EFFE vs XPAY

Comparison between HARBOR OSMOSIS EMERGING MARKETS RESOURCE EFFICIENT ETF (EFFE, ETF) and ROUNDHILL S&P 500 TARGET 20 MANAGED DISTRIBUTION ETF (XPAY, ETF).

EFFE vs XPAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EFFE(ETF)	XPAY(ETF)
Net Assets	$148M	$148M
Expense Ratio	0.69%	0.49%
Max Drawdown	33.56%	23.01%
Sharpe Ratio	1.19	1.50
5Y Beta	0.77	0.94

Net Assets

EFFE

$148M

Winner

XPAY

$148M

Expense Ratio

EFFE

0.69%

Winner

XPAY

0.49%

Max Drawdown

EFFE

33.56%

Winner

XPAY

23.01%

Sharpe Ratio

EFFE

1.19

Winner

XPAY

1.50

5Y Beta

Winner

EFFE

0.77

XPAY

0.94

EFFE vs XPAY - Holdings Comparison

EFFE and XPAY have 0 common holdings. Overlap is 0.00%

EFFE's top 25 holdings weight is 73.32%. XPAY's top 25 holdings weight is 6.15%.

Rank	EFFE	XPAY
#1	LG ELECTRONICS INC (n/a) - 5.39%	FIRST AMERICAN GOVERNMENT OBLIGS X (FGXXX) - 6.15%
#2	SK HYNIX INC (n/a) - 4.97%	N/A
#3	LENOVO GROUP LTD (n/a) - 4.95%	N/A
#4	ALCHIP TECHNOLOGIES LTD (n/a) - 3.74%	N/A
#5	ACCTON TECHNOLOGY CORP (n/a) - 3.68%	N/A
#6	WIWYNN CORP ORDINARY SHARES (n/a) - 3.55%	N/A
#7	KIA CORP (n/a) - 3.38%	N/A
#8	WISTRON CORP (n/a) - 3.35%	N/A
#9	n/a (n/a) - 3.31%	N/A
#10	QUANTA COMPUTER INC (n/a) - 3.18%	N/A
#11	XIAOMI CORP CLASS B (n/a) - 3.17%	N/A
#12	CMOC GROUP LTD CLASS A (n/a) - 2.98%	N/A
#13	SAMSUNG C&T CORP (n/a) - 2.55%	N/A
#14	KUNLUN ENERGY CO LTD (n/a) - 2.42%	N/A
#15	n/a (n/a) - 2.40%	N/A
#16	ASIAN PAINTS LTD (n/a) - 2.38%	N/A
#17	BANK OF CHINA LTD CLASS H (n/a) - 2.33%	N/A
#18	GIGABYTE TECHNOLOGY CO LTD (n/a) - 2.29%	N/A
#19	CHINA CONSTRUCTION BANK CORP CLASS H (n/a) - 2.26%	N/A
#20	TIM SA ORDINARY SHARES (n/a) - 2.06%	N/A
#21	BHARTI AIRTEL LTD (n/a) - 1.93%	N/A
#22	OIL & NATURAL GAS CORP LTD (n/a) - 1.82%	N/A
#23	VODACOM GROUP LTD (n/a) - 1.81%	N/A
#24	n/a (n/a) - 1.78%	N/A
#25	SAUDI ARABIAN OIL CO (n/a) - 1.64%	N/A
Total Holdings	96	1

EFFE vs XPAY - Historical Returns

Returns include dividend reinvestment.

Period	EFFE	XPAY
1 month	+3.12%	+0.19%
3 months	+19.54%	+11.32%
6 months	+20.89%	+8.85%
1 year	+31.38%	+23.27%
5 years(CAGR)	+1.85%	N/A
10 years(CAGR)	+2.93%	N/A
Max(CAGR)	+2.45%	+17.98%

Winner

EFFE

+3.12%

XPAY

+0.19%

Winner

EFFE

+19.54%

XPAY

+11.32%

Winner

EFFE

+20.89%

XPAY

+8.85%

Winner

EFFE

+31.38%

XPAY

+23.27%

5Y(CAGR)

EFFE

+1.85%

XPAY

N/A

10Y(CAGR)

EFFE

+2.93%

XPAY

N/A

Max(CAGR)

EFFE

+2.45%

Winner

XPAY

+17.98%

EFFE vs XPAY - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	EFFE	XPAY
2026	+18.83%	+8.41%
2025	+22.70%	+16.85%
2024	-0.84%	+3.12%
2019	+5.04%	N/A
2018	-4.76%	N/A
2017	+14.12%	N/A
2016	+11.36%	N/A
2015	-9.58%	N/A
2014	+4.43%	N/A

EFFE vs XPAY Drawdown Comparison

The maximum drawdown for EFFE was -32.35%, occurring on Apr 8, 2025. Recovery took 703 trading sessions.

The maximum drawdown for XPAY was -18.21%, occurring on Apr 8, 2025. Recovery took 88 trading sessions.

The current EFFE drawdown is -6.46%. The current XPAY drawdown is -2.59%.

Rank	EFFE	XPAY
#1	-32.35% Jan 26, 2018 - May 5, 2026	-18.21% Feb 19, 2025 - Jun 26, 2025
#2	-15.96% Mar 23, 2015 - Apr 25, 2017	-9.33% Jan 28, 2026 - Apr 15, 2026
#3	-10.21% Jun 2, 2026 - Jun 10, 2026	-5.03% Oct 28, 2025 - Dec 11, 2025
#4	-7.24% May 14, 2026 - May 26, 2026	-4.40% Dec 6, 2024 - Jan 23, 2025
#5	-5.27% Sep 11, 2017 - Dec 26, 2017	-4.34% Jun 2, 2026 - Jun 10, 2026
#6	-3.55% Nov 26, 2014 - Dec 22, 2014	-2.87% Oct 8, 2025 - Oct 24, 2025
#7	-3.47% Feb 5, 2015 - Mar 18, 2015	-2.68% Dec 11, 2025 - Dec 24, 2025
#8	-1.84% Apr 26, 2017 - May 30, 2017	-2.56% Jan 12, 2026 - Jan 27, 2026
#9	-1.63% May 11, 2026 - May 14, 2026	-2.41% Jul 25, 2025 - Aug 12, 2025
#10	-1.48% Jun 19, 2017 - Jul 14, 2017	-2.35% Nov 11, 2024 - Nov 26, 2024
#11	-1.41% May 26, 2026 - May 29, 2026	-2.00% Jan 23, 2025 - Feb 19, 2025
#12	-1.31% Dec 28, 2017 - Jan 5, 2018	-1.84% May 14, 2026 - May 26, 2026
#13	-1.20% May 6, 2026 - May 8, 2026	-1.52% Aug 13, 2025 - Aug 22, 2025
#14	-0.85% Dec 29, 2014 - Jan 8, 2015	-1.40% Aug 28, 2025 - Sep 9, 2025
#15	-0.81% Jan 16, 2018 - Jan 23, 2018	-1.38% Sep 22, 2025 - Oct 1, 2025