DJCO vs IBCP

Comparison between Daily Journal Corporation (DJCO, Company) and Independent Bank Corporation (Ionia MI) (IBCP, Company).

DJCO is from the Technology sector, while IBCP is from the Financial Services sector.

5-Year PerformanceIBCP has outperformed DJCO, delivering a return of +13.9% compared to +10.5%

DJCO vs IBCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DJCO(COMPANY)	IBCP(COMPANY)
Market Cap	$726M	$727M
Max Drawdown	41.58%	98.00%
Sharpe Ratio	0.72	0.52
5Y Beta	1.18	0.75
Industry	Software - Application	Banks - Regional
P/E Ratio	45.83	10.43
Forward P/E	39.22	12.05
PEG Ratio	4.32	1.58
Dividend Yield	N/A	3.05%
5Y Dividends CAGR	N/A	5.61%
5Y EPS CAGR	48.89%	0.15%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	1.90%	3.55%
P/S Ratio	7.73	3.23
P/B Ratio	2.05	1.42

Market Cap

DJCO

$726M

Winner

IBCP

$727M

Max Drawdown

Winner

DJCO

41.58%

IBCP

98.00%

Sharpe Ratio

Winner

DJCO

0.72

IBCP

0.52

5Y Beta

DJCO

1.18

Winner

IBCP

0.75

Industry

DJCO

Software - Application

IBCP

Banks - Regional

P/E Ratio

DJCO

45.83

Winner

IBCP

10.43

Forward P/E

DJCO

39.22

Winner

IBCP

12.05

PEG Ratio

DJCO

4.32

Winner

IBCP

1.58

Dividend Yield

DJCO

N/A

IBCP

3.05%

5Y Dividends CAGR

DJCO

N/A

IBCP

5.61%

5Y EPS CAGR

Winner

DJCO

48.89%

IBCP

0.15%

Debt to Equity

DJCO

0.00%

IBCP

0.00%

Free Cash Flow Yield

DJCO

1.90%

Winner

IBCP

3.55%

P/S Ratio

DJCO

7.73

Winner

IBCP

3.23

P/B Ratio

DJCO

2.05

Winner

IBCP

1.42

DJCO vs IBCP - Historical Returns

Returns include dividend reinvestment.

Period	DJCO	IBCP
1 month	+14.03%	+5.75%
3 months	+6.96%	+8.03%
6 months	+9.56%	+3.43%
1 year	+39.23%	+16.81%
5 years(CAGR)	+10.47%	+13.85%
10 years(CAGR)	+10.44%	+13.05%
Max(CAGR)	+10.81%	+7.49%

Winner

DJCO

+14.03%

IBCP

+5.75%

DJCO

+6.96%

Winner

IBCP

+8.03%

Winner

DJCO

+9.56%

IBCP

+3.43%

Winner

DJCO

+39.23%

IBCP

+16.81%

5Y(CAGR)

DJCO

+10.47%

Winner

IBCP

+13.85%

10Y(CAGR)

DJCO

+10.44%

Winner

IBCP

+13.05%

Max(CAGR)

Winner

DJCO

+10.81%

IBCP

+7.49%

DJCO vs IBCP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DJCO	IBCP
2026	+10.84%	+12.01%
2025	-12.57%	-2.22%
2024	+63.92%	+39.94%
2023	+28.72%	+12.93%
2022	-29.53%	+2.86%
2021	-7.35%	+32.60%
2020	+38.36%	-14.28%
2019	+21.72%	+9.60%
2018	+2.18%	-5.62%
2017	-9.33%	+3.33%
2016	+20.28%	+51.39%
2015	-15.83%	+22.89%
2014	+46.61%	+8.49%
2013	+101.95%	+242.86%
2012	+41.19%	+157.68%
2011	-8.01%	-2.21%
2010	+21.62%	+78.08%
2009	+77.14%	-67.38%
2008	-16.97%	-75.62%
2007	+1.60%	-60.53%
2006	-3.38%	-7.84%
2005	+22.46%	+0.96%
2004	+17.54%	+6.99%
2003	+29.02%	+57.58%
2002	-2.04%	+11.75%
2001	-18.33%	+54.45%
2000	-7.69%	N/A
1999	-10.34%	N/A

DJCO vs IBCP Drawdown Comparison

The maximum drawdown for DJCO was -41.58%, occurring on Sep 26, 2022. Recovery took 879 trading sessions.

The maximum drawdown for IBCP was -97.75%, occurring on Dec 1, 2009. Recovery took 3117 trading sessions.

The current DJCO drawdown is -16.33%. The current IBCP drawdown is -4.46%.

Rank	DJCO	IBCP
#1	-41.58% Dec 31, 2020 - Jul 2, 2024	-97.75% Dec 1, 2005 - Apr 23, 2018
#2	-41.38% Nov 1, 1999 - Feb 10, 2004	-61.76% Jun 8, 2018 - Mar 12, 2021
#3	-38.01% Nov 11, 2024 - Jan 9, 2026	-36.44% Dec 1, 2022 - Dec 13, 2023
#4	-37.98% Apr 4, 2008 - Aug 7, 2009	-29.16% Jan 14, 2022 - Dec 1, 2022
#5	-33.14% Dec 31, 2014 - Dec 7, 2016	-27.46% Nov 11, 2024 - Apr 4, 2025
#6	-32.90% Feb 19, 2020 - Aug 6, 2020	-20.87% Dec 11, 2003 - Nov 29, 2004
#7	-31.16% Jan 28, 2008 - Apr 4, 2008	-18.51% Apr 12, 2021 - Nov 5, 2021
#8	-30.41% Jan 23, 2026 - May 15, 2026	-18.26% Aug 22, 2001 - Dec 11, 2001
#9	-28.00% Dec 14, 2016 - Oct 7, 2019	-17.08% Jun 14, 2002 - Aug 26, 2002
#10	-24.28% Aug 9, 2013 - Dec 26, 2013	-13.78% Mar 7, 2005 - Jul 28, 2005
#11	-24.12% Aug 6, 2020 - Dec 18, 2020	-13.47% Jan 30, 2024 - Jun 28, 2024
#12	-23.56% Nov 1, 2012 - Mar 26, 2013	-12.84% Oct 1, 2002 - Apr 22, 2003
#13	-23.23% Jun 23, 2014 - Nov 12, 2014	-12.05% May 31, 2001 - Jul 16, 2001
#14	-20.64% Dec 27, 2005 - Oct 25, 2007	-11.89% Jun 4, 2003 - Jul 2, 2003
#15	-19.78% Jan 13, 2005 - Dec 23, 2005	-11.09% Sep 19, 2024 - Nov 6, 2024