ECBK vs OZ

Comparison between ECB Bancorp Inc (ECBK, Company) and Belpointe REIT Inc (OZ, Company).

ECBK is from the Financial Services sector, while OZ is from the Real Estate sector.

ECBK vs OZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ECBK(COMPANY)	OZ(COMPANY)
Market Cap	$178M	$178M
Max Drawdown	40.30%	75.28%
Sharpe Ratio	0.87	-1.22
5Y Beta	0.39	0.23
Industry	Banks - Regional	Real Estate - Development
P/E Ratio	18.62	-4.43
PEG Ratio	0.17	-0.04
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	7.01%	-13.84%
P/S Ratio	5.10	15.28
P/B Ratio	1.00	0.67

Market Cap

ECBK

$178M

Winner

$178M

Max Drawdown

Winner

ECBK

40.30%

75.28%

Sharpe Ratio

Winner

ECBK

0.87

-1.22

5Y Beta

ECBK

0.39

Winner

0.23

Industry

ECBK

Banks - Regional

Real Estate - Development

P/E Ratio

ECBK

18.62

Winner

-4.43

PEG Ratio

ECBK

0.17

Winner

-0.04

Debt to Equity

ECBK

0.00%

N/A

Free Cash Flow Yield

Winner

ECBK

7.01%

-13.84%

P/S Ratio

Winner

ECBK

5.10

15.28

P/B Ratio

ECBK

1.00

Winner

0.67

ECBK vs OZ - Historical Returns

Returns include dividend reinvestment.

Period	ECBK	OZ
1 month	-0.25%	-2.68%
3 months	+9.01%	-9.80%
6 months	+14.84%	-14.81%
1 year	+23.21%	-30.88%
5 years(CAGR)	N/A	-16.03%
Max(CAGR)	+9.14%	-11.29%

Winner

ECBK

-0.25%

-2.68%

Winner

ECBK

+9.01%

-9.80%

Winner

ECBK

+14.84%

-14.81%

Winner

ECBK

+23.21%

-30.88%

5Y(CAGR)

ECBK

N/A

-16.03%

Max(CAGR)

Winner

ECBK

+9.14%

-11.29%

ECBK vs OZ - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	ECBK	OZ
2026	+15.24%	-19.69%
2025	+16.01%	-7.76%
2024	+17.68%	+4.59%
2023	-22.47%	-18.90%
2022	+13.91%	+0.01%
2021	N/A	-0.73%
2020	N/A	+9.98%
2019	N/A	+0.25%

ECBK vs OZ Drawdown Comparison

The maximum drawdown for ECBK was -40.30%, occurring on Oct 17, 2023. Recovery took 693 trading sessions.

The maximum drawdown for OZ was -75.28%, occurring on Jun 29, 2026. This drawdown has not yet recovered.

The current ECBK drawdown is -2.54%. The current OZ drawdown is -74.94%.

Rank	ECBK	OZ
#1	-40.30% Nov 15, 2022 - Aug 22, 2025	-75.28% Sep 8, 2021 - Jun 29, 2026
#2	-13.88% Aug 26, 2025 - Nov 5, 2025	-37.94% Sep 2, 2020 - Sep 7, 2021
#3	-13.33% Feb 17, 2026 - Apr 9, 2026	-5.94% Dec 6, 2019 - Aug 27, 2020
#4	-6.90% Nov 5, 2025 - Feb 2, 2026	N/A
#5	-6.16% Apr 10, 2026 - Jun 9, 2026	N/A
#6	-5.02% Jun 18, 2026 - Jul 16, 2026	N/A
#7	-3.23% Oct 17, 2022 - Oct 31, 2022	N/A
#8	-3.10% Jun 11, 2026 - Jun 18, 2026	N/A
#9	-2.81% Sep 20, 2022 - Oct 6, 2022	N/A
#10	-2.54% Jul 16, 2026 - Jul 21, 2026	N/A
#11	-1.91% Feb 9, 2026 - Feb 17, 2026	N/A
#12	-1.27% Aug 18, 2022 - Sep 7, 2022	N/A
#13	-1.23% Nov 1, 2022 - Nov 11, 2022	N/A
#14	-1.14% Jul 28, 2022 - Aug 4, 2022	N/A
#15	-1.06% Aug 4, 2022 - Aug 17, 2022	N/A

Correlation

Correlation between ECBK and OZ is -0.40 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.40

-101