EFC-P-B vs UPST
Comparison between Ellington Financial Inc (EFC-P-B, Company) and Upstart Holdings Inc (UPST, Company).
5-Year PerformanceEFC-P-B has outperformed UPST, delivering a return of +7.0% compared to -23.5%
EFC-P-B vs UPST - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
EFC-P-B
$3.10B
Winner
UPST
$3.10B
Max Drawdown
Winner
EFC-P-B
37.12%
UPST
96.90%
Sharpe Ratio
Winner
EFC-P-B
1.73
UPST
-0.60
5Y Beta
Winner
EFC-P-B
0.17
UPST
2.60
Industry
EFC-P-B
N/A
UPST
Credit Services
P/E Ratio
Winner
EFC-P-B
15.41
UPST
111.78
Forward P/E
EFC-P-B
N/A
UPST
35.21
PEG Ratio
EFC-P-B
0.90
UPST
N/A
5Y EPS CAGR
EFC-P-B
-17.48%
UPST
N/A
Debt to Equity
EFC-P-B
0.00%
UPST
0.00%
Free Cash Flow Yield
EFC-P-B
-26.13%
Winner
UPST
-12.65%
P/S Ratio
EFC-P-B
N/A
UPST
2.64
P/B Ratio
EFC-P-B
N/A
UPST
4.23
EFC-P-B vs UPST - Historical Returns
Returns include dividend reinvestment.
1M
EFC-P-B
+0.26%
Winner
UPST
+9.66%
3M
EFC-P-B
+3.95%
Winner
UPST
+12.22%
6M
Winner
EFC-P-B
+7.06%
UPST
-35.78%
1Y
Winner
EFC-P-B
+15.36%
UPST
-46.98%
5Y(CAGR)
Winner
EFC-P-B
+7.03%
UPST
-23.52%
Max(CAGR)
Winner
EFC-P-B
+7.03%
UPST
+1.11%
EFC-P-B vs UPST - Annual Returns (2020 - 2026)
Returns include dividend reinvestment.
| Year | EFC-P-B | UPST |
|---|---|---|
| 2026 | +7.48% | -31.68% |
| 2025 | +7.60% | -28.08% |
| 2024 | +24.25% | +58.69% |
| 2023 | +22.54% | +216.99% |
| 2022 | -24.05% | -90.86% |
| 2021 | +0.21% | +243.94% |
| 2020 | N/A | +38.28% |
EFC-P-B vs UPST Drawdown Comparison
The maximum drawdown for EFC-P-B was -33.28%, occurring on Oct 3, 2022. Recovery took 601 trading sessions.
The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.
The current UPST drawdown is -91.97%.
| Rank | EFC-P-B | UPST |
|---|---|---|
| #1 | -33.28% Jan 14, 2022 - Jun 7, 2024 | -96.90% Oct 15, 2021 - May 2, 2023 |
| #2 | -4.17% Mar 3, 2025 - May 9, 2025 | -54.13% Feb 12, 2021 - Mar 18, 2021 |
| #3 | -3.39% Jan 8, 2025 - Mar 3, 2025 | -49.02% Mar 22, 2021 - May 27, 2021 |
| #4 | -3.39% Jul 17, 2024 - Sep 3, 2024 | -33.48% Jun 7, 2021 - Aug 11, 2021 |
| #5 | -2.59% Mar 11, 2026 - Apr 8, 2026 | -18.75% Dec 22, 2020 - Jan 5, 2021 |
| #6 | -2.42% Jun 10, 2024 - Jun 24, 2024 | -13.85% Sep 23, 2021 - Oct 13, 2021 |
| #7 | -2.22% May 12, 2025 - Jun 20, 2025 | -13.39% May 27, 2021 - Jun 7, 2021 |
| #8 | -1.95% Jun 24, 2024 - Jul 12, 2024 | -13.12% Jan 12, 2021 - Jan 21, 2021 |
| #9 | -1.77% Oct 3, 2025 - Dec 11, 2025 | -8.67% Aug 18, 2021 - Aug 24, 2021 |
| #10 | -1.75% Oct 31, 2024 - Nov 18, 2024 | -7.68% Jan 25, 2021 - Feb 1, 2021 |
| #11 | -1.71% Dec 3, 2024 - Dec 31, 2024 | -7.10% Sep 9, 2021 - Sep 16, 2021 |
| #12 | -1.69% Jun 23, 2025 - Jul 2, 2025 | -6.78% Dec 18, 2020 - Dec 22, 2020 |
| #13 | -1.60% Sep 3, 2024 - Sep 13, 2024 | -5.66% Feb 3, 2021 - Feb 9, 2021 |
| #14 | -1.55% Aug 25, 2025 - Sep 4, 2025 | -4.80% Jan 7, 2021 - Jan 12, 2021 |
| #15 | -1.54% Dec 22, 2025 - Jan 7, 2026 | -3.38% Aug 27, 2021 - Aug 31, 2021 |
Correlation
Correlation between EFC-P-B and UPST is 0.17 which considered as a very weak or no correlation - the stocks move independently of each other.
0.17
-101
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