DRI vs AFRM

Comparison between Darden Restaurants Inc (DRI, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

DRI is from the Consumer Cyclical sector, while AFRM is from the Financial Services sector.

5-Year PerformanceDRI has outperformed AFRM, delivering a return of +10.6% compared to +4.7%

DRI vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DRI(COMPANY)	AFRM(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	73.22%	94.71%
Sharpe Ratio	-0.10	0.74
5Y Beta	0.59	2.43
Industry	Restaurants	Credit Services
P/E Ratio	20.37	70.96
Forward P/E	16.84	30.86
PEG Ratio	0.95	0.61
Dividend Yield	3.05%	N/A
5Y Dividends CAGR	36.70%	N/A
5Y EPS CAGR	12.07%	N/A
Debt to Equity	115.54%	234.55%
Free Cash Flow Yield	-6.07%	3.48%
P/S Ratio	1.77	5.66
P/B Ratio	10.55	5.94

Market Cap

Winner

DRI

$23B

AFRM

$23B

Max Drawdown

Winner

DRI

73.22%

AFRM

94.71%

Sharpe Ratio

DRI

-0.10

Winner

AFRM

0.74

5Y Beta

Winner

DRI

0.59

AFRM

2.43

Industry

DRI

Restaurants

AFRM

Credit Services

P/E Ratio

Winner

DRI

20.37

AFRM

70.96

Forward P/E

Winner

DRI

16.84

AFRM

30.86

PEG Ratio

DRI

0.95

Winner

AFRM

0.61

Dividend Yield

DRI

3.05%

AFRM

N/A

5Y Dividends CAGR

DRI

36.70%

AFRM

N/A

5Y EPS CAGR

DRI

12.07%

AFRM

N/A

Debt to Equity

Winner

DRI

115.54%

AFRM

234.55%

Free Cash Flow Yield

DRI

-6.07%

Winner

AFRM

3.48%

P/S Ratio

Winner

DRI

1.77

AFRM

5.66

P/B Ratio

DRI

10.55

Winner

AFRM

5.94

DRI vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	DRI	AFRM
1 month	+0.09%	+3.99%
3 months	-8.56%	+31.49%
6 months	+14.55%	+4.35%
1 year	+0.04%	+42.21%
5 years(CAGR)	+10.56%	+4.71%
10 years(CAGR)	+14.79%	N/A
Max(CAGR)	+14.06%	-6.68%

DRI

+0.09%

Winner

AFRM

+3.99%

DRI

-8.56%

Winner

AFRM

+31.49%

Winner

DRI

+14.55%

AFRM

+4.35%

DRI

+0.04%

Winner

AFRM

+42.21%

5Y(CAGR)

Winner

DRI

+10.56%

AFRM

+4.71%

10Y(CAGR)

DRI

+14.79%

AFRM

N/A

Max(CAGR)

Winner

DRI

+14.06%

AFRM

-6.68%

DRI vs AFRM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DRI	AFRM
2026	+6.91%	-9.25%
2025	+1.70%	+19.07%
2024	+19.18%	+30.69%
2023	+21.41%	+440.00%
2022	-3.64%	-89.84%
2021	+32.70%	+3.41%
2020	+7.24%	N/A
2019	+12.24%	N/A
2018	+6.55%	N/A
2017	+37.21%	N/A
2016	+19.85%	N/A
2015	+26.11%	N/A
2014	+14.98%	N/A
2013	+25.06%	N/A
2012	+4.75%	N/A
2011	+0.73%	N/A
2010	+36.49%	N/A
2009	+22.13%	N/A
2008	+8.66%	N/A
2007	-30.34%	N/A
2006	+5.43%	N/A
2005	+43.98%	N/A
2004	+33.16%	N/A
2003	-1.22%	N/A
2002	-12.04%	N/A
2001	+56.90%	N/A
2000	+32.72%	N/A
1999	-3.61%	N/A

DRI vs AFRM Drawdown Comparison

The maximum drawdown for DRI was -72.81%, occurring on Mar 18, 2020. Recovery took 338 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current DRI drawdown is -9.99%. The current AFRM drawdown is -60.14%.

Rank	DRI	AFRM
#1	-72.81% Sep 9, 2019 - Jan 11, 2021	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-70.21% Jun 18, 2007 - Mar 22, 2010	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-42.57% Mar 6, 2002 - Jan 18, 2005	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-37.98% Nov 8, 1999 - Sep 22, 2000	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-28.37% Sep 27, 2021 - Mar 21, 2023	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-26.02% Dec 4, 2000 - Apr 25, 2001	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-24.95% Jul 17, 2001 - Oct 31, 2001	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-23.90% Jun 20, 2025 - Nov 20, 2025	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-22.74% Apr 23, 2010 - Nov 5, 2010	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-22.56% Jul 7, 2011 - Mar 13, 2012	N/A
#11	-21.74% Feb 24, 2006 - Sep 21, 2006	N/A
#12	-21.62% Sep 21, 2012 - Dec 23, 2013	N/A
#13	-21.43% Jul 20, 2023 - Feb 23, 2024	N/A
#14	-20.06% Mar 6, 2024 - Sep 23, 2024	N/A
#15	-18.71% Aug 5, 2015 - Mar 9, 2016	N/A