20%+14.95%
2025+6.68%-2.22%
2024+22.33%+39.94%
2023+6.31%+12.93%
2022-30.37%+2.86%
2021+4.08%+32.60%
2020N/A-14.28%
2019N/A+9.60%
2018N/A-5.62%
2017N/A+3.33%
2016N/A+51.39%
2015N/A+22.89%
2014N/A+8.49%
2013N/A+242.86%
2012N/A+157.68%
2011N/A-2.21%
2010N/A+78.08%
2009N/A-67.38%
2008N/A-75.62%
2007N/A-60.53%
2006N/A-7.84%
2005N/A+0.96%
2004N/A+6.99%
2003N/A+57.58%
2002N/A+11.75%
2001N/A+54.45%

EFSCP vs IBCP Drawdown Comparison

The maximum drawdown for EFSCP was -40.27%, occurring on May 4, 2023. Recovery took 702 trading sessions.

The maximum drawdown for IBCP was -97.75%, occurring on Dec 1, 2009. Recovery took 3117 trading sessions.

The current EFSCP drawdown is -4.41%. The current IBCP drawdown is -3.55%.

RankEFSCPIBCP
#1-40.27%
Dec 30, 2021 - Oct 16, 2024
-97.75%
Dec 1, 2005 - Apr 23, 2018
#2-19.59%
Oct 18, 2024 - Sep 8, 2025
-61.76%
Jun 8, 2018 - Mar 12, 2021
#3-11.03%
Sep 16, 2025 - Jan 8, 2026
-36.44%
Dec 1, 2022 - Dec 13, 2023
#4-7.92%
May 14, 2026 - Jun 30, 2026
-29.16%
Jan 14, 2022 - Dec 1, 2022
#5-6.70%
Mar 4, 2026 - May 7, 2026
-27.46%
Nov 11, 2024 - Jul 16, 2026
#6-3.17%
Jan 8, 2026 - Mar 4, 2026
-20.87%
Dec 11, 2003 - Nov 29, 2004
#7-2.75%
Nov 22, 2021 - Dec 20, 2021
-18.51%
Apr 12, 2021 - Nov 5, 2021
#8-2.63%
Sep 8, 2025 - Sep 16, 2025
-18.26%
Aug 22, 2001 - Dec 11, 2001
#9-2.05%
Dec 20, 2021 - Dec 27, 2021
-17.08%
Jun 14, 2002 - Aug 26, 2002
#10-2.02%
May 8, 2026 - May 14, 2026
-13.78%
Mar 7, 2005 - Jul 28, 2005
#11-0.08%
Nov 15, 2021 - Nov 18, 2021
-13.47%
Jan 30, 2024 - Jun 28, 2024
#12N/A-12.84%
Oct 1, 2002 - Apr 22, 2003
#13N/A-12.05%
May 31, 2001 - Jul 16, 2001
#14N/A-11.89%
Jun 4, 2003 - Jul 2, 2003
#15N/A-11.09%
Sep 19, 2024 - Nov 6, 2024

Correlation

Correlation between EFSCP and IBCP is 0.80 which considered as a strong positive correlation - the stocks tend to move together.

0.80
-101

Dividend Comparison (2001 - 2026)

EFSCP vs IBCP dividend yield comparison.

YearEFSCPIBCP
20263.09%1.54%
20256.45%3.20%
20246.33%2.76%
20237.35%3.54%
20227.95%3.68%
20210.00%3.52%
20200.00%4.33%
20190.00%3.18%
20180.00%2.85%
20170.00%1.88%
20160.00%1.57%
20150.00%1.71%
20140.00%1.38%
20090.00%4.17%
20080.00%15.74%
20070.00%8.74%
20050.00%2.62%
20040.00%1.64%
20030.00%2.52%
20020.00%2.38%
20010.00%2.18%

Select Stocks to Compare