EFSCP vs ALRS

Comparison between Enterprise Financial Services Corp (EFSCP, Company) and Alerus Financial Corp (ALRS, Company).

Both EFSCP and ALRS are from the Financial Services sector.

5-Year PerformanceALRS has outperformed EFSCP, delivering a return of +1.9% compared to +1.6%

EFSCP vs ALRS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EFSCP(COMPANY)	ALRS(COMPANY)
Market Cap	$748M	$748M
Max Drawdown	46.54%	76.00%
Sharpe Ratio	0.41	1.43
5Y Beta	0.23	0.79
Industry	Banks - Regional	Banks - Regional
P/E Ratio	3.82	27.63
PEG Ratio	0.42	0.00
Dividend Yield	6.35%	2.81%
5Y Dividends CAGR	N/A	6.96%
5Y EPS CAGR	12.51%	-19.52%
Debt to Equity	0.00%	45.10%
Free Cash Flow Yield	25.66%	10.55%
P/S Ratio	N/A	3.11
P/B Ratio	N/A	1.27

Market Cap

EFSCP

$748M

Winner

ALRS

$748M

Max Drawdown

Winner

EFSCP

46.54%

ALRS

76.00%

Sharpe Ratio

EFSCP

0.41

Winner

ALRS

1.43

5Y Beta

Winner

EFSCP

0.23

ALRS

0.79

Industry

EFSCP

Banks - Regional

ALRS

Banks - Regional

P/E Ratio

Winner

EFSCP

3.82

ALRS

27.63

PEG Ratio

EFSCP

0.42

Winner

ALRS

0.00

Dividend Yield

Winner

EFSCP

6.35%

ALRS

2.81%

5Y Dividends CAGR

EFSCP

N/A

ALRS

6.96%

5Y EPS CAGR

Winner

EFSCP

12.51%

ALRS

-19.52%

Debt to Equity

Winner

EFSCP

0.00%

ALRS

45.10%

Free Cash Flow Yield

Winner

EFSCP

25.66%

ALRS

10.55%

P/S Ratio

EFSCP

N/A

ALRS

3.11

P/B Ratio

EFSCP

N/A

ALRS

1.27

EFSCP vs ALRS - Historical Returns

Returns include dividend reinvestment.

Period	EFSCP	ALRS
1 month	-3.41%	+12.47%
3 months	-0.60%	+30.53%
6 months	+4.06%	+31.45%
1 year	+10.22%	+45.80%
5 years(CAGR)	+1.57%	+1.91%
10 years(CAGR)	N/A	+8.70%
Max(CAGR)	+1.57%	+9.31%

EFSCP

-3.41%

Winner

ALRS

+12.47%

EFSCP

-0.60%

Winner

ALRS

+30.53%

EFSCP

+4.06%

Winner

ALRS

+31.45%

EFSCP

+10.22%

Winner

ALRS

+45.80%

5Y(CAGR)

EFSCP

+1.57%

Winner

ALRS

+1.91%

10Y(CAGR)

EFSCP

N/A

ALRS

+8.70%

Max(CAGR)

EFSCP

+1.57%

Winner

ALRS

+9.31%

EFSCP vs ALRS - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	EFSCP	ALRS
2026	+3.54%	+36.17%
2025	+6.68%	+22.37%
2024	+22.33%	-9.41%
2023	+6.31%	+3.46%
2022	-30.37%	-17.64%
2021	+4.08%	+12.65%
2020	N/A	+25.20%
2019	N/A	+17.70%
2018	N/A	-4.84%
2017	N/A	+20.08%
2016	N/A	-7.01%
2015	N/A	-5.84%
2014	N/A	+20.34%
2013	N/A	+68.66%
2012	N/A	+25.48%
2011	N/A	+1.76%
2010	N/A	+13.98%
2009	N/A	-3.42%
2008	N/A	-26.66%
2007	N/A	-8.14%
2006	N/A	+31.91%
2005	N/A	+22.43%
2004	N/A	-17.89%
2003	N/A	+6.76%
2002	N/A	+17.30%
2001	N/A	+32.93%

EFSCP vs ALRS Drawdown Comparison

The maximum drawdown for EFSCP was -40.27%, occurring on May 4, 2023. Recovery took 702 trading sessions.

The maximum drawdown for ALRS was -75.49%, occurring on Apr 9, 2001. Recovery took 2732 trading sessions.

The current EFSCP drawdown is -5.93%. The current ALRS drawdown is -3.46%.

Rank	EFSCP	ALRS
#1	-40.27% Dec 30, 2021 - Oct 16, 2024	-75.49% Mar 21, 2001 - Jan 31, 2012
#2	-19.59% Oct 18, 2024 - Sep 8, 2025	-61.65% Nov 5, 2021 - May 8, 2023
#3	-11.03% Sep 16, 2025 - Jan 8, 2026	-57.57% Jan 31, 2012 - Apr 1, 2014
#4	-7.06% May 14, 2026 - Jun 11, 2026	-39.52% Jul 12, 2018 - Nov 16, 2020
#5	-6.70% Mar 4, 2026 - May 7, 2026	-21.77% Mar 19, 2021 - Nov 3, 2021
#6	-3.17% Jan 8, 2026 - Mar 4, 2026	-21.19% Jan 12, 2021 - Mar 8, 2021
#7	-2.75% Nov 22, 2021 - Dec 20, 2021	-20.95% Sep 16, 2015 - Aug 2, 2017
#8	-2.63% Sep 8, 2025 - Sep 16, 2025	-14.70% Apr 1, 2014 - Sep 15, 2014
#9	-2.05% Dec 20, 2021 - Dec 27, 2021	-13.11% Sep 17, 2014 - Sep 16, 2015
#10	-2.02% May 8, 2026 - May 14, 2026	-7.69% Dec 18, 2020 - Jan 7, 2021
#11	-0.08% Nov 15, 2021 - Nov 18, 2021	-6.58% Jan 2, 2001 - Jan 30, 2001
#12	N/A	-5.49% Nov 16, 2020 - Dec 7, 2020
#13	N/A	-5.13% Jan 30, 2001 - Mar 21, 2001
#14	N/A	-3.56% Mar 12, 2021 - Mar 19, 2021
#15	N/A	-2.60% Apr 13, 2018 - May 11, 2018

Correlation

Correlation between EFSCP and ALRS is 0.72 which considered as a strong positive correlation - the stocks tend to move together.

0.72

-101

Dividend Comparison (2001 - 2026)

EFSCP vs ALRS dividend yield comparison.

Year	EFSCP	ALRS
2026	3.14%	0.69%
2025	6.45%	3.69%
2024	6.33%	4.11%
2023	7.35%	3.35%
2022	7.95%	3.00%
2021	0.00%	2.15%
2020	0.00%	2.19%
2019	0.00%	2.49%
2018	0.00%	2.75%
2017	0.00%	2.35%
2016	0.00%	2.59%
2015	0.00%	2.22%
2014	0.00%	1.94%
2013	0.00%	2.00%
2012	0.00%	3.03%
2011	0.00%	1.76%
2010	0.00%	2.70%
2009	0.00%	3.91%
2008	0.00%	3.38%
2007	0.00%	2.18%
2006	0.00%	1.78%
2005	0.00%	2.09%
2004	0.00%	2.80%
2003	0.00%	4.03%
2002	0.00%	2.28%
2001	0.00%	3.18%