ECBK vs CIA
Comparison between ECB Bancorp Inc (ECBK, Company) and Citizens Inc - Class A (CIA, Company).
Both ECBK and CIA are from the Financial Services sector.
ECBK vs CIA - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
Winner
ECBK
$182M
CIA
$182M
Max Drawdown
Winner
ECBK
40.30%
CIA
85.54%
Sharpe Ratio
Winner
ECBK
0.89
CIA
-0.28
5Y Beta
Winner
ECBK
0.36
CIA
1.20
Industry
ECBK
Banks - Regional
CIA
Insurance - Life
P/E Ratio
Winner
ECBK
16.01
CIA
65.26
Forward P/E
ECBK
N/A
CIA
12.80
PEG Ratio
Winner
ECBK
0.13
CIA
1.21
Debt to Equity
ECBK
0.00%
CIA
0.00%
Free Cash Flow Yield
Winner
ECBK
12.30%
CIA
8.22%
P/S Ratio
ECBK
4.75
Winner
CIA
0.79
P/B Ratio
ECBK
1.01
Winner
CIA
0.83
ECBK vs CIA - Historical Returns
Returns include dividend reinvestment.
1M
Winner
ECBK
+3.28%
CIA
-28.03%
3M
Winner
ECBK
+14.31%
CIA
-24.33%
6M
Winner
ECBK
+14.75%
CIA
-33.44%
1Y
Winner
ECBK
+25.42%
CIA
-21.65%
5Y(CAGR)
Winner
ECBK
+10.06%
CIA
-7.57%
10Y(CAGR)
ECBK
N/A
CIA
-8.62%
Max(CAGR)
Winner
ECBK
+10.06%
CIA
-0.89%
ECBK vs CIA - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | ECBK | CIA |
|---|---|---|
| 2026 | +19.92% | -20.08% |
| 2025 | +16.01% | +12.06% |
| 2024 | +17.68% | +47.43% |
| 2023 | -22.47% | +29.33% |
| 2022 | +13.91% | -60.41% |
| 2021 | N/A | -5.01% |
| 2020 | N/A | -17.44% |
| 2019 | N/A | -10.48% |
| 2018 | N/A | +0.00% |
| 2017 | N/A | -26.87% |
| 2016 | N/A | +40.29% |
| 2015 | N/A | -5.83% |
| 2014 | N/A | -10.48% |
| 2013 | N/A | -23.65% |
| 2012 | N/A | +10.17% |
| 2011 | N/A | +24.39% |
| 2010 | N/A | +11.36% |
| 2009 | N/A | -30.83% |
| 2008 | N/A | +63.30% |
| 2007 | N/A | -19.86% |
| 2006 | N/A | +20.44% |
| 2005 | N/A | -6.09% |
| 2004 | N/A | -33.71% |
| 2003 | N/A | +28.51% |
| 2002 | N/A | -40.43% |
| 2001 | N/A | +84.00% |
| 2000 | N/A | +1.82% |
| 1999 | N/A | +19.35% |
ECBK vs CIA Drawdown Comparison
The maximum drawdown for ECBK was -40.30%, occurring on Oct 17, 2023. Recovery took 693 trading sessions.
The maximum drawdown for CIA was -85.54%, occurring on May 9, 2023. This drawdown has not yet recovered.
The current ECBK drawdown is -0.38%. The current CIA drawdown is -65.95%.
| Rank | ECBK | CIA |
|---|---|---|
| #1 | -40.30% Nov 15, 2022 - Aug 22, 2025 | -85.54% Dec 19, 2016 - May 9, 2023 |
| #2 | -13.88% Aug 26, 2025 - Nov 5, 2025 | -60.47% Dec 18, 2001 - Dec 19, 2016 |
| #3 | -13.33% Feb 17, 2026 - Apr 9, 2026 | -25.22% Jan 11, 2000 - May 29, 2001 |
| #4 | -6.90% Nov 5, 2025 - Feb 2, 2026 | -19.30% Nov 12, 1999 - Jan 11, 2000 |
| #5 | -6.16% Apr 10, 2026 - Jun 9, 2026 | -18.29% May 31, 2001 - Jul 18, 2001 |
| #6 | -5.02% Jun 18, 2026 - Jul 16, 2026 | -15.38% Sep 6, 2001 - Nov 30, 2001 |
| #7 | -3.23% Oct 17, 2022 - Oct 31, 2022 | -8.38% Jul 18, 2001 - Aug 15, 2001 |
| #8 | -3.10% Jun 11, 2026 - Jun 18, 2026 | -7.55% Dec 7, 2001 - Dec 18, 2001 |
| #9 | -3.05% Aug 7, 2026 - Aug 12, 2026 | -3.08% Aug 24, 2001 - Aug 31, 2001 |
| #10 | -3.03% Jul 16, 2026 - Jul 28, 2026 | -2.40% Nov 30, 2001 - Dec 4, 2001 |
| #11 | -2.81% Sep 20, 2022 - Oct 6, 2022 | -2.11% Nov 2, 1999 - Nov 5, 1999 |
| #12 | -1.91% Feb 9, 2026 - Feb 17, 2026 | -2.08% Nov 5, 1999 - Nov 11, 1999 |
| #13 | -1.60% Jul 28, 2026 - Aug 5, 2026 | -1.67% Aug 20, 2001 - Aug 22, 2001 |
| #14 | -1.27% Aug 18, 2022 - Sep 7, 2022 | N/A |
| #15 | -1.23% Nov 1, 2022 - Nov 11, 2022 | N/A |
Correlation
Correlation between ECBK and CIA is 0.67 which considered as a moderate positive correlation - the stocks show some tendency to move together.
0.67
-101
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