ECPG vs FLYW

Comparison between Encore Capital Group Inc (ECPG, Company) and Flywire Corp (FLYW, Company).

ECPG is from the Financial Services sector, while FLYW is from the Technology sector.

5-Year PerformanceECPG has outperformed FLYW, delivering a return of +10.5% compared to -13.5%

ECPG vs FLYW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ECPG(COMPANY)	FLYW(COMPANY)
Market Cap	$1.72B	$1.73B
Max Drawdown	95.07%	84.40%
Sharpe Ratio	2.17	0.90
5Y Beta	1.25	0.99
Industry	Credit Services	Software - Infrastructure
P/E Ratio	6.00	56.93
Forward P/E	5.54	19.88
PEG Ratio	0.17	0.11
5Y EPS CAGR	5.64%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.63%	9.37%
P/S Ratio	0.96	2.57
P/B Ratio	1.71	2.06

Market Cap

ECPG

$1.72B

Winner

FLYW

$1.73B

Max Drawdown

ECPG

95.07%

Winner

FLYW

84.40%

Sharpe Ratio

Winner

ECPG

2.17

FLYW

0.90

5Y Beta

ECPG

1.25

Winner

FLYW

0.99

Industry

ECPG

Credit Services

FLYW

Software - Infrastructure

P/E Ratio

Winner

ECPG

6.00

FLYW

56.93

Forward P/E

Winner

ECPG

5.54

FLYW

19.88

PEG Ratio

ECPG

0.17

Winner

FLYW

0.11

5Y EPS CAGR

ECPG

5.64%

FLYW

N/A

Debt to Equity

ECPG

0.00%

FLYW

0.00%

Free Cash Flow Yield

Winner

ECPG

9.63%

FLYW

9.37%

P/S Ratio

Winner

ECPG

0.96

FLYW

2.57

P/B Ratio

Winner

ECPG

1.71

FLYW

2.06

ECPG vs FLYW - Historical Returns

Returns include dividend reinvestment.

Period	ECPG	FLYW
1 month	-0.33%	-11.70%
3 months	+21.49%	+17.77%
6 months	+51.44%	-0.41%
1 year	+109.37%	+36.33%
5 years(CAGR)	+10.53%	-13.54%
10 years(CAGR)	+13.40%	N/A
Max(CAGR)	+12.62%	-15.83%

Winner

ECPG

-0.33%

FLYW

-11.70%

Winner

ECPG

+21.49%

FLYW

+17.77%

Winner

ECPG

+51.44%

FLYW

-0.41%

Winner

ECPG

+109.37%

FLYW

+36.33%

5Y(CAGR)

Winner

ECPG

+10.53%

FLYW

-13.54%

10Y(CAGR)

ECPG

+13.40%

FLYW

N/A

Max(CAGR)

Winner

ECPG

+12.62%

FLYW

-15.83%

ECPG vs FLYW - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ECPG	FLYW
2026	+45.48%	+5.83%
2025	+15.64%	-29.55%
2024	-7.37%	-9.36%
2023	+2.88%	-3.26%
2022	-21.93%	-36.36%
2021	+66.83%	+8.43%
2020	+8.38%	N/A
2019	+44.09%	N/A
2018	-44.05%	N/A
2017	+43.93%	N/A
2016	-1.61%	N/A
2015	-33.70%	N/A
2014	-10.36%	N/A
2013	+63.66%	N/A
2012	+37.12%	N/A
2011	-10.67%	N/A
2010	+33.16%	N/A
2009	+151.08%	N/A
2008	-18.64%	N/A
2007	-21.11%	N/A
2006	-26.49%	N/A
2005	-25.50%	N/A
2004	+60.68%	N/A
2003	+1158.33%	N/A
2002	+323.08%	N/A
2001	-23.53%	N/A
2000	-90.41%	N/A
1999	+12.79%	N/A

ECPG vs FLYW Drawdown Comparison

The maximum drawdown for ECPG was -95.07%, occurring on Dec 14, 2000. Recovery took 871 trading sessions.

The maximum drawdown for FLYW was -84.40%, occurring on Apr 10, 2025. This drawdown has not yet recovered.

The current ECPG drawdown is -3.64%. The current FLYW drawdown is -72.74%.

Rank	ECPG	FLYW
#1	-95.07% Nov 5, 1999 - Apr 29, 2003	-84.40% Oct 14, 2021 - Apr 10, 2025
#2	-88.48% Nov 30, 2004 - Feb 15, 2011	-23.02% Jun 24, 2021 - Aug 13, 2021
#3	-67.51% Feb 14, 2014 - Oct 13, 2021	-19.91% May 26, 2021 - Jun 21, 2021
#4	-62.54% Jul 29, 2022 - Mar 4, 2026	-11.73% Sep 16, 2021 - Oct 13, 2021
#5	-41.61% May 31, 2011 - May 17, 2013	-6.89% Aug 16, 2021 - Aug 30, 2021
#6	-32.81% Jul 25, 2003 - Dec 12, 2003	-5.84% Sep 2, 2021 - Sep 16, 2021
#7	-24.27% Jan 30, 2004 - Sep 7, 2004	-0.11% Aug 30, 2021 - Sep 1, 2021
#8	-22.40% Feb 18, 2022 - Jul 29, 2022	N/A
#9	-17.00% Jun 17, 2003 - Jul 15, 2003	N/A
#10	-15.31% Apr 30, 2003 - May 9, 2003	N/A
#11	-13.94% Jun 13, 2013 - Jul 31, 2013	N/A
#12	-13.85% Feb 25, 2011 - Apr 26, 2011	N/A
#13	-11.23% Oct 30, 2013 - Feb 13, 2014	N/A
#14	-9.88% Mar 4, 2026 - Apr 7, 2026	N/A
#15	-7.93% Nov 8, 2021 - Dec 22, 2021	N/A