DUOL vs CACC

Comparison between Duolingo Inc - Class A (DUOL, Company) and Credit Acceptance Corp (CACC, Company).

DUOL is from the Technology sector, while CACC is from the Financial Services sector.

5-Year PerformanceCACC has outperformed DUOL, delivering a return of +6.2% compared to -1.2%

DUOL vs CACC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DUOL(COMPANY)	CACC(COMPANY)
Market Cap	$6.43B	$6.42B
Max Drawdown	83.35%	66.85%
Sharpe Ratio	-1.36	0.56
5Y Beta	1.36	1.14
Industry	Software - Application	Credit Services
P/E Ratio	15.49	14.66
Forward P/E	18.48	10.34
PEG Ratio	0.04	0.20
5Y EPS CAGR	N/A	0.50%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.47%	16.39%

Market Cap

Winner

DUOL

$6.43B

CACC

$6.42B

Max Drawdown

DUOL

83.35%

Winner

CACC

66.85%

Sharpe Ratio

DUOL

-1.36

Winner

CACC

0.56

5Y Beta

DUOL

1.36

Winner

CACC

1.14

Industry

DUOL

Software - Application

CACC

Credit Services

P/E Ratio

DUOL

15.49

Winner

CACC

14.66

Forward P/E

DUOL

18.48

Winner

CACC

10.34

PEG Ratio

Winner

DUOL

0.04

CACC

0.20

5Y EPS CAGR

DUOL

N/A

CACC

0.50%

Debt to Equity

DUOL

0.00%

CACC

0.00%

Free Cash Flow Yield

DUOL

6.47%

Winner

CACC

16.39%

DUOL vs CACC - Historical Returns

Returns include dividend reinvestment.

Period	DUOL	CACC
1 month	+3.27%	+7.59%
3 months	+32.84%	+23.91%
6 months	-15.02%	+30.16%
1 year	-65.31%	+22.98%
5 years(CAGR)	-1.16%	+6.23%
10 years(CAGR)	N/A	+12.03%
Max(CAGR)	-1.16%	+19.76%

DUOL

+3.27%

Winner

CACC

+7.59%

Winner

DUOL

+32.84%

CACC

+23.91%

DUOL

-15.02%

Winner

CACC

+30.16%

DUOL

-65.31%

Winner

CACC

+22.98%

5Y(CAGR)

DUOL

-1.16%

Winner

CACC

+6.23%

10Y(CAGR)

DUOL

N/A

CACC

+12.03%

Max(CAGR)

DUOL

-1.16%

Winner

CACC

+19.76%

DUOL vs CACC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DUOL	CACC
2026	-25.65%	+35.77%
2025	-46.15%	-4.67%
2024	+51.26%	-13.08%
2023	+219.82%	+16.70%
2022	-32.30%	-26.88%
2021	-23.67%	+104.67%
2020	N/A	-21.82%
2019	N/A	+13.64%
2018	N/A	+16.17%
2017	N/A	+49.52%
2016	N/A	+1.97%
2015	N/A	+56.33%
2014	N/A	+5.13%
2013	N/A	+25.78%
2012	N/A	+24.82%
2011	N/A	+29.07%
2010	N/A	+43.18%
2009	N/A	+190.75%
2008	N/A	-25.95%
2007	N/A	-37.42%
2006	N/A	+108.31%
2005	N/A	-37.40%
2004	N/A	+65.05%
2003	N/A	+132.17%
2002	N/A	-30.19%
2001	N/A	+50.69%
2000	N/A	+60.00%
1999	N/A	-26.24%

DUOL vs CACC Drawdown Comparison

The maximum drawdown for DUOL was -83.35%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for CACC was -66.85%, occurring on Mar 26, 2003. Recovery took 386 trading sessions.

The current DUOL drawdown is -75.73%. The current CACC drawdown is -11.49%.

Rank	DUOL	CACC
#1	-83.35% May 14, 2025 - Apr 10, 2026	-66.85% May 17, 2002 - Nov 26, 2003
#2	-68.92% Sep 23, 2021 - Nov 9, 2023	-66.00% Oct 16, 2006 - Oct 7, 2009
#3	-38.27% Feb 18, 2025 - May 2, 2025	-56.93% Apr 26, 2019 - Aug 6, 2020
#4	-36.16% May 7, 2024 - Sep 18, 2024	-52.09% Dec 29, 2004 - May 3, 2006
#5	-27.76% Dec 19, 2023 - May 6, 2024	-45.68% Nov 4, 2021 - Jan 5, 2023
#6	-17.81% Aug 5, 2021 - Sep 2, 2021	-45.03% Aug 10, 2020 - Aug 2, 2021
#7	-16.22% Dec 5, 2024 - Feb 4, 2025	-40.57% Jul 8, 2015 - Aug 2, 2017
#8	-8.46% Sep 10, 2021 - Sep 16, 2021	-38.10% Nov 2, 1999 - Jan 24, 2000
#9	-6.50% Nov 14, 2023 - Nov 24, 2023	-35.68% Aug 21, 2001 - Mar 18, 2002
#10	-6.11% Nov 8, 2024 - Nov 20, 2024	-34.58% Sep 20, 2000 - Jan 5, 2001
#11	-4.65% Nov 27, 2023 - Dec 12, 2023	-33.04% Jul 1, 2011 - Dec 5, 2011
#12	-4.43% Feb 10, 2025 - Feb 13, 2025	-32.73% Jan 11, 2001 - Apr 30, 2001
#13	-4.12% Oct 9, 2024 - Oct 29, 2024	-32.52% Mar 29, 2004 - Sep 13, 2004
#14	-3.33% Sep 25, 2024 - Oct 9, 2024	-27.27% Jan 24, 2000 - Apr 7, 2000
#15	-3.29% Jul 28, 2021 - Jul 30, 2021	-26.72% Jan 29, 2010 - Jul 26, 2010